Children are expensive little critters. Once they acquire the ability to speak, they start demanding that you buy them Nintendo Switches and iPhones. As a parent, you need all the financial help you can get The Baby Bonus scheme helps defray the cost of raising a child in Singapore in the hopes of encouraging married people to procreate more. The more kids you have, the more money you receive. Despite the Baby Bonus and other initiatives aimed at parents, Singapore’s birth rate continues to decline. That said, it pays to figure out how much you can receive in exchange for creating your own of ..read more

In conventional Singaporean fashion, every couple looking to settle has to plan years ahead with a BTO application. While it may sound unromantic, it’s still the most affordable way to secure a home. Should you and your partner be looking to get hitched, working towards home ownership should take more priority than planning a wedding.  Given the price hikes in HDB resales over the years, BTOs remain the most affordable option for young couples. Thankfully, the government is also chipping in to take some load off the younglings’ shoulders. On top of the $50,000-$80,000 Enhanced CPF Housin ..read more

If you have your heart set on the latest iPhone or Samsung phone, then your wallet better be ready. Today, you must fork out anywhere from $1,928 for the Samsung S24 Ultra to $2,018 for the iPhone 15 Pro Max; based on Apple Store and Samsung Online Store’s retail prices. Apart from buying during sales, can you get some savings out of your new phone? One way that people get the latest phone models is to sign up for a new mobile contract and buy the phone for a cheaper price. But this leaves you locked in for 2 years and you’re stuck paying the fixed monthly bills. The worst-case scenario ..read more

When thinking about business credit cards, it’s easy to jump to the conclusion that they’re exclusively for large established businesses—not for everyday folks like us, right? Well, think again. Whether you’re tutoring, whipping up baked goods from your kitchen, dabbling in online sales, or anything in between, a business credit card could be your new best friend. But first …  What’s the Difference Between a Personal Credit Card and a Business Credit Card? A personal credit card, which is designed for individual use, is typically geared towards covering everyday expenses such as grocerie ..read more

“My main account got hacked. Follow my new account instead! xx” Are you really on social media if you haven’t had a fake account created in your name yet? Even if this hasn’t happened to you, chances are that you’ve seen friends go through something similar.  Identity theft is a growing concern globally as technology plays an increasingly pivotal role in personal and business transactions. The convenience and efficiency offered by online platforms and digital transactions have since increased opportunities for malicious actors to exploit vulnerabilities. Between August 2022 and August 20 ..read more

If you’re considering buying an electric vehicle, there’s never been a better time to make the switch. The Singapore government aims to phase out the sale of internal-combustion vehicles (ICEV) by 2030. That’s why we’re seeing more and more EV infrastructure, like charging stations, being built throughout the country. According to the Ministry of Transport, in 2023, the number of new EVs registered reached 18.2% of all new car registrations—that’s about 50% more than in 2022!  However, even with grants, the hefty price tag of eco-friendly cars still makes it difficult for many to get onb ..read more

Let’s face it. We all want nice things, but they can be a little expensive. Whether it’s a luxury hotel stay, a day relaxing at the spa, or even just a nice meal at a fancy restaurant, we wouldn’t say no to these things if our finances meant that we could afford them on the regular.  But with a little bit of planning and strategic moves, we can all enjoy fine dining on a budget. Here’s how. 1) Choose lunch over dinner Many upscale restaurants have a lunch menu that’s significantly cheaper than the dinner menu. There are often two- or three-course menus for lunch at great prices (below S ..read more

For decades, artificial intelligence (AI) technology has made its mark across various industries, and now it’s reshaping the Singapore real estate market, influencing how properties are bought and sold. During the peak of the pandemic, when we were all confined to our homes due to government restrictions, property viewings were revolutionised by 3D virtual tours. Buyers could explore properties without leaving their homes, let alone their beds, and sellers gained a wider pool of potential buyers. These days, it is predictive analysis that has become one of the most common uses of AI in Singa ..read more

Think of your eSIM as your digital travel key. It unlocks seamless connectivity without the hassle of switching devices or numbers every time you cross borders. What’s more, eSIMs are easily accessible and serve as an economical alternative to traditional physical SIM cards. For those who prioritise convenience and flexibility when travelling, investing in an optimal eSIM is a decision well worth making. An eSIM is a digitally embedded SIM card, eliminating the need for a physical card that must be replaced each time you change locations. The eSIM market is packed with numerous providers, inc ..read more

For decades, artificial intelligence (AI) technology has made its mark across various industries, and now it’s reshaping the Singapore real estate market, influencing how properties are bought and sold. During the peak of the pandemic, when we were all confined to our homes due to government restrictions, property viewings were revolutionised by 3D virtual tours. Buyers could explore properties without leaving their homes, let alone their beds, and sellers gained a wider pool of potential buyers. These days, it is predictive analysis that has become one of the most common uses of AI in Singa ..read more