Introduction – Essential Coverage for Disability in Singapore Explained Envision diligently working towards your future dreams, only to have an unexpected accident or illness abruptly alter your life, rendering you unable to work. This daunting scenario underscores the importance of disability income insurance.  In Singapore, Total Permanent Disability Income Insurance becomes a critical financial support system if such unforeseen circumstances occur before you turn 65. This insurance can provide a much-needed financial lifeline, offering rehabilitation support, a lump sum payout, or cons ..read more

Introduction – Ensuring Optimal Travel Insurance Coverage Traveling can broaden your horizons, but unforeseen events like travel delays or overseas medical emergencies can overshadow the excitement. Concerns about illness or canceled flights are common among travelers, often affecting the joy of exploring new places. An important tip for peace of mind: ensure that your travel insurance plan in Singapore, whether it’s a single trip travel or annual travel insurance, offers at least $200,000 coverage for medical expenses incurred abroad. This article serves as your guide to confidently navigatin ..read more

Introduction – Navigating Fire Insurance to Protect Your Home Navigating home insurance plans in Singapore, which are administered by the Singapore Deposit Insurance Corporation (SDIC) and come with automatic policy inclusion, can be challenging. With a variety of options encompassing fire, content, and mortgage coverage, it’s vital to comprehend the limits of coverage and determine the specific protection your property requires. This article is designed to walk you through the complexities of comprehensive home insurance, empowering you to make a well-informed decision that aligns perfectly w ..read more

Introduction – Understanding Pre-existing Conditions Coverage in Insurance Health insurance can be a crucial safeguard in your life, yet grasping every word in the fine print, including terms related to premiums and coverage, is just as essential. In Singapore, understanding the exclusions and claim procedures of health insurance can often seem like a daunting task, akin to navigating uncharted territory filled with unexpected twists. This article aims to illuminate these key aspects, making the often arcane insurance terms, especially those concerning life insurance and advice from your advis ..read more

Introduction – Group Health Insurance Coverage in Singapore Understanding the intricacies of group insurance coverage in Singapore can be challenging for employers and employees alike.  Since 2015, every Singaporean has been automatically enrolled in basic medical insurance through the MediShield Life scheme. This blog post aims to demystify the terms and conditions of group insurance, providing clear guidance on how businesses can enhance their employee benefits, with a focus on health and life insurance plans in Singapore. Explore this resource to discover valuable advice on choosing th ..read more

Introduction – Guide to Types of Insurance in Singapore Navigating the complex terrain of insurance in Singapore, including whole life insurance, a type of insurance that offers coverage for the insured’s entire lifetime, can be challenging.  Did you know that MediShield Life, a fundamental health insurance scheme managed by the Central Provident Fund (CPF) Board, extends basic health coverage to the vast majority of Singaporeans? This article is crafted to deconstruct and elucidate the intricacies of CPF, MediShield Life, Integrated Shield Plans (IPs), and the role of whole life insuranc ..read more

Introduction – Guide to Divorce Laws & Process Navigating through a divorce encompasses not only the emotional strain but also the complexity of ancillary matters, which can become an arduous financial burden, particularly within the dynamic legal framework of Singapore. Are you aware that in order to file for a divorce in this jurisdiction, one must be a citizen or have lived continuously in Singapore for three years, and grounds such as unreasonable behaviour or having committed adultery must be established? This blog post is crafted to shed light on the intricacies of the process, offer ..read more

Introduction – Life Insurance Plans for Newlyweds in Singapore As newlyweds in Singapore, you might not immediately think of term life insurance or savings as primary concerns. However, obtaining sufficient coverage with term life or mortgage insurance is vital for Singaporeans to protect their joint financial future. This article aims to guide Singaporean couples on the importance of life insurance and its role in saving strategies as they embark on their new journey together.  Ready to secure peace of mind? Let’s explore the essentials! Key Takeaways Getting married in Singapore brings ..read more

This article is for education purposes only, and not to be taken as advice to buy/sell. Please do your own due diligence before committing to any trade/investment. What?! Has one quarter of the year flashed by? Due to the extremely bullish sentiment, most stocks in the US stock market have risen considerably with hardly any rest. As we enter the most bullish window (based on historical data), what’s 1 stock that you should be eyeing for a position trade? Join me for a journey to find out whether Fortinet is a worthy candidate.   Brief History of Fortinet Source: fortinet.com Fortinet is ..read more

Introduction – Crafting a Financial Plan for Couples in Singapore Handling finances can often be a complex issue for married couples, particularly in Singapore, where the cost of living is steep, making personal finance management within marriage crucial for maintaining financial health. In this blog post, we will explore effective strategies of financial planning for married couple to manage their finances, including how to use their CPF accounts to their advantage, and provide guidance to handle finance-related disputes with understanding and unity. Join us as we delve into the principles of ..read more