Recent in-depth analysis of UK workplace hazards has revealed that some professions are far more dangerous than others. By understanding the most high-risk trades, business owners and workers can take steps to improve safety protocols and access appropriate public liability insurance protections. Here at Tradesman Saver, we specialise in providing suitable covers for tradespeople in even the most dangerous professions. This report outlines updated statistics concerning the riskiest sectors, common accident causes, geographical variations and demographic trends. Construction Remains the Most Ha ..read more

As financial pressures rise across the UK, many self-employed tradespeople are looking to cut costs wherever possible. Unfortunately, this often means reducing or removing vital insurance protections. Recent data shows over 6 million people cancelled insurance products like home, health and motor policies within 6 months alone. While dropping your tradesman’s insurance may seem like an easy way to save money, it exposes your finances and livelihood to hidden dangers. At Tradesman Saver, we strongly advise thinking carefully before reducing covers that could save you thousands if the worst happ ..read more

If you’re a self-employed builder, carpenter or other construction worker, having the right insurance covers your business from expensive risks on a daily basis. But understanding exactly which builders insurance policies you require can be confusing when you don’t have an employer arranging it all on your behalf. At Tradesman Saver, we make getting covered easy for self-employed builders based here in the UK. In this guide, we’ll outline the key insurance products needed as standard to safeguard yourself and your livelihood. Must-Have Public Liability Insurance Arguably the most essential pro ..read more

Here at Tradesman Saver, we know that as a tradesperson or small business owner, having extensive public liability insurance is crucial. It gives you invaluable protection when customers want to claim compensation for accidental property damage or personal injury caused by your work. But while our public liability coverage is extremely useful, some of our customers are surprised to later discover there are exclusions which mean certain incidents won’t result in a successful claim. As such, it’s extremely important that you understand what public liability insurance does and doesn’t cover, in c ..read more

Public liability insurance is more than just a protective measure; it’s a testament to a business’s commitment to safeguarding the interests of the public and its clients. In today’s fast-paced business environment, even the smallest mishap can lead to significant financial repercussions. A simple accident, like a customer tripping over a loose wire in an office, can result in costly medical bills and potential legal action. Such incidents not only strain a business’s finances but can also damage its reputation, especially if the company is perceived as negligent or unprepared to deal with th ..read more

Are you an electrician in the UK looking to set a competitive hourly rate? Or, are you a homeowner or business owner trying to understand what is fair when it comes to hiring an electrician for work? It can be difficult for professional electricians, and those paying for their services, to know what exactly is a fair rate. From checking the safety of existing electrical systems, to rewiring projects or even installing bespoke electrical equipment, Tradesman Saver is here to help you understand how much you should be charging, and how much you should be paying, for a professional electrician in ..read more

Tool theft in the UK is an ever-increasing problem that affects many tradespeople. The financial burden and stress caused by stolen tools can be devastating. But what if there was a way to significantly reduce the risk of tool theft? Here at Tradesman Saver, one of the leading providers of tool insurance in the UK, we thought we’d talk you through some of the most important tips to prevent tool thefts, and help keep UK tradespeople hard at work! From implementing effective security measures to smart parking strategies and secure storage solutions, we have compiled a comprehensive guide to help ..read more

Tradesman Saver recognises that paying your public liability insurance premium upfront in one lump sum may not always be feasible. To provide flexible payment solutions, we offer instalment plans. If your total annual premium exceeds £125, you have the option to spread payments over 10 months. Here is an overview of how our instalment process works: 20% initial deposit paid upfront. Remaining 80% balance is spread over 10 monthly payments. Small interest fee added to amount financed. Automatic payments deducted from chosen bank account. Active policy as long as monthly payments are maintained ..read more

Once you have a Tradesman Saver online account, you can easily manage all aspects of your public liability insurance policy completely online. Instead of contacting our team each time you need to make a change, you can log in and self-serve the following: Update personal and business contact details. Add or remove insured trades. Increase/decrease your cover levels. Add additional employees or optional covers. Adjust payment dates or methods. View and download documents. Renew with a few clicks. The dashboard provides full control to update your active policy as your needs change. amendments ..read more

One of the great features of the Tradesman Saver online account portal is the ability to quickly and conveniently renew your public liability insurance policy digitally. Rather than having to call us or fill out forms, you can review renewal terms and complete the renewal process online in minutes. How Our Online Renewal Works: Renewing online is simple:   Login to your Tradesman Saver account.   Under “My Policies”, select your policy.   Click “Renew” and you’ll see your renewal quote.   Review cover details and premiums.   Enter your payment details and submit renew ..read more