Home insurance premiums can make up a big chunk of the annual expenses of a family.  Insurance rates change every year, and in many cases the premiums go up. We all know that there are several variables that determine which banks will lend us money, how much insurance companies will charge us for coverage, and what qualifies a buyer. There are four main variables that may affect your home insurance rate ..read more

Home insurance premiums make up a big chunk of the annual expenses of a family.  Insurance rates change every year, and in many cases the premiums go up. We all know that there are several variables that determine which banks will lend us money, how much insurance companies will charge us for coverage, and what qualifies a buyer. There are four main variables that may affect your home insurance rate ..read more

Sure, spring cleaning sounds great.  However, in reality, tackling a long home maintenance checklist all at once can be overwhelming. Rather than letting it all add up, what if you tackled home maintenance a little each season? Here are some ideas for taking care of your home during the winter months ..read more

You've seen the headlines and heard the chatter - mortgage interest rates have gone up. How long will this last? Will this be a return to renting for people who were thinking of buying a home? Or is it just a small adjustment in the overall scheme of things?  ..read more

As fall moves in, do you know what home maintenance you should have completed by now? Are you simply raking leaves and checking gutters, and calling it good?    If you're like the rest of us, you may already feel behind when it comes to getting ready for the next season. Instead of wondering what's being left out, let's take a look at the top things you can do this season to stay ahead of the game when it comes to taking care of your home ..read more

Many homeowners put off backyard projects until the very end of the summer season for a variety of reasons. Some projects take a lot of planning, too much time, or it might feel like summer will never end. But before you know it, the air is cooler, and fall is around the corner. Fall and winter both change the soil as well, which can cause trouble when it comes to unfinished projects. Listed below are five backyard projects you should finish in fall ..read more

Adding value to your home can be a great thing. You don’t need to completely renovate your property to improve your return on investment (ROI). In many cases, smaller upgrades can increase the value of a home by thousands of dollars! Let's take a look at a few of the home improvements you can make to add instant equity to your home ..read more

Everyone knows that moving to a new home or apartment is an aggravating, tedious chore, but once you have a family, moving can become a truly daunting task. Obviously, there is a lot to be excited about with any move – more space in a new neighborhood, a new job or just a change of scenery. For young children, however, it can be a serious disruption ..read more

At Amerifirst, our goal is to find solutions for homebuyers like you. Our customers don’t fit into a one-size-fits-all box, and neither should their loans. In today’s market, it’s especially important to provide a competitive edge to your offer. OfferBoost helps you do that by allowing you to compete with cash. Not only does cash help you compete, but it also increases your options ..read more

This is an excerpt from "The Essential Guide to Buying Your First Home," a free eBook to help get first time home buyers on the right track to buying that first house. Today we're exploring credit scores and "minimum credit scores" for buying a first home ..read more