The holidays are upon us again, and many look forward to spending quality time with family and friends. Yet, constantly surrounding ourselves with family, friends, and the holiday glitz can quickly make a festive time of year become a stressful time of year. The stress of the holidays can lead to overeating, overdrinking, overspending, and underperforming. But there are many tactics you can use to find enjoyment during the season while maintaining your emotional, fiscal, and physical health. Read on for tips to help you balance indulgence and moderation and retain your sanity this holiday seas ..read more

According to the National Academy of Sports Medicine (NASM), wellness is the personal journey toward the mental, physical, social, and emotional betterment of life. This means it’s an ongoing process requiring both growth and maintenance. It’s about balance. And balance is about shifting energy to where it’s needed when it’s needed since there’s no even distribution in life. Sometimes growth in one area means you enter maintenance mode in another. It’s not inherently a good or bad thing. It just is — like a season in life. To climb the corporate ladder, you may need to put in more hours and re ..read more

The term ‘balanced diet’ means having enough food from each group of nutrients (protein, carbohydrates, fats) to help ensure you get the vitamins and minerals needed for good health. A balanced diet also provides essential nutrients such as vitamins and minerals. These nutrients play a crucial role in our body’s function and ensure the proper functioning of our organs and tissues. There are many different diets available today, each claiming to offer the perfect solution for weight loss. But what does eating a balanced diet mean? How should you eat to stay fit and healthy? Let’s look at what f ..read more

I need to go to the gym. Chances are you’ve said this before. You may have said it recently, and that’s ok. But what if I told you that you didn’t “need to” or “have to” go to the gym to live a healthier life? Now let’s be clear; I’m not suggesting you don’t go to the gym. I’m saying that the gym (and everything that comes with it) doesn’t have to be your path to better wellbeing. When I tell folks I compete in track and field, they often respond with something they “need to do” in their life to get in better shape or improve their wellbeing. Often times it’s “I need to get back into working o ..read more

Financial experts agree that saving money is essential for reaching your financial goals. If you want to achieve your financial dreams, you must invest for your future. But you also need access to money today for living expenses, emergencies, and having some fun along the way. You can save and invest your money in several places depending on your situation and financial goals. For example, you might choose to keep some money safe in the bank while putting some money into stocks, real estate, or a business. The key is finding the right mix of risk and return that suits you. Short and Mid-Term ..read more

Employers have been working for years on workforce optimization. The goal is to get the most out of their employees by improving productivity. But what about improving your own productivity? Better performance at work provides a sense of personal satisfaction and can lead to increased training opportunities, raises, promotions, bonuses, and more. And when your career is humming, the rest of life hums along better too. So if you’re looking to improve your productivity at work, check out these tips to help you fine tune how well you perform on the job: 5 Tips to Optimize Your Workplace Performan ..read more

There’s no doubt about it – employee benefits are confusing. So much so, in fact, that many workers in the US don’t fully understand the benefits they pay for. Especially for younger employees, navigating the complex web of benefits and programs and perks can be incredibly stressful. And if you don’t have someone who can translate all the jargon and point you toward your best options, it can feel like you’re in over your head. Fortunately, with a little prep work and research, you can make sure you’re getting the most out of your benefits. Here’s the thing: there’s more to compensation than th ..read more

At Paychecks and Balances, we’re here to help offer financial education that you can throw into your toolbox when increasing your personal finance IQ. For that reason, it’s only fitting that we talk about all the different strategies associated with... The post Top Cryptocurrency Apps for Trading appeared first on Paychecks & Balances ..read more

Humans are a mass of contradictions, and nowhere does that play out more obviously than in the arena of personal finance. In the effort to optimize to the nth degree, many otherwise rational beings fall victim to “overthinking” their finances,... The post Are You Overthinking Financial Decisions? appeared first on Paychecks & Balances ..read more

Shopping addiction, also called—oniomania—affects 5% of the world population. Some people may experience it at one point in their lives or may struggle with it for decades. Constant exposure to social media, 24/7 accessibility to online shopping, and short-term financing... The post Recovery and Rebuilding After a Shopping Addiction appeared first on Paychecks & Balances ..read more