Smart Family Budget
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This is my family budgeting blog on household budgeting and savings plans. Smart Family Budget has been designed to help you set your goals, maximise your family income, prioritise your expenses, and make sure you get to enjoy the fun stuff in life.
Smart Family Budget
3y ago
I’m half Italian. That means my diet is highly susceptible to pasta, pizza, parmigiana, bread, gelato and wine. The other half of me is Irish, so you can throw beer into the mix too (and lots of it). If that wasn’t enough, I married a girl with Italian and Greek parents! So, on top of ..read more
Smart Family Budget
3y ago
I drive a 2008 Kia … something… I can’t even tell you the model, because I don’t know off the top of my head. In fact, I’m not even sure if it’s a 2008 model. I bought it from my mum for a discount. Don’t get me wrong, I’d like to have a nicer car ..read more
Smart Family Budget
3y ago
If your family life is anything like ours…. it’s hectic! The weekdays fly by and there’s something on every weekend for at least the next month. It seems there’s not enough hours in the day or days in the week. However, because the hours in each day and days in each week are limited, there is ..read more
Smart Family Budget
3y ago
Does your family have a decent income, but you don’t seem to have any savings? Do you have a hard time saving money? Why is that? Every day, more and more people are having trouble saving money and sticking to their family budget. I’ll show you why. In fact, I’ve seen families earning $60,000 per year saving ..read more
Smart Family Budget
3y ago
Are you one of those people who has a credit card, but don’t necessarily need it? In this day and age, our debit credit cards provide similar functionality to a traditional credit card. We can book holidays online, pay bills over the phone and buy from online stores all with our everyday debit credit cards. Yet ..read more
Smart Family Budget
3y ago
So, you’re thinking about an investment rental property, hey? Choosing the right loan can be just as difficult as choosing the right property. You might not be thinking “What type of loan do I need?” and “What’s the minimum deposit required on an investment property?” Well, in this article I’m going to cover all of that and more; including ..read more
Smart Family Budget
3y ago
This article on tax deductions is dedicated to our underappreciated and underpaid teaching community. Here you will find most claimable tax items for teachers. The unions might be fighting to help get all you teachers fair pay, but I’m here to educate you on ‘tax deductions for teachers ‘, to get some more money back in ..read more
Smart Family Budget
3y ago
Well, it’s tax time again. And, before lodging your tax return, you should make sure that you are claiming all that you can, including the most commonly missed tax deductions listed below. There is a great resource here provided by the Australian Tax Office (ATO) outlining tax deductions for specific industries and occupations. Click here ..read more
Smart Family Budget
3y ago
There’s no doubt you’ve heard the term ‘tax deduction’, but do you actually know how tax deductions affect your taxes? Does a tax deduction reduce taxable income? Now, I know that your eyes are already glazing over and your thoughts are starting to drift, but stay with me here. I’m going to make it quick and ..read more
Smart Family Budget
3y ago
Wondering whether you should pay off your credit card or save? This is a question I get all too often. Yep, the old ‘pay off credit card debt or build savings first’ debate. “Chris, I’ve got credit card debt of $2,000 and a $8,000 personal loan, but I want to put some savings away for a ..read more