Author: CreditRepair.com You?ve probably heard that good credit is important to get a mortgage or other loan. But is bad credit really so bad? How does it actually affect your life? An April 2017 survey from NerdWallet showed that a lot of Americans don?t know as much about their own credit as they should. Nearly … Why is Bad Credit a Big Deal? Read More » The post Why is Bad Credit a Big Deal? first appeared on Credit Repair Review ..read more

Author: LexingtonLaw.com There are a lot of things to worry about in life: health, finances, and work are just a few of the factors that contribute to the anxiety of modern life. Credit status can sometimes take a back seat to the array of daily stresses, and for many of us that?s not necessarily a … How Important Is Credit? Read More » The post How Important Is Credit? first appeared on Credit Repair Review ..read more

Author: LexingtonLaw.com Just like with closing a credit card, opening a new credit card can affect your credit score. Sometimes the impact on your score may be favorable in other situations, it may not be. There are multiple scenarios in which you may be considering opening a new card, so it?s important to consider the … Can a New Credit Card Help Your Credit? Read More » The post Can a New Credit Card Help Your Credit? first appeared on Credit Repair Review ..read more

Author: CreditRepair.com If you’re carrying around old, unused, or forgotten credit cards, you/re not alone. According to 2014 Gallup data on credit card ownership, 18 percent of Americans have as many as three to four credit cards. It stands to reason then that some of those cards aren?t being used regularly. Many consumers think that … What Should You Do with Unused Credit Cards? Read More » The post What Should You Do with Unused Credit Cards? first appeared on Credit Repair Review ..read more

Author LexingtonLaw.com As the world moves to an ever-increasing emphasis on digital communications and electronic interactions, our personal credit ratings are going to take on even more importance. We all know that our credit scores are essentially a report card on our personal financial activity ? our ability to pay our bills on time and … What Happens if I Don?t Repair My Credit Read More » The post What Happens if I Don?t Repair My Credit first appeared on Credit Repair Review ..read more

Author CreditRepair.com Have you been forced to deal with the long-term implications of some bad financial luck, such as a job loss, a divorce, a home foreclosure or huge tax bills, and you?re finally ready to take the necessary steps to rebuild your credit? For many Americans, the first step of digging themselves out of … What Is Debt Settlement and Does It Help? Read More » The post What Is Debt Settlement and Does It Help? first appeared on Credit Repair Review ..read more

Based on the fact that you?re reading this, it?s pretty clear that you?ve got some poor credit score woes- and it?s messing up with you big time. With your already ruined credit score, you?re currently unable to secure a mortgage, get a car loan, obtain a credit card or get loans from other lending institutions. … How to Choose the Right Credit Repair Company: How to Avoid Being Scammed Read More » The post How to Choose the Right Credit Repair Company: How to Avoid Being Scammed first appeared on Credit Repair Review ..read more

Erroneous or outdated negative items on your credit report can be deal killers ? or at least deal delayers ? when you?re trying to purchase a house and get a mortgage. They can depress your credit scores, raise your interest rate and potentially cost you tens of thousands of dollars in higher payments over time. … Bill Attempts to Protect People from Flaws in Credit-Reporting System Read More » The post Bill Attempts to Protect People from Flaws in Credit-Reporting System first appeared on Credit Repair Review ..read more

Here’s an interesting infographic that we found from?CreditRepair.com?about the 5 myths of credit repair! This infographic specifically discuss 5 myths of credit repair that most individuals believe are true. The following myths are discussed: The nature of credit bureaus. Your credit report is reviewed carefully. Including a credit statement alongside the baddies on your credit … The 5 Myths of Credit Repair Infographic Read More » The post The 5 Myths of Credit Repair Infographic first appeared on Credit Repair Review ..read more