10 Best Counties in Tennessee: Where to Live in TN
Ashton Real Estate Group Blog
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4d ago
If you're thinking of moving to Tennessee, you might not know where to start. Exploring the best counties to live in could be a quick way to narrow down your search. From vibrant communities to education and job opportunities, there are many promising options. Whether you're seeking a bustling urban environment or a more laid-back rural setting, Tennessee has something for everyone, and the decision on where to settle down might surprise you. Davidson County Ranked as the second-most-populous county in Tennessee, Davidson County offers a vibrant living experience in the heart of Music City, Na ..read more
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What Is a Homeowners Association? 10 Things to Know About HOAs
Ashton Real Estate Group Blog
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1w ago
Buying a home can be both rewarding and overwhelming by the amount of information that's out there. Once you've made your homebuying budget and the ideal community is selected, buyers have even more to consider. Some communities use a homeowners association (HOA) to provide certain services and enforce rules. Each HOA can be quite different, so even people who have owned a home in an HOA should take care when considering another. Here's what buyers need to know before they buy a home with an HOA. What Is an HOA? A Homeowners Association (HOA) is an organization in a subdivision, planned commun ..read more
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What is a 40-Year Mortgage & Is It a Good Idea to Get One?
Ashton Real Estate Group Blog
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1w ago
What is a 40-year mortgage, and why is it so hard to find a lender that offers them? It’s exactly what it sounds like—you extend the usual mortgage term by 10 years. Much like the difference between a 15-year mortgage vs. a 30-year mortgage, this will lower your monthly payments. But is a 40-year mortgage the best option for you? While the lower monthly payments may seem appealing, you'll want to weigh the long-term implications carefully. It's essential to calculate the trade-offs between the benefits and drawbacks of this type of loan. Before committing, understanding how it aligns with your ..read more
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Land Loans: Get a Mortgage For Land, Build Your Dream Home
Ashton Real Estate Group Blog
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1w ago
If you're considering investing in land, understanding the nuances of land loans is crucial. From eligibility requirements to the various types of land loans available, there are key factors to navigate before deciding. Whether you're eyeing a piece of raw land to develop from scratch or looking at improved parcels for the ideal commercial real estate investment location, the intricacies of land loans can significantly impact your investment. So, before you take the next step, it's essential to grasp the ins and outs of this specialized financing avenue to make informed choices that align with ..read more
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Tennessee Property Tax Relief Programs & Exemptions
Ashton Real Estate Group Blog
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1w ago
Even though Tennessee state taxes are lower than most states in the country, property taxes remain a significant expense for homeowners and can increase over time due to rising property values. Fortunately, the state of Tennessee offers programs to help make property taxes more manageable, especially for elderly residents, people with disabilities, and veterans. Tennessee's property tax relief program and property tax freeze offer financial assistance to eligible homeowners struggling with property tax burdens. The state funds this program, and successful applicants receive reimbursement to of ..read more
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How Do Home Equity Loans Work? Your Questions Answered
Ashton Real Estate Group Blog
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1w ago
For most people, their home is their most valuable asset and a form of financial savings. Typically, people can't access equity (the money they've put into their homes via mortgage payments) until they sell. However, home equity loans allow owners to borrow money by using the equity they've earned in their home as collateral. Understanding the ins and outs of these loans can be crucial in making informed decisions about your assets and liabilities. As you navigate the complexities of home equity loans, you'll need to consider various factors that could impact your financial well-being in the l ..read more
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Tennessee vs. Georgia: Which Is the Better State to Live In?
Ashton Real Estate Group Blog
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1w ago
When comparing Tennessee and Georgia, factors like affordability, education, population trends, and job prospects come to mind. Both states have their strengths in different areas, making them unique and appealing to different walks of life. But if you’re considering moving to Tennessee or settling down in Georgia, how do you determine which one is better for you? Stay with us as we uncover the pros and cons of each state. That way, you can make an informed decision based on your priorities and preferences. Tennessee vs. Georgia Highlights Tennessee is generally more affordable than Georgia, w ..read more
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How Does Rent-to-Own Work? Your Guide to Rent-to-Own Homes
Ashton Real Estate Group Blog
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1w ago
Would you rather own or rent your home? The flexibility of renting is highly appealing to some, but for many others, homeownership is a lifelong dream. If you’ve considered pursuing homeownership through a rent-to-own arrangement, you may be unsure of where to start. Understanding the nuances of this process can be crucial in making a well-informed decision that aligns with your long-term goals. From the intricacies of lease options to the potential pitfalls of overpayment, there's a lot to consider before taking the leap into a rent-to-own home. Stay tuned to uncover key insights that could s ..read more
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Your 2024 Guide to State Taxes in Tennessee
Ashton Real Estate Group Blog
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2w ago
Tennessee is known for its favorable tax climate, which includes the absence of a state income tax. This means that individuals and businesses can keep more of their hard-earned money. Although other taxes exist, such as sales tax, property tax, and gas tax, the rates are still relatively low compared to many other states. The advantageous tax landscape is, in fact, one of the factors that often sway homebuyers comparing Tennessee with North Carolina and other states. Let's break down taxes in Tennessee. For informational purposes only. Always consult with an attorney, tax, or financial adviso ..read more
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Top 12 Affordable Counties in Tennessee: Lowest Cost of Living
Ashton Real Estate Group Blog
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2w ago
The most affordable counties in Tennessee are a variety of hidden gems where affordability meets Southern charm. The cost of living in Tennessee is one of the most affordable in the country. Even people living in Nashville are likely to find that their dollar stretches farther that it would elsewhere. But if you're looking for the absolute cheapest places to live, these counties should be at the top of your list. Explore the most affordable counties in Tennessee and bring yourself one step closer to finding your dream home. Perry County Key Stats: Population: 8,432 Median Home Value: $229,900 ..read more
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