When should I pay my credit card bill?
Lexington Law | Our Official Credit Repair Blog
by Sarah Raja
17h ago
According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and how to maximize your card’s grace period ..read more
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What is an authorized user on a credit card?
Lexington Law | Our Official Credit Repair Blog
by Brittany Sifontes
2d ago
An authorized user is someone added to the primary cardholder’s account who has permission to make charges but isn’t liable for payments. Learn more here ..read more
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How to build credit in the U.S. as a new immigrant
Lexington Law | Our Official Credit Repair Blog
by Paola Bergauer
1w ago
You can build credit as a new immigrant in the U.S. by getting a bank account, an SSN or ITIN and a credit card. Get more tips here ..read more
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Does checking your credit score lower it?
Lexington Law | Our Official Credit Repair Blog
by Moriah Beaver
1w ago
Checking your own credit score, which is called a soft inquiry, doesn’t lower it. However, a hard inquiry can impact your score. Read on to learn more ..read more
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What happens to credit card debt when you die?
Lexington Law | Our Official Credit Repair Blog
by Nature Lewis
1w ago
If a person has debt when they pass on, their estate or a probate court may use their assets to pay off the balance. This guide discusses the details ..read more
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What are the different types of credit scores?
Lexington Law | Our Official Credit Repair Blog
by Alexis Peacock
1w ago
Is your credit score different depending on which scoring model you check? Learn about the different types of credit scores, including FICO and VantageScore ..read more
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What to do after a data breach and how credit monitoring can help
Lexington Law | Our Official Credit Repair Blog
by Moriah Beaver
3w ago
After you detect a data breach, one of the first things you should do is contact your bank. Changing your login information is also recommended ..read more
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Average personal loan interest rates for 2024
Lexington Law | Our Official Credit Repair Blog
by Nature Lewis
3w ago
Average personal loan interest rates range between 6 and 36 percent and can vary depending on your credit score and other factors. Learn more here ..read more
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Why won’t my credit score go up? 10 potential reasons
Lexington Law | Our Official Credit Repair Blog
by Paola Bergauer
3w ago
As you monitor your credit, you may be wondering, “why won’t my credit score go up?” Read to discover 10 reasons your credit score is stuck and how to fix it ..read more
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What is the minimum credit score for a VA loan?
Lexington Law | Our Official Credit Repair Blog
by Alexis Peacock
3w ago
“What is the minimum credit score for a VA loan?” is a hard question to answer. Most lenders usually ask applicants to have a credit score of 500 or more ..read more
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