Understanding Small Business Health Insurance Costs Offering health insurance benefits is an excellent way to draw talent to your company. However, the cost isn't insignificant, so it's essential to plan your budget carefully. One approach is to work with a health insurance broker in Santa Rosa to customize your options. Of course, you must first understand the various costs associated with employer-provided health insurance.  A Health Insurance Broker in Santa Rosa Breaks Down Costs Group health insurance is cheaper than single insurance since more entities bear the cost. Larger companies h ..read more

Figuring Out What Percentage of Employee Premiums To Cover Employees love quality health insurance coverage since it offers protection and peace of mind. It is also a benefit for employers, as it helps them recruit top-tier talent and boost productivity. Healthier employees make good business sense all around. If you’re an employer, consulting with a health insurance broker in Santa Rosa can get you on track to offering group coverage. However, one question may be what percentage of your employees’ premiums to cover.  Patterns in Business Size and Individual or Family Coverage In California ..read more

Explore 6 Insurance Options Before Deciding You Can't Retire With early retirement, people can reduce their stress, explore hobbies, and enjoy more free time to travel or be with family. It can be a great move if you are financially secure. However, health insurance is one concern that keeps some people from retiring early, even if they are financially comfortable. Fortunately, a health insurance broker can help you explore various options and find a plan. 6 Ways You Could Have Good Health Insurance if You Retire Early About 22% of workers plan to retire between the ages of 60 and 64, while ..read more

2024 ACA Enrollment Reaches New Highs Heralding great news on the healthcare front, a record 20 million Americans signed up for Affordable Care Act Marketplace coverage. This signifies a massive increase of 4 million compared to last year's record sign-up high of roughly 16 million. How did factors like unwinding Medicaid and improved Marketplace subsidies contribute to record ACA Marketplace signups for 2024? Health insurance brokers from Sackett Insurance take a closer look.   Understanding Medicaid Unwinding In March 2020, as part of COVID-19 relief provided by the Families First Cor ..read more

Medicare Drug Price Negotiation Program Set to Change Healthcare  More than 8 million Medicare Part D enrollees are set to benefit from the Medicare Drug Price Negot iation Progr am . The program empowers Medicare to negotiate with drug manufacturers and lower the prices of select medications covered under Medicare Part D. The initiative by the national healthcare provider seeks to increase access to critical medication by stemming the cost of prescription drugs. By negotiating favorable terms with manufacturers, Medicare aims to secure the best prices for covered medication and pass th ..read more

Health Insurance Trends - ACA Marketplace Rising and Other Plans Losing Members The federal government’s ACA Marketplace is seeing more signups than ever since its creation after the Affordable Healthcare Act was passed in 2010. In this year’s open enrollment, the Marketplace could see its highest number of new signups ever. While the ACA Marketplace is getting more enrollment, private individual plans off Marketplace are becoming less popular. Health Insurance Broker Expects a Boost in Marketplace Enrollment According to the U.S. Department of Health and Human Services, more than 16 million ..read more

Decade of Dedication: Emma Fitzpatrick’s Promotion to Vice President Paves the Way for Sackett & Associates Insurance Services to Offer Medicare Insurance Plans SEBASTOPOL, CA, UNITED STATES, November 15, 2023  - Sackett & Associates Insurance Services, Inc is thrilled to announce the promotion of Emma Fitzpatrick to the role of Vice President. Having been an integral part of Sackett & Associates Insurance Services since 2013, Emma is renowned in her region for her understanding of  Medicare Health Insurance Plans . As she celebrates a decade with the company this Novemb ..read more

Protecting Everybody From the Flu Starts With You Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If you don’t have insurance, a Medicare health insurance broker can help you find an insurer to cover flu shots and other essentials.  Common Flu Myths and How They Are Wrong Unfortunately, flu misconceptions prevent some people from getting their flu vaccines. The reality is that when you get your shot, you protect yourself ..read more

Will Offering the Right Health Benefits Attract the Right Employees? Healthcare benefits are important, and for many people, having benefits they can depend on is one of the primary reasons for taking a job. If you own a business, you will have to offer healthcare benefits to attract the top talent in your industry. If you don’t offer industry-standard benefits, you risk driving away loyal employees and losing the talent you’ve worked so hard to attract. When working with a Medicare health insurance broker, or any other type of health insurance broker, they can help you understand how to attr ..read more

The 8-Month Rule for a Medicare Health Insurance Health insurance can be complicated, particularly when you enter a period of transition. The main transition periods include leaving a parent or guardian's plan, being added to a spouse's plan and retiring. Medicare health insurance brokers can assist you as you prepare for and navigate the retirement transition.  What Is Medicare and Why Do You Need a Health Insurance Broker? Medicare is health insurance that the federal government provides for three groups: People aged 65 and older People under age 65 but who have qualifying disabilities Pe ..read more