{{ text }} {{ links }} The post {{ keyword }} appeared first on Student Loan Help ..read more

{{ text }} {{ links }} The post {{ keyword }} appeared first on Student Loan Help ..read more

{{ text }} {{ links }} The post {{ keyword }} appeared first on Student Loan Help ..read more

{{ text }} {{ links }} The post {{ keyword }} appeared first on Student Loan Help ..read more

{{ text }} {{ links }} The post {{ keyword }} appeared first on Student Loan Help ..read more

{{ text }} {{ links }} The post {{ keyword }} appeared first on Student Loan Help ..read more

For 61% of students, college costs more than they expected, according to a recent survey from College Ave Student Loans conducted by Barnes & Noble College Insights. Yoselin Guzman, an 18-year-old UCLA freshman from Compton, California, can see why. “There’s like little costs you don’t even see,” says Guzman, noting how expensive dorm items, books and student orientation are. When those unexpected costs arise — and your existing financial aid won’t cut it — here are four options to get more money for school. 1. Crowdfund the shortfall When Guzman realized her savings and scholarships would ..read more

Those who graduate college with student loans owe close to $30,000 on average, according to the most recent data from the Institute for College Access & Success. But they’ll likely repay thousands more than that because of interest. One key to limiting interest cost is choosing the right repayment plan. The bottom line? Opting for lower payments will cost you more overall. Using a tool like the Education Department’s Repayment Estimator can help you better understand potential costs. Here’s how much $30,000 in unsubsidized federal student loans would cost under different plans at the 2019 ..read more

For many entrepreneurs, starting a business means more purpose, flexibility, freedom and control at work. But when student loans take up a big portion of your budget, that dream may be harder to achieve. The median monthly student loan bill among those in repayment is $222, according to data retrieved by Student Loan Hero. That doesn’t leave much room for financial risk-taking for those fresh out of college. In fact, the share of entrepreneurs between 20 and 34 years old decreased from 34% in 1996 to 24% in 2016, according to the Ewing Marion Kauffman Foundation’s most recent Startup Activity ..read more

Q. Can you help with a student loan that has gone to collections? Dear Reader, Your options to deal with a student loan collector will vary depending on the type of loan that you have and how much you owe. If you have private loans, you will have talk to your loan servicer and attempt to negotiate a deal directly with them. Unlike the Department of Education, private lenders are not required to offer borrower assistance to help them with defaulted loans. If you have federal loans, the Department of Education gives you options. One of these options is to consolidate your federal loans into ..read more