If you want your New York City based small business to thrive, that includes finding the right health insurance for your employees. But how can you navigate among all the health care plans to find the right one? Today, we’re taking a look at the best ways to find the right small business health insurance plan in New York City. We’ll cover the options you need to be aware of, tips on what to consider, and some specific plans you might want to take a look at. Table of Contents Toggle What is NYC Group Health Insurance? Types of Small Businesses Health Insurance Plans in NYC Health Maintenanc ..read more

Navigating sole proprietor health insurance options? This article will help you explore coverage solutions tailored to your business needs and ensure your wellness. Table of Contents Toggle Health Insurance for Sole Proprietors The Perilous Impact of the Affordable Care Act (ACA) The Public Health Exchanges Exploring Private Insurance Options Employer Association Health Plans Small Group Health Insurance Health Care Sharing Ministries Budgeting for Health Insurance Get Expert Advice From an Independent Insurance Agent You run your own business as a sole proprietor. Which is great, b ..read more

Health spending in the United States continues to rise every year. In 2022, that spending was up to $4.3 trillion. Health care spending goes into things like hospital care, physician services, home health, and more. Table of Contents Toggle Common Types of Business Health Insurance PPO POS HMO EPO Small Business Health Insurance Options Small Group Health Insurance Individual Coverage HRA (ICHRA) Qualified Small Employer HRA (QSEHRA) Self-Funded Health Insurance Health Stipends Choose the Best Plan for Your Business Most people consider health insurance coverage to be a staple when ..read more

There’s a common misconception that only big companies can afford quality health benefits. But here’s the truth: Whether you have one employee or a small team, there’s a wide array of health insurance options tailored to fit every budget and need. This guide will shed light on the variety of small business health insurance options available. In this article, you’ll discover how you can you can get health insurance with only one employee. Table of Contents Toggle Understanding Small Business Health Insurance Exploring Group Health Insurance In New York Getting Health Insurance With Only One ..read more

More than 1 million New Yorkers are uninsured because they consider the available coverage to be unaffordable or they don’t understand their coverage options. Because of this, health policies are one of the most requested benefits by employees. Table of Contents Toggle How Does Group Health Insurance Work? Benefits of Group Health Insurance in NY Creates Trust and Loyalty Protects Employees Tax Benefits Lower Costs What Does Group Health Insurance Cover? Buying Group Health Plans Insurance Options for Uninsured Employees Do You Need Small Business Group Health Insurance? Employer-spons ..read more

Table of Contents Toggle Explore Our Group Health Insurance Solutions for NY Businesses PEOs Frequently Asked Questions Do I Need a Group Health Insurance Plan in NY? How Much Does NY Group Health Insurance Cost? Do I Need to Pay My Employee’s Premium in Full? Request a Quote for Group Health Insurance in NY How can we help you? It can be challenging to find cost-effective plans for group health insurance in NY. Sifting through potential health insurance plans can be frustrating and take a lot of time. You might struggle to find small business health insurance options that fit the n ..read more

Nearly 54% or approximately 155 million American workers participate in an employer sponsored health plan most widely known as group health insurance. It is the largest share of insurance coverage in the Country. This insurance coverage is so popular because members or employees usually receive their coverage at a lower cost due to the shared risk factor of a group of large numbers or members. What Is Group Health Insurance and How Does It Work? Group health insurance is a plan sponsored by a company or an employer, where the plan covers all employees and possibly their families. Group health ..read more

Do You know the best group health insurance companies for small business in New York? Below are the companies and why you should choose to work with them. What is Group Health Insurance? Group health insurance is a type of health insurance plan that covers a group of people, usually more than two individuals. A group health plan can help small business owners attract and retain talent and claim tax benefits for their businesses. However, choosing the right group health insurance plan can be challenging, as there are many factors to consider, such as budget, number of employees, age, location ..read more

If you’re looking for a comprehensive group health plan for your small business our Empire Blue Cross Blue Shield review explains why this company is one of the best. This insurer is probably one of the most admired insurance providers in the state of New York.  And for many reasons; Empire has one of the strongest provider networks of coverage across the entire state – only second to behemoth, Oxford. Who Is Empire Blue Cross Blue Shield? Empire BlueCross BlueShield (Empire) is the trade name of Empire HealthChoice Assurance, Inc., and Empire Blue Cross Blue Shield HMO is the trade name ..read more

On December 13, 2016, President Obama signed into law the “21st Century Cures Act” which offers relief for employers reimbursing individual health insurance premiums. The new law allows small employers without group medical plans to reimburse individual premiums and other medical expenses of employees under health reimbursement arrangements (“HRAs”) The High Cost Of Group Health Insurance Small employers want to offer health benefits to attract and retain quality employees, but over the years, group health insurance premiums have sky-rocketed. Under Obamacare, small employers with less than 50 ..read more