Moved and bought a home? Here’s what you should know
The Rising Staircase
by Jeremiah
2y ago
Much of the country is still in the middle of a red-hot real estate market. Home values are rising due to high demand and first-time homebuyers should be aware of how the value of their home impacts the way their premiums are calculated. Location and structure type are two examples of considerations that can affect home insurance premiums, but so do the features of the home, policy limits, and, in some states, even a homeowner’s personal finances. Policyholders should be aware of the variables that are factored into their insurance coverage. Location Location is perhaps the largest component ..read more
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5 services that can make a big impact for small businesses
The Rising Staircase
by Jeremiah
2y ago
Sponsored by Office Depot If you own a small business, you know that it can be an incredibly rewarding yet challenging venture that requires balance, especially if you’re working remotely. In fact, according to a survey, achieving work-life balance is the most important habit to cultivate to be successful in that environment. Luckily, you don’t have to do it all on your own. Companies like Office Depot support small business owners year-round with products and services to help them build and attract customers, maintain day-to-day operations, save time and much more. Check out these five servi ..read more
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The digital economy has arrived. Here are three things to keep in mind when exploring investment opportunities.
The Rising Staircase
by Jeremiah
2y ago
The digital economy is defined as the intersection of technology and finance. As we continue to use the internet and digital technologies to work, live, and play, we are collectively impacting the “traditional” financial system, and creating a digital-first economy. As with any new industry, the digital economy presents a compelling and potentially lucrative opportunity for savvy individuals who want to invest at the early stage of the industry’s development. While understanding the most important themes within the digital economy and finding ways to invest can be challenging, here are three ..read more
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Five Steps for Spring Cleaning Your Finances
The Rising Staircase
by Jeremiah
2y ago
Spring is about decluttering and tidying up our homes; but it can also be a great chance to dust off our finances. With April recognized as Financial Literacy Month, it’s an ideal moment to organize your accounts and paperwork, revisit budgets and goals, and spruce up your saving and spending habits. There are many options available for today’s savvy savers to ensure their financial affairs are in order; they range from innovative savings accounts to discounts on medical expenses, to personal loan options — and many of them are available to AARP members. Here are five steps individuals can t ..read more
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3 tips for getting the most return on your college degree
The Rising Staircase
by Jeremiah
2y ago
With the rising cost of education, you might be thinking, is college really worth the investment? If you’re heading to college soon and trying to figure out what your ideal degree will net you, here are a few considerations to keep in mind. Research majors and corresponding career opportunities A recent study by the Federal Reserve analyzed college majors that offer the most earning potential after graduation. Chemical engineering, aerospace engineering and computer engineering topped the list of degrees with the highest salaries for college graduates. Others near the top of the list include ..read more
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5 services for small businesses to prepare for the busy summer season
The Rising Staircase
by Jeremiah
2y ago
As warmer weather approaches, small businesses should start prepping for the busiest time of year. According to a study by IncFile, 38% of small business entrepreneurs said summer is the busiest season. Also, May is Small Business Month, so consumers will have small businesses in mind, increasing your potential revenue and workload. You don’t have to face the busy season alone. FedEx Office offers a variety of solutions for small businesses, adapts to your needs and supports you at every turn. Check out these five flexible services you can take advantage of this summer. 1. Notary services Not ..read more
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3 ways to get the most out of your credit card
The Rising Staircase
by Jeremiah
2y ago
Americans of all types love their credit cards. The vast majority own at least one card — including nearly two-thirds of those earning less than $40,000. Despite this card craze, many people don’t use their credit cards to their fullest potential. Credit cards are much more than just a safe and convenient payment method. They also help consumers develop budgeting habits and build their credit, allowing future big-ticket purchases like houses and cars. Here are three tips everyone should know to get the most value out of their credit cards. 1.) Tap into valuable rewards Credit card rewards pro ..read more
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Preowned boat sales skyrocket as shrinking inventory squeezes market
The Rising Staircase
by Jeremiah
2y ago
Do you have a boat you’re thinking of selling? Maybe you want to upgrade or are taking a year off. No matter your reason for selling a boat, now is the ideal time to list it, sell it quickly and make top dollar for it. The global market analysis report from Boat Trader found the surge in consumer demand for boats that began at the start of the pandemic continued to surge through 2021. The wave continues into 2022 as more people look to get out and enjoy time on the water with friends and family. Although there are plenty of interested buyers, boat inventory remains low, which means boats are ..read more
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5 ways to identify quality financial information online
The Rising Staircase
by Jeremiah
2y ago
When it comes to your finances, where are you getting financial information? Older generations received most of their financial advice from financial planners, family friends and print media, but more and more Americans are turning to social media as a trusted source for money matters. According to the National Association of Personal Financial Advisors’ (NAPFA) 2021 Consumer Survey, 39% of Americans under 65 found financial information online or on social media and 60% of those respondents acted on that advice. Social media as a source of financial advice is especially popular with the young ..read more
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The Hidden Cost of Debt on Your Mental Health and Tips to Overcome
The Rising Staircase
by Jeremiah
2y ago
May is Mental Health Awareness Month and one of the biggest factors impacting mental health is the burden of debt. The Hidden Cost of Debt survey by National Debt Relief revealed that 70% of people believe that debt makes them feel like a black cloud hangs over them, in addition to one-in-three people reporting debt has led to an increase in anxiety and stress. What’s more, 69% of people said being in debt has made them withdraw from the things they love. “It’s time to break the stigma and normalize having conversations about debt and its toll on mental health,” said Dr. Regine Muradian Psy.D ..read more
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