Great Australian Road Trips Whether you’re young or old, there’s one thing Australia is tailor made for: road trips. Let’s face it, Australia is a pretty long way from just about everywhere. But many Australians seem to have a mindset that their own country is less interesting than overseas countries because it’s so familiar.  Rather, they reckon they’ll have plenty of time to explore Australia later. But the pandemic and its international travel bans have seen Australians want to explore more around the land down under, with some surveys indicating that over three-quarters of Australians ..read more

Ethical investing – can it make a difference? As inflation goes up and wages stay flat, many people are keeping a close eye on where their money is spent. Along with everyday savings accounts, a growing number of Australians are interested in how their superannuation is being invested. But it’s more than the questions like “am I getting the best returns” that are getting asked. The question on everyone’s minds these days seems to be: is my superannuation being invested in an ethical way? Welcome to the world of ethical investing. Gone are the days when all people wanted from their superannuati ..read more

Investing Your Superannuation – it’s easier than you think What’s one thing almost every working Australian has? The answer: superannuation.  Whether you’ve been working for 3 days or 30 years, you’ve more likely than not got a superannuation balance. To some of us, superannuation is something we vaguely know we have, but we seldom think about it, and we definitely never think about investing. Others though are superannuation disciples who own a self-managed super fund and investing is in their bones!     You should care about your superannuation When was the last time you looke ..read more

Should I speak to a claims lawyer or a financial advisor?   If you’ve suffered an injury or illness that’s stopping you from returning to work, you may be eligible to lodge a Total and Permanent Disability insurance (TPD) claim. But standing at the claims starting line can be a little confusing. The old saying ‘seek expert advice’ sounds helpful, but which experts should you actually be seeking advice from? It’s a good question. The best place to start would be to read our comprehensive guide to TPD insurance first to make sure you know the basics (we’ll wait…. Ok, we good?). The next ste ..read more

How much does it cost to buy an electric vehicle and are there any incentives?   Buying an electric vehicle – the cost and incentives Everyone seems to want an electric car (EV) these days. With fuel prices going through the roof, more people wanting to do their bit to help save the planet, and an increasing number of electric vehicle incentives available, it’s no wonder electric vehicles are hot property. But you’ve probably got lots of questions. Are they actually affordable? Do we pay more for them in Australia than overseas? Are there any EV incentives or rebates?   How much do e ..read more

TPD Insurance and Your Superannuation – Your Safety Net   We all like to hope for the best, however sometimes it pays to plan for the worst. Even though you may be in the prime of your life, the unfortunate reality is that you could be just one illness or injury away from not being able to work again.   The good news is that you may be more protected than you think, thanks to your superannuation.  The bad news is, there are usually stringent conditions attached to you being able to make a TPD claim based on whatever insurances you hold within your super.   So, what do you n ..read more

The Ultimate Guide to Superannuation   Although superannuation is a national scheme introduced to make the transition into retirement significantly easier, exactly how does the world of super work? Once upon a time, the concept of superannuation was seen as a luxury for public servants and white-collar employees of big corporations. In 1986, just 32% of private sector employees had access to a super program, and the funds weren’t transferable between different employers as they are now. However, that all changed in 1992. The Keating Government introduced the Superannuation Guarantee, whic ..read more

An Introduction to Baby Seat Safety If you are one of the many Australians getting ready to welcome a new arrival into your family, understanding the basics of baby seat safety is a must. While starting a family is not a decision to be taken lightly, having a baby can be one of the most rewarding experiences that anyone can have. For many people, becoming a parent means that life isn’t about you anymore, as caring for this tiny human becomes priority number one. The responsibility of caring for a child can mean anything and everything from feeding them, bathing them, clothing them, and ensurin ..read more

What are vehicle recalls?   When a car manufacturer becomes aware of a fault with a vehicle that could pose a threat of injury or worse, they’ll issue a recall. This may also happen when a component fails to meet Australian standards.   Once this is published, they’ll most probably contact you directly to inform you of the safety issue. Commonly, they’ll already have a replacement procedure in place, so you can take your car back to the dealership, where the mechanics will carry out a repair. It may be as simple as swapping out a component for a redesigned replacement, or it might in ..read more

What Is PPSR And How Does It Work   So what is PPSR, and how does it all work? Well, if you’re in the market for a car, bike or boat, it can be a valuable tool to protect your assets. As many Australians already know, protecting your assets is big business. Unfortunately, staking your claim to these assets and protecting them accordingly is often linked to a significant amount of paperwork. From property to cars and even recreational items like boats and caravans, following the right procedures linked to registering these items and insuring them isn’t always an easy task.   Imagine t ..read more