Craft Law Offices can help you get through complicated processes, including the procedures and paperwork of appointing a power of attorney. These documents help determine the distribution of your assets, as well as the amount/type of medical care you receive – but they can be complicated and confusing. A Healthcare Power of Attorney gives you, the principal, the ability to choose and name a person that will be responsible for making any and all healthcare decisions if you are unable to do so. Typically, your Health Care POA document will detail exactly who will be able to make decisions for yo ..read more

A traffic ticket may seem like something that won’t take up a bunch of your time and will be easily rectified. However, most times, it causes a lot more inconvenience than you would think. Here are five reasons you should hire an attorney to help you with your traffic ticket! 1. Time Hiring a seasoned attorney like Leslie Craft will save you valuable time. You will not have to call out and miss work, important meetings, classes, or games. Communicating with the court system can be difficult, and rescheduling because you can’t get off work could result in delayed cases or other issues. Hire an ..read more

Having financial struggles is something that many people deal with every day. Many times, people put together budgets and cut out expenses to dig themselves out of a financial hole. However, sometimes these options are not enough to help. Here are five signs it may be time to file for bankruptcy. You have considered taking money out of your retirement fund. If you are struggling with paying off your debts, and have considered dipping into your retirement fund, it may be time to consider filing for bankruptcy. For many 401ks and retirement funds, there is a huge penalty to pay if you take mon ..read more

There are many reasons you should have an estate plan. There are also many myths about estate planning that could prevent you from having one in place, but having a plan can help your loved ones once you are gone. Here are some of the myths we most often hear. Myth 1: Estate planning is only for ‘rich’ people. Many people think that only wealthy people need to have an estate plan. Estate planning is for everyone, and gives you peace of mind regarding your finances, decisions about your health, and your relatives. For the average family, estate planning can make it easier for family members whe ..read more

You came to North Carolina, maybe for college, maybe to visit, or maybe you’re just passing through, and were driving too fast. Now, you have a speeding ticket. But North Carolina isn’t your home state. Now what? Each state has different Department of Motor Vehicle and Department of Insurance rules and regulations. If you don’t follow them, odds are you’ll be pulled over; even if you were unaware that you were doing anything wrong. It’s worth mentioning that North Carolina is considered one of the harsher states when it comes to traffic law. Most US states (45 out of 50) are a part of somethin ..read more

It’s the holiday season, which is the most dangerous time of the year for your bank account. Craft Law Office is here with some helpful hints on how to spend this holiday season – without maxing out your credit card. 1. Set a budget. You don’t want to end up in a pile of debt once the holiday season is over, so setting a budget is a crucial step. Writing out who you need gifts for, how much the gifts you plan on getting cost, how much you’ll spend on food, how much you’ll spend on childcare, etc. can be really beneficial. Remember – this budget is supposed to work for you. Include all your nee ..read more

Going through bankruptcy court isn’t easy. Neither is completing your repayment plan. If you’re having trouble making payments, there are a few options to explore that could help you push through and save your bankruptcy. Amending Your Payment Plan. If your payments are too high for you to manage, then it may be worth speaking to your attorney to see if you’re able to modify your payment plan. Reducing your monthly payments can be a great way to save your bankruptcy. Payments based on disposable income are easier to manage. Defer a Payment. Let’s say you have an unexpected expense, like a medi ..read more

A common question our clients ask us is “Do I really need a will?” Simply put, “yes.” No matter what your financial or family situation may be, everyone can benefit from having a will in place. Even if you don’t have a great deal of assets, or care who receives them should you pass away, it is still important for you to have a will and make appropriate arrangements. Married? You Need a Will. Most couples who are married assume that their assets automatically pass to one another if the other passes away. You’re married, so why would that not be the case? Unfortunately, if your assets are not be ..read more

If you are drowning in debt, debt consolidation or debt settlement may sound like a great solution, however, most of the time clients end up worse than if they’d filed for bankruptcy from the beginning. Clients ask questions about debt consolidation, debt settlement and bankruptcy often, so we’re going to take a couple minutes to breakdown some common misconceptions and show you the pros and cons of debt settlement versus bankruptcy. With a debt settlement, you will normally pay a company to settle your debt with creditors for less than the amount you owe them. With debt consolidation, you are ..read more

If you are drowning in debt, debt consolidation or debt settlement may sound like a great solution, however, most of the time clients end up worse than if they’d filed for bankruptcy from the beginning. Clients ask questions about debt consolidation, debt settlement and bankruptcy often, so we’re going to take a couple minutes to breakdown some common misconceptions and show you the pros and cons of debt settlement versus bankruptcy. With a debt settlement, you will normally pay a company to settle your debt with creditors for less than the amount you owe them. With debt consolidation, you are ..read more