Malaysia Personal Finance
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Finance, Stock market, Investing. Follow this blog to get resources on personal finance.
Malaysia Personal Finance
1y ago
以前牛市来了熊就走了,熊来了牛就休息了。可是现在万星逆转,牛熊共存。以前黄金可以保值, 股市动荡可以买债券安然度过,现在这些都不一定了。 以前的【克勤克俭】也不一定能够度过这次难关了。 明明产业开始衰落可是偏偏机会越来越多。骗局或机会很难分辨,因为骗子真心以为自己很诚实(尤其是政治)。 这两三年里会一直转变,真真假假分不清楚,也是我们人类思想共同大爆发的年代。学的越快,实践越多的人就比较有机会超越了。
. This article is posted on ~~~ malpf.com ..read more
Malaysia Personal Finance
2y ago
Since SunLife turns out to be the MOST useful online life insurance, let's take a look at what they offers. It is a gem in term life category and I predict they maybe taken down soon so make your own move and judgement fast!
SunLife offers 3 plans (each with Takaful option)
Life
Top 3 Critical Illness - Heart Attach, Stroke and Cancer
Hospitalisation income
eSsential Life is FANTASTIC especially for up to age 39 where they covers up to RM 653 for every RM 1 premium paid. Value of money starts to normalise age 50 onwards where cover ratio is 151. So for young people who bel ..read more
Malaysia Personal Finance
2y ago
In contrast to the web search, the mobile search on Malaysia Life Insurance yield a different results;
Great Eastern
AIA
Sunlife
Etiqa
Prudential
Allianz
Manulife
AXA
HLA
As some have already been covered in Top 5 Web Seach, here we will cover the other 4 in red
Sunlife
1st shows online insurance, talk to someone or login. A good mobile top view. If someone miss that, the subsequent is a drop down box linking to calculator, enquiry, buy online and agents enquiry which I think is also great. Below that is a lifeline highlighting what your main concerns might be if yo ..read more
Malaysia Personal Finance
2y ago
A search on Malaysia Life Insurance on Oct 2021 shows the following insurance companies on 1st page search result (excluding portals and independant organizations); AIA - Etiqa - Great Eastern - AXA - Allianz. Interesting list and let's see which is most approachable in digital world.
Most have a good landing page direct to the sub topic Life Insurance implying all have good wareness on digital world. Most of the plan names are also too arbituary does not assist selection easily. There is no consistency in term of the name used in their plans.
AIA
AIA goes straight ..read more
Malaysia Personal Finance
2y ago
A search on "Malaysia Life Insurance" results below on page 1;
AIA
Etiqa
Great Eastern
Axa
Allianz
AIA
PRO
CON
direct landing page to sub topic shows good awareness on digital world
straight to the point - budget and coverage which links to a planner to help choose
at least have filters - takaful or non takaful could be useful
filters only have neweset, popular; Not really useful and no further assistance to furter understand their offer categories
life protection planner links from budget & coverage doesn't work in Edge browser, drop down of industry doe ..read more
Malaysia Personal Finance
2y ago
Pardon the long silence ... A lot had happened other than Covid19 pandemic. After 21 years marriage my spouse decided to join heaven, had a 9 months stroke and left last year. Despite being a master planner, it still took a hit myself. Despite bounce back in no time, my soul still left a dent.
As age catches up, I found myself left out by the technology era. Does blog still valid ? Has youtube formula matured up or still evolving ? Is it time to wind down American eco system and start to adopt China's era tech ?
I still have a lot ..read more
Malaysia Personal Finance
2y ago
In 21st century it is hard to distinguish a financial goal by traditional means; are you investing? trading(speculating)? or just don't want to be left out in Modern Economy?
Are you protecting your assets(insurance), saving your "money" or are you investing ?
What are Modern Economy and what does blockchain got to do with it?
Sounds like too many questions to digest at one time, below is just one of the simple summaries (but some may take months/years to digest)
Modern Economy has moved beyond countries, banks and governance. Most of the digital finance ..read more
Malaysia Personal Finance
3y ago
The following shows a list of a few currency compare to Malaysia Ringgit. Basically the higher the graph the better it is for the Malaysian - "I can get more of their money with my money."
In short ...
For those who earn Malaysia Ringgit, its good to go spend in USA and Indonesia. On the other hand, those who are working in China and Singapore are laughing when spending their money back in Malaysia.
USA
Australia
China
Indonesia
Philippine
Singapore
Thailand
You can investigate more yourself by visiting to xe.com
. This article is posted on ~~~ malpf ..read more
Malaysia Personal Finance
3y ago
Not entirely TRUE in all aspects but nevertheless a great quote
The Amount of Money
in your bank
at the time you Died
. . .
is the EXTRA work you did
that wasn't Necessary
. This article is posted on ~~~ malpf.com ..read more
Malaysia Personal Finance
3y ago
Have you ever been approached by investment opportunity on a piece of land oversea ? It usually goes like this ...
Land is limited, population is growing. So investing on land is a low risk high return opportunity; Especially on an island . . . but why oversea and how its a better investment ?
more structure and well organized land & property legislation
With better laws in foreign country, one can be more assured in his land investment is being protected in terms of benefits and interest safe guards compare to your own country which may otherwise affected by croni ..read more