Family days out can be very expensive. In summer, many of us head to parks and playgrounds for free days out, but in colder weather, this option isn’t as appealing. Then, as Christmas events start to pop up, things get even more expensive, especially if you have multiple children. The good news is, there are great ways to save money while enjoying all of the magical activities available at this time of the year. Avoid Big Attractions Seeing Santa in a large shopping mall in the middle of a city will always be more expensive than visiting a smaller, out-of-town location. Ice skating at a local ..read more

365 days of calm is a brand-new colourful pocket-sized book by psychotheprist Becky Goddard-Hill. It is the perfect size to stuff in a stocking or give as a birthday gift and has something to offer a child in the way of inspiration every single day of the year. It’s been published this week along with 365 days of Happy and 365 days of Kind. These powerful little books are jam-packed with ways to motivate and encourage 6-12 year olds develop a healthy growth mindset. Each week is themed and starts with an activity and is followed by the quotes and daily affirmations related to the theme Kids a ..read more

If you have a family, then you are probably willing to do anything possible to keep them safe and comfortable. Whether it is earning enough money to keep a roof over your children’s heads, supporting your spouse if they are going through a difficult time at work, or making sure that your home is an enjoyable place to live, you will no doubt put your family above everything else. However, little thought is ever given to the prospect of your absence, and what that might do to the health and wellbeing of your family. No one wants to consider their own demise or serious injury, but when you have ..read more

Buying a home is one of the most important and seismic transactions a person can make. It’s also one of the least straightforward purchases in life. Unfortunately, people pay many unexpected costs when moving home and can feel blindsided and hopeless when these fees build. Purchasing a home should be an exciting milestone in life and one that isn’t weighed down by financial ambushes. Not everybody understands that there are things they can do to prepare for some of the unexpected costs that come their way. Below, you will find three suggestions to help you navigate these situations more caref ..read more

Inflation has been wreaking havoc on the whole world. Prices for gasoline, food, housing and other necessities have increased since 2021. According to a recent report, in the US alone, inflation reached 6.8 percent in 2021, the highest level since 1982. It won’t be inaccurate if we say that we are living in a time of a financial storm.  Unfortunately, with whatever is happening around the world right now, inflation will stick around for some time now. If you are constantly working hard to make ends meet, it’s time to sit back and think of ways to help your family cope with inflation. Thi ..read more

With budgets getting increasingly tighter, I’ve been to Asda to check out the Just Essentials range and managed to create a fortnight’s meal plan and the shopping list to go with it that I hope will help lots of families out during the cost of living crisis. Everyone’s family is different It’s worth mentioning that I’m not vegetarian or have any food allergies in my family, but I hope that you can adapt the meals to suit your needs. The prices are to feed a family of four but you can easily bulk out the meals with crusty bread, lentils, extra veg to make it go further if you need to. The shop ..read more

When it comes to buying new school uniform, often smart school shoes can be one of the most expensive items to buy. That’s why I was excited to see the highstreet retailer Schuh` has a recycle scheme that will save you money! For every pair of unwanted shoes or trainers, no matter what the condition, Schuh will give you a £5 voucher towards your next purchase of new shoes over £25. Recycling So James and Ted dug out a pair each of too small, extremely knackered (and probably a bit stinky) trainers to test out Schuh’s claim. The black pair on the left were literally falling apart, you can see ..read more

Almost everyone has noticed that their money isn’t going as far as it used to, what with prices rising and inflation at a 40-year high. The current cost of living crisis is affecting everyone, no matter how wealthy you are or what your financial situation is. While the wealthy are able to weather the storm better than those on low incomes, they still face significant financial burdens and a reduction in living standards due to rising prices. Many high-net-worth individuals are seeing their investment portfolios and assets decreasing in value as their bills rise, meaning they face an uncertain ..read more

Self-referral and you don’t need to be in receipt of benefits: Beannie Street Foodbank Location: (the old) Zetland Arms, 139 Portobello Street, Hull, HU9 3NP Opening times: Mon 9:00-12:00, Tues 9:00-12:00, Wed 9:00-12:00 Cottingham Foodbank Location: Zion Church, 213 Hallgate, Cottingham, HU16 4BB Opening times: Wed 10:00-11:30 Hull Vineyard Foodbank Location: The Vineyard Centre, Beverley Road, Hull, HU6 7PS Complete the referral form here for help. Oasis Hub Location: Oasis Hub, Hull Community Church, 310 Newland Avenue, Hull, HU5 2NB Opening times: Times to be announced St. Alban’s Church F ..read more

When deciding whether to hedge against inflation with gold, you will need to consider its durability and its monetary debasement protection. Gold has these two qualities, and it is a great choice for those who are concerned about inflation or monetary debasement. Gold is a durable commodity Unlike stocks and bonds, the price of gold is rarely correlated with the value of equities or bonds. Instead, gold prices tend to increase in line with inflation over time. Click the link: https://www.bls.gov/cpi/ for more information about current inflation rates. That means that it is a strong currency d ..read more