As most of you would know. There are only four 1-year T-Bills each year – one every quarter. And the next one is coming up on 18 April – so if you want 1-year T-Bills you really should apply as the next one wouldn’t be for another 3 months. Given expectations over interest rate […] The post 1-year T-Bills Auction on 18 April – Must buy with CPF-OA? Will interest rates cross 4.0% or drop? appeared first on Financial Horse ..read more

Rounding up top investing articles from around the web, including articles shared on Twitter. NParks, ICA set trap to nab bird smugglers in one of largest cases in S’pore; 138 of 337 birds died (Straits Times) As the Malaysian-registered trailer truck arrived at Tuas Checkpoint on March 23, 2023, Immigration and Checkpoints Authority (ICA) officers directed […] The post Top News this Week (14 Apr) appeared first on Financial Horse ..read more

  Short term interest rates have been very interesting of late. If you recall – in Jan the market was pricing in 6 interest rate cuts in 2024. After this week’s US inflation data however, the market is now only pricing in 2 interest rate cuts in 2024. This has led to a sharp increase […] The post Best Fixed Deposit Rates yield 3.80% – Are interest rates going up or down? Where to put cash for yield today, T-Bills vs Fixed Deposits vs Money Market Funds (April 2024) appeared first on Financial Horse ..read more

  In my weekend article, I estimated a yield of 3.75% – 3.85% for the upcoming 6-month T-Bills auction. Well, the auction results are out – 3.75%, on the lower end of my projected range. What is interesting is that the demand for T-Bills continues to soar to record highs. At $16 billion in demand […] The post 6-month T-Bills yields drop to 3.75% – Demand for T-Bills soars to record highs (11 April 2024 Auction Results) appeared first on Financial Horse ..read more

  Quite a few of you have been asking for my views on Keppel DC REIT. So I decided to release this FH Premium post to everyone. This FH Premium post was written in early Feb after the FY2023 financial results and tenant default news.  However this should give you an idea of my general […] The post Keppel DC REIT pays a 5.8% dividend yield – Will I buy this REIT after the tenant default? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more

  So the next 6-month T-Bills auction is on 11 April. After closing as high as 4.07% in late 2023. T-Bills yields then dropped as low as 3.54%. In the most recent auction however, T-Bills recovered to 3.80%. Bank fixed deposit rates have been steadily declining of late – so at 3.80%, 6-month T-Bills offer […] The post 6-month T-Bills Auction on 11 April – Will interest rates cross 4.0% or drop again? Buy T-Bills vs Fixed Deposit, Singapore Savings Bonds or Money Market Funds? appeared first on Financial Horse ..read more

As some of you may know, my belief is that active investing may outperform passive investing this decade. So when Saxo reached out to collaborate on a post on active investing, I was happy to share my views. If I had $1 million to invest for the rest of this decade. Adopting an active, multi-asset […] The post How I may invest $1 million in 2024 – Buy REITs, US Stocks, Commodities, T-Bills? (as a Singapore Investor) appeared first on Financial Horse ..read more

  As shared in previous articles, I recently opened a position in Sea Ltd in Jan/Feb this year. My average buy in price is around high 30s. Based on latest closing price of $58.4, I’m up about 50% since my buy in price. Given the rapid move in share price (and latest earnings) – I […] The post Shopee shares jump 50% since I bought – Will I buy more Sea Ltd stock or take profit? appeared first on Financial Horse ..read more

Rounding up top investing articles from around the web, including articles shared on Twitter. Next-gen ERP: New vehicles to get on-board units from May, existing motorbikes from June (Straits Times) New vehicles registered from May 1 will be pre-fitted with equipment for the next-generation ERP system and, at the same time, owners of existing motorcycles will […] The post Top News this Week (31 Mar) appeared first on Financial Horse ..read more

  So I was reading this article from Beansprout recently. The article is titled “UOB offers lowest dividend yield amongst local banks. Switch to DBS?” It explains how UOB pays the lowest dividend yield compared to OCBC and DBS bank. And the conclusion was that “Against this backdrop, we would still look at the Singapore […] The post UOB Bank pays 5.8% dividend yield only – Buy DBS or OCBC instead for higher dividend yield? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more