Navigating the world of finance and mortgages can be intimidating, filled with jargon, terms and acronyms that seem like a foreign language. But in today’s rapidly evolving economic landscape, understanding financial and mortgage jargon is more important than ever. Whether you're a seasoned investor, a first home buyer, or someone looking to make sense of personal finance, here’s some help demystifying the terminology that can leave you feeling overwhelmed ..read more

Over the last few years, Self-Managed Super Funds (SMSFs) in Australia have become more popular, as more people are choosing to have greater control and more flexibility over their retirement savings. By establishing an SMSF, investors are able to manage their own super portfolio instead of it being managed by a fund manager. And while there are certainly benefits to this type of investment, it’s vital investors are clear on what the pitfalls are to avoid ..read more

One of the most common questions we get asked is whether it’s best to pay off a mortgage first or salary sacrifice and pay extra into a superannuation fund, or to do both. While the answer to this question is never straightforward and will depend on things like lifestyle, financial position, and time of life, salary sacrificing can be a tax-effective strategy when implemented correctly. To help you decide, here’s an explanation of what it means and examples of how both options work ..read more

First home buyers and existing homeowners understand first-hand the frustration and angst that comes with finding a new home. Attending property inspections and auctions week after week only to miss out on the one that you want is both exhausting and demotivating. Persistence may be a key factor to successfully buying a home, but how do you keep up the motivation when you fail every time? Here are some ways that could help ..read more

How Australians live together is changing, as social and demographic factors have led to many more people living in households with more than one generation of adults. Called “The Sandwich Generation”, this group of people face considerable financial and mental strain, “sandwiched” between the challenges of raising their own children or grandchildren while caring for ageing parents. If you find yourself in this situation, here are some tips that could help ..read more

Credit scores are an indicator of how you manage your money and repay your debt, based on personal and financial information kept in your credit record. When you apply for credit or a loan, lenders use credit scores to determine whether to approve your application or to lend you money. Knowing your credit score can help you negotiate better credit deals or understand why a credit application may have been declined. If you’re unsure what your credit score is, or how to access your credit report, here’s a helpful guide ..read more