Recently, the banking industry has faced a series of liquidity crises that have raised concerns about the financial sector's stability. Many experts now wonder whether life insurance companies could be next in line for a similar crisis in 2023. Liquidity is a critical component of any financial institution's operations. Companies can struggle to The post Liquidity Risk in the Life Insurance Industry[2023] appeared first on CB Acker Associates ..read more

Long-Term Care Insurance Long-term care insurance covers the cost of long-term care services such as nursing homes, assisted living facilities, and home health care. As people age, the need for long-term care increases, making planning for such expenses essential. For individuals in their 50s and 60s, long-term care insurance can be an important consideration for The post What Is The Best Long Term Care Insurance? appeared first on CB Acker Associates ..read more

Whether you want to sell your life insurance policy or you are trying to find out how to sell your life insurance policy, there are a few things to keep in mind. Selling a life insurance policy Buying a life insurance policy is one thing; selling one is another. However, it is possible to sell The post How to Sell Your Life Insurance Policy–Maximize Your Return! appeared first on CB Acker Associates ..read more

Using Life Settlements For Long Term Care Using a life settlement for long-term care can be a beneficial option. However, there are several factors to consider before choosing to enter into a deal. Funding long-term care  Using a life settlement to fund long-term care benefits is a great way to take care of yourself or The post Using Life Settlements For Long Term Care- New for 2023! appeared first on CB Acker Associates ..read more

What Is A Life Settlement?   A life settlement is a transaction in which the owner of a life insurance policy sells the policy for its cash value to a third party.   The policyholder receives a lump sum payment that is generally greater than the cash surrender value offered by the insurance company, but The post What Is A Life Settlement?- Best Overview [New for 2023] appeared first on CB Acker Associates ..read more

Insurance policy was illegal wager on stranger’s life, appeals court holds (Reuters) — Sun Life Assurance of Canada does not have to pay a $5 million death benefit on a life insurance policy because it was an illegal “wager on the life of a stranger,” a federal appeals court held. The 7th U.S. Circuit Court of Appeals affirmed The post STOLI Policy Gone Wrong- How Not To Buy Life Insurance appeared first on CB Acker Associates ..read more

  Edited June 10, 2021 Is High Cholesterol A Pre-Existing Condition For Life Insurance? Insurers classify high cholesterol, or hyperlipidemia, as a pre-existing condition that can raise your premiums or even prevent you from purchasing insurance. Many Americans are unaware that their high cholesterol is a leading factor in life insurance denials. If you The post Is High Cholesterol A Pre-Existing Condition For Life Insurance? appeared first on CB Acker Associates ..read more

In this syndicated post from Kaiser Health News, we learn that not all providers are okay with the new surprise billing laws.  Read on to find out what surprise billing is, and how you can protect yourself from excess charges. Mental Health Therapists Seek Exemption From Part of Law to Ban Surprise Billing Julie Appleby, The post Surprise Billing- Are Mental Health Providers Exempt? appeared first on CB Acker Associates ..read more

Older age life insurance is a very popular topic these days, especially as Baby-boomers age into medicare and retirement​ I'm quoted in this piece by Jeff Brown with US News. The article appears in its entirety. The one thing this article does not discuss is the process of enrolling in Medicare, and additional insurance The post Best Life insurance For Seniors If You’re Over Age 65- [2021] appeared first on CB Acker Associates ..read more

Best Term Life Insurance In California Out of the 1800+ life insurance companies that sell term life insurance in California, some stand out more than others.  We've picked our three best life insurance carriers based on our outcomes experience in 2021 in helping our California life insurance applicants get the best term insurance rates The post Best Term Life Insurance In California- Updated for 2021! appeared first on CB Acker Associates ..read more