Laying Down The Law Debt
99 FOLLOWERS
Paying down $340,000 in law school debt. Will be free by 2027! Join me in my journey to get out from under.
Laying Down The Law Debt
1y ago
New YNAB is clicking better this time. I feel like I can actually see how much money we have and where it is going. Seriously, avoid the credit card tracking. It’s just dumb and messes everything up.
October 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$44.00
$44.00
$88.00
Internet
$49.99
$49.99
$0.00
Electricity
$13.16
$240.00
$148.65
$104.51
Natural Gas
$221.42
$21.99
$24.55
$218.86
Water/Sewage
$5.47
$123.27
$128.74
$0.00
Trash
$51.54
$51.54
$0.00
Car Insurance
$144.74
$144.74
$0.00
Car Payment ..read more
Laying Down The Law Debt
1y ago
Going back to new YNAB, BUT I am not participating in their stupid credit card system, and that seems to be making a big difference. We treat our credit cards like cash anyway, because they’re paid off weekly, so it doesn’t really make sense to complicate things. Hopefully I’ll be able to stay on top of the budget better this way.
Weekly Budget Report
October 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$44.00
$44.00
$88.00
Internet
$49.99
$49.99
$0.00
Electricity
$13.16
$240.00
$148.65
$104.51
Natural Gas
$2 ..read more
Laying Down The Law Debt
1y ago
Weekly Budget Report
September 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$44.00
$44.00
Internet
$49.99
$49.99
Electricity
$9.36
$240.00
$236.20
$13.16
Natural Gas
$213.71
$30.00
$243.71
Water/Sewage
$7.91
$120.00
$122.44
$5.47
Trash
$51.54
$51.54
Car Insurance
$5.96
$140.00
$145.96
Car Payment
$300.00
$300.00
TOTAL
$3,075.53
$2,458.64
$616.89
Everyday Expenses
Groceries
$62.77
$800.00
$194.17
$668.60
Alcohol
$29.56
$70.44
$100.00
Fuel
$184.16
$200.00
$384.16
Spouse ..read more
Laying Down The Law Debt
1y ago
August 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$460.00
$40.00
$527.02
-$27.02
Internet
$49.99
$49.99
$0.00
Electricity
$26.60
$130.00
$147.24
$9.36
Natural Gas
$178.17
$61.67
$26.13
$213.71
Water/Sewage
$2.38
$125.00
$119.47
$7.91
Trash
$48.34
$51.54
-$3.20
Car Insurance
$4.47
$140.00
$138.51
$5.96
Car Payment
$300.00
$300.00
$0.00
TOTAL
$2,995.00
$3,459.90
-$464.90
Everyday Expenses
Groceries
$53.55
$800.00
$790.78
$62.77
Alcohol
$77.03
$47.47
$29.56
Fuel
$144.88
$200.00 ..read more
Laying Down The Law Debt
1y ago
Weekly Budget Report
August 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$460.00
$40.00
$527.02
-$27.02
Internet
$49.99
$49.99
$0.00
Electricity
$26.60
$130.00
$147.24
$9.36
Natural Gas
$178.17
$61.67
$26.13
$213.71
Water/Sewage
$2.38
$125.00
$119.47
$7.91
Trash
$48.34
$51.54
-$3.20
Car Insurance
$4.47
$140.00
$138.51
$5.96
Car Payment
$300.00
$300.00
$0.00
TOTAL
$2,995.00
$3,459.90
-$464.90
Everyday Expenses
Groceries
$53.55
$800.00
$729.35
$124.20
Alcohol
$77.03
$47.47
$29.56 ..read more
Laying Down The Law Debt
1y ago
Weekly Budget Report
August 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$460.00
$40.00
$527.02
-$27.02
Internet
$49.99
$49.99
$0.00
Electricity
$26.60
$130.00
$147.24
$9.36
Natural Gas
$178.17
$61.67
$26.13
$213.71
Water/Sewage
$2.38
$125.00
$119.47
$7.91
Trash
$48.34
$51.54
-$3.20
Car Insurance
$4.47
$140.00
$138.51
$5.96
Car Payment
$300.00
$300.00
$0.00
TOTAL
$2,995.00
$3,459.90
-$464.90
Everyday Expenses
Groceries
$53.55
$800.00
$578.06
$275.49
Alcohol
$77.03
$47.47
$29.56 ..read more
Laying Down The Law Debt
1y ago
Loans
Loans
Interest
Starting
Amount
Last Month
Change
Total Paid Off
Total Payments
Est. Payoff Date
Law Loan J
7.90%
$42,522.00
$32,424.79
$32,424.79
$0.00
$10,097.21
$14,151.76
Jul 2021
Law Loan C
7.90%
$34,674.00
$50,842.08
$50,842.08
$0.00
-$16,168.08
$14,151.76
Apr 2023
Law Loan I
7.90%
$40,705.00
$37,204.67
$37,204.67
$0.00
$3,500.33
$14,151.76
Jul 2024
Law Loan F
6.80%
$44,500.00
$59,017.14
$59,017.14
$0.00
-$14,517.14
$14,151.76
Apr 2026
Law Loan D
6.80%
$17,000.00
$17,085.41
$17,085.41
$0.00
-$85.41
$14,151.76
Sep 2026
Law Loan B
4.60%
$16,047.39
$15,461.08
$15,461.08 ..read more
Laying Down The Law Debt
1y ago
Weekly Budget Report
August 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$460.00
$40.00
$500.00
Internet
$49.99
$49.99
$0.00
Electricity
$26.60
$130.00
$147.24
$9.36
Natural Gas
$178.17
$61.67
$239.84
Water/Sewage
$2.38
$125.00
$119.47
$7.91
Trash
$48.34
$48.34
$0.00
Car Insurance
$4.47
$140.00
$144.47
Car Payment
$300.00
$300.00
TOTAL
$2,995.00
$2,465.04
$529.96
Everyday Expenses
Groceries
$53.55
$800.00
$297.96
$555.59
Alcohol
$77.03
$47.47
$29.56
Fuel
$144.88
$200.00
$3 ..read more
Laying Down The Law Debt
1y ago
July 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$420.00
$40.00
$460.00
Internet
$49.99
$49.99
$0.00
Electricity
$32.33
$130.00
$135.73
$26.60
Natural Gas
$147.15
$61.67
$30.65
$178.17
Water/Sewage
$125.00
$122.62
$2.38
Trash
$48.34
$48.34
$0.00
Car Insurance
$2.98
$140.00
$138.51
$4.47
Car Payment
$300.00
$300.00
$0.00
TOTAL
$2,995.00
$2,925.84
$69.16
Everyday Expenses
Groceries
$49.03
$800.00
$795.48
$53.55
Alcohol
$77.03
$77.03
Fuel
$250.00
$105.12
$144.88
Spouse Spen ..read more
Laying Down The Law Debt
1y ago
Weekly Budget Report
July 2022
Category
Previous
Budgeted
Spent
Remaining
Monthly Bills
Mortgage
$2,100.00
$2,100.00
$0.00
Phone
$420.00
$40.00
$460.00
Internet
$49.99
$49.99
$0.00
Electricity
$32.33
$130.00
$135.73
$26.60
Natural Gas
$147.15
$61.67
$30.65
$178.17
Water/Sewage
$125.00
$122.62
$2.38
Trash
$48.34
$48.34
$0.00
Car Insurance
$2.98
$140.00
$138.51
$4.47
Car Payment
$300.00
$300.00
$0.00
TOTAL
$2,995.00
$2,925.84
$69.16
Everyday Expenses
Groceries
$49.03
$800.00
$795.48
$53.55
Alcohol
$77.03
$77.03
Fuel
$250.00
$52.97 ..read more