7th Cir. Upholds Rejection of Borrower’s FCRA and FDCPA Claims Arising from Collection and Reporting Post-Bankruptcy
MAURICE WUTSCHER | Consumer Financial Services Blog
by Ralph T. Wutscher
1d ago
The U.S. Court of Appeals for the Seventh Circuit recently upheld a trial court's rejection of a borrower's allegations that a mortgagee and its servicer violated the federal Fair Credit Reporting Act and the federal Fair Debt Collection Practices Act by allegedly inaccurately reporting her loan as delinquent following the borrower's successful completion of her bankruptcy plan, allegedly rejecting her subsequent monthly payments, and filing a foreclosure action based on the supposed post-bankruptcy defaults. Ralph T. Wutscher ..read more
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Pennsylvania Amends Data Breach Notification Law
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
6d ago
Pennsylvania Gov. Josh Shapiro recently approved Senate Bill 824, which amends Pennsylvania’s data breach notification law, 73 Pa. Stat. Ann. § 2301, et seq. Eric Rosenkoetter ..read more
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Rhode Island Enacts Haphazard Customer Data Privacy Law
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
2w ago
Rhode Island Senate Bill 2500, the "Rhode Island Data Transparency and Privacy Protection Act," was enacted on June 28 without Gov. Dan McKee’s signature. The Act will go into effect Jan. 1, 2026. Eric Rosenkoetter ..read more
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11th Cir. Holds Anti-Modification Provision in Bankruptcy Code Applies to Mixed-Use Real Properties
MAURICE WUTSCHER | Consumer Financial Services Blog
by Ralph T. Wutscher
3w ago
The U.S. Court of Appeals for the Eleventh Circuit recently held that the anti-modification provision in the federal Bankruptcy Code applies to loans secured by mixed-use real properties, such as the large parcel at issue here which functioned both for commercial use and as the debtor's principal residence. Ralph T. Wutscher ..read more
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Minnesota Becomes 18th State to Enact Comprehensive Consumer Data Privacy Law
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
1M ago
Minnesota Gov. Tim Walz recently signed into law HF 4757, the Minnesota Consumer Data Privacy Act, making Minnesota the 18th state to enact a comprehensive consumer data privacy law. The Act will go into effect July 31, 2025. Eric Rosenkoetter ..read more
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Supreme Court Rules CFPB Funding Mechanism is Constitutional
MAURICE WUTSCHER | Consumer Financial Services Blog
by Donald Maurice
2M ago
The U.S. Supreme Court ruled on Thursday that the Consumer Financial Protection Bureau’s funding mechanism complies with the Constitution’s Appropriations Clause. Donald Maurice ..read more
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Maryland Enacts Expansive Comprehensive Consumer Data Privacy Law
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
2M ago
Maryland Gov. Wes Moore on May 9 signed into law House Bill 567/Senate Bill 541, the Maryland Online Data Privacy Act of 2024, making Maryland the 17th state to enact a comprehensive consumer data privacy law. Eric Rosenkoetter ..read more
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Massachusetts AG Provides Guidance on Intersection of Artificial Intelligence and Existing State Laws
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
2M ago
The Massachusetts Office of Attorney General (“AGO”) recently issued an Advisory on the development, supply, and use of artificial intelligence (“AI”).  The Advisory provides guidance in the context of the Massachusetts Consumer Protection Act,[1] Anti-Discrimination Law,[2] Data Security Law,[3] and associated regulations. Eric Rosenkoetter ..read more
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Nebraska Becomes 16th State to Enact Comprehensive Consumer Data Privacy Law
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
3M ago
Nebraska Gov. Jim Pillen on April 17 signed into law LB 1074, the Nebraska Data Privacy Act, making Nebraska the 16th state to enact a comprehensive consumer data privacy law following California, Virginia, Colorado, Utah, Connecticut,  Iowa, Indiana, Tennessee, Montana, Texas, Oregon,  Delaware,  New Jersey, New Hampshire, and Kentucky.  The law will go into effect Jan. 1, 2025. Eric Rosenkoetter ..read more
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Kentucky Becomes 15th State to Enact a Comprehensive Consumer Data Privacy Law
MAURICE WUTSCHER | Consumer Financial Services Blog
by Eric Rosenkoetter
3M ago
Kentucky Gov. Andy Beshear on April 4 signed into law House Bill 15, the Kentucky Consumer Data Protection Act, making Kentucky the 15th state to enact a comprehensive consumer data privacy law following California, Virginia, Colorado, Utah, Connecticut,  Iowa, Indiana, Tennessee, Montana, Texas, Oregon,  Delaware,  New Jersey, and New Hampshire.  Eric Rosenkoetter ..read more
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