Cryptocurrencies – digital assets – and Distributed Ledger Technologies such as Blockchain have captured significant attention from the media, financial institutions, governments, regulatory institutions, and investors over the last years. Blockchain will change e-commerce and supply chain management; gaming; financial services such as lending, remittance, and digital payments; data security and identity management; fundraising and asset digitalization. Gartner reported that blockchain technology will create more than $3.1 trillion dollars’ worth of business value by 2030. Deloitte found tha ..read more

Blockchain Technology’s underlying structure of decentralization guarantees tamperproof and complete transparency. Blockchain platforms can track commodities, record contractual agreements, and serve as a trusted register for trade documentation. Smart contracts can automatically execute contracts, and participants can manage and settle transactions reliably. A Digital Asset that passes the Howey Test is deemed a Security Token. Security tokens are designed to represent complete or fractional ownership in an asset such as shares and stocks of private companies, commodities e.g. 1gra ..read more

Blockchain was born out of the necessity to supervise peer-to-peer Bitcoin transactions. Bitcoin was the first known cryptocurrency that revolutionizes how people exchange money. And even though blockchain was initially created for Bitcoin, nowadays it has many applications in all industries. In essence, blockchain is immutable data that is shared between a group of computers. The characteristic of this technology allows for a new decentralized way to do transactions which makes the process transparent for all parties. Since the rise of this technology, blockchain professionals have highly so ..read more

Many of us have been relegated to our homes during this time of uncertainty brought on by the spread of COVID-19. Scientists and health care professionals across the world are working tirelessly to bring their citizens the help they so desperately need to deal with this crisis. If you are among the lucky that are at home, stock up on essential supplies, and healthy you are probably in good standing. But, even though your basic needs may be met, it does not mean that you can neglect the other important aspects of your life. At times like these, it is not uncommon to be experiencing the stresses ..read more

The Need For Funding: Small-Medium Sized Enterprises (SME) The Backbone Of Our Economy Small and Medium-sized Enterprises (SMEs) make up to 90% of all firms and account on average for 60-70% of total employment and 50% of GDP. Often, these businesses lack the experience to fund their growth. Bank loans are mostly the means to finance expansion. However, many smaller businesses cannot satisfy the bank requirement to qualify for the loan. Hence, SMEs need to be encouraged to utilize diversified sources of financing. (Source: OECD, Worldbank) “Beyond debt financing, most commonly in the form of ..read more

The Need For Funding: Small-Medium Sized Enterprises (SME) The Backbone Of Our Economy Small and Medium-sized Enterprises (SMEs) make up to 90% of all firms and account on average for 60-70% of total employment and 50% of GDP. Often, these businesses lack the experience to fund their growth. Bank loans are mostly the means to finance expansion. However, many smaller businesses cannot satisfy the bank requirement to qualify for the loan. Hence, SMEs need to be encouraged to utilize diversified sources of financing. (Source: OECD, Worldbank) “Beyond debt financing, most commonly in the form o ..read more

Fungibility is the ability of a good or asset to be interchanged for another good or asset of like kind and same value. Basically it doesn’t matter which one you have, only how many. Hence, goods and assets that are not interchangeable, such as owned cars and houses, are non-fungible. Fungibility is an important characteristic for currencies to maintain their purpose, reliability and to be exchangeable widely to process daily transactions. Each unit of the currency remains the same despite the amount of spending. In the case of crypto, fungibility serves the same function as with other fungibl ..read more

3 Ways Fractional Sharable Tradable Digital Assets Will Reshape The World A thought. It’s in 2030. How do you think assets will be owned? Perhaps not all? Fractional? Or will all be sharing? The rise of the internet and smart devices have changed everything, the way we communicate, the way we do business, the way we buy stuff, the way we access the world. Do you think investments in companies or commercial real estate will still happen through a broker? In an office? Signing papers? Or is it possible to buy assets (full or fractions) via a phone app? Pay cross-border within seconds? Settle tra ..read more

SEC’s latest proposal could make fundraising easier for Startups, SME or Scaleups. Particularly projects leveraging from tokenized crowdfunding via digital assets, such as rational CRE, digitalised company shares etc,  would benefit from the potential new ruling.   The amendments would increase the amount companies could raise through exemptions and expand who qualifies as an “accredited investor.”   Companies that raise investments through crowdfunding eg Security Token Offering, could see the process become simpler if the new rules proposed by the SEC are passed. While increasing the limit ..read more

According to Statista, in 2019 worldwide mobile advertising spend surpassed $190 billion USD and is expected to surpass $280 billion USD by 2022[1]. More and more companies are becoming privy to the unique advantages that come with sending promotions through a user’s smartphone. Those that are able to execute on this trend successfully reap massive increases in on-site revenue spend and engagement metrics, and those that do not, well, are not so lucky. Yes, there are winners and losers with any technological change, but what can be done? Not all businesses are set up technically and strategica ..read more