In a tale of triumph, Walker & Walker recently led a client to a significant financial breakthrough, showcasing the power of Chapter 7 bankruptcy. With expert guidance, Walker & Walker not only slashed the client’s car payment by an impressive $80 per month but also reduced the loan balance from $39,000 to $21,000. Moreover, this victory led to the early payoff of the loan, freeing the client from debt well ahead of schedule. How did Walker & Walker achieve this remarkable result? Through a strategic legal maneuver called a motion to redeem the vehicle. This innovative approach all ..read more

During challenging financial periods, Walker and Walker serves as a reliable source of assistance, offering crucial support to individuals such as Jenny George as they navigate the complexities of debt management. A recent report by KSTP has brought to light the significant financial struggles encountered by many in Minnesota, with student loans and credit card debt emerging as primary concerns. Jenny George’s story, spotlighted in the report, underscores the pressing need for effective solutions to alleviate financial burdens, especially in light of the uptick in bankruptcy filings across the ..read more

Struggling with wage garnishment presents a significant challenge for many hardworking individuals across various industries. This legal process, which involves employers withholding a portion of an employee’s wages to pay off a debt, affects approximately one percent of private-sector workers. What Is Garnishment? In Minnesota, if a creditor obtains a judgment against you, they have the right to request your employer to withhold a portion of your wages each pay period and send it directly to them. This process, known as garnishment, legally obligates your employer to comply with the creditor ..read more

Imagine the sinking feeling of having your car repossessed, only to learn that it’s scheduled for auction. That’s exactly what our client faced. With the auction date set for 03/07, time was of the essence. But our client didn’t lose hope, and neither did we. On 03/01, we sprang into action. With determination and a clear strategy in mind, we filed the necessary paperwork to halt the auction and reclaim our client’s car. Every moment counted, and we left no stone unturned in our pursuit of justice. As the days passed, the countdown to the auction continued. Our team worked tirelessly, navigati ..read more

Have you heard that getting rid of student loans through bankruptcy was almost impossible? Well, things are changing, especially for many folks in Minnesota. There’s a chance now that you might be able to get your student loans discharged. How can you prove that you qualify? There are two things to show: You haven’t ignored your loans in the past. You can prove this by signing up for income-based repayment, even if you don’t have to pay anything monthly. It’s a thing where you send your tax returns to the loan company every year. Or, if you’ve made some payments on your loans before. Your fi ..read more

Have you heard that getting rid of student loans through bankruptcy was almost impossible? Well, things are changing, especially for many folks in Minnesota. There’s a chance now that you might be able to get your student loans discharged. How can you prove that you qualify? There are two things to show: You haven’t ignored your loans in the past. You can prove this by signing up for income-based repayment, even if you don’t have to pay anything monthly. It’s a thing where you send your tax returns to the loan company every year. Or, if you’ve made some payments on your loans before. Your fi ..read more

In a recent legal showdown, our distinguished attorney, Christopher Anderson, spearheaded a triumphant defense in the protection of our client’s fire-damaged RV, marking a remarkable #WinWednesday that deserves recognition. The Fire-Damaged Challenge The case revolved around our client’s RV, which had suffered severe fire damage, igniting a fierce dispute. The trustee contended that the RV was uninhabitable and questioned our client’s residence at the time of bankruptcy filing. To compound the predicament, the trustee demanded payment for the RV, vehemently asserting that it could not be cons ..read more

What is the difference between a joint filing or a separate filing for Bankruptcy? If you are married, you have the option to file bankruptcy jointly with your spouse. This means that in one file you will both eliminate your debt. However, just because you are married, that does not mean you need to file together. For example, say only one spouse works and holds all the debt, maybe just that spouse will choose to file. This is because the other spouse wouldn’t really see a benefit from bankruptcy. As another example, say both spouses have debt, but one spouse has a large amount, and the ..read more

  Facing Challenges Head-On In the world of legal victories, we’re thrilled to share a story that goes beyond the usual legal stuff – it’s a story of determination, hard work, and doing what’s right. Our recent success, led by attorney Michael Wang, shows how we help people overcome financial challenges. Overcoming Legal Hurdles Imagine a situation where we faced big challenges, but we didn’t back down. Our team, with their legal skills, worked hard to help you. The problem? Dealing with a landlord who tried to stop you from getting rid of your debts. Michael Wang and Walker & Walker ..read more

The good news about Chapter 13 bankruptcy is that your life doesn’t need to go on pause once we file your case. You can live! Get married, have a child, move! We can always adjust your Chapter 13 plan. When we originally file your case, we are budgeting your Chapter 13 payments. These are based on your foreseeable income and expenses at the time of filing. Obviously, life can throw some good and bad curve-balls at us. That is why you can file modifications along the way. You can adjust your payments for any increased costs, income changes, etc. during the life of your Chapter 13. HOW ..read more