ExamOne® recently sought to produce a better reflex rule for hepatitis B screening in life insurance using predictive modeling. In a new study, Optimum Life Re evaluates the performance of the ExamOne model in comparison with conventional reflex rules that are solely based on the results of liver function tests. Optimum Life Re’s analysis of the ExamOne model suggests that prediction modeling may increase hepatitis B detection by a factor of 2.5 at comparable levels of testing. In addition to increased detection, implementing this model in an automated setting should substantially reduce the t ..read more

Excessive alcohol use was responsible for about 178,000 deaths in the United States each year during 2020–2021, or 488 deaths per day. The CDC reports that this was a 29% increase from 2016–2017 and makes alcohol one of the leading preventable causes of death in the United States. This rising risk impacts life insurers’ bottom lines. Identifying potential alcohol abusers Traditionally, insurers have primarily relied on applicant self-admission, the MIB, motor vehicle reports (MVRs), and the occasional APS “surprise” to identify potential alcohol-related risks. But how effective are these ..read more

Using LabPiQture to uncover or disprove chronic kidney disease About 35.5 million people in the United States are currently affected by chronic kidney disease (CKD), and the prevalence of ensuing kidney failure is rising.1 ExamOne was asked how insurers can quickly and confidently determine if their applicant has kidney disease. In a recent case study, we show how eGFR results highlighted in LabPiQture TM uncover or disprove chronic kidney disease. What is eGFR? According to the National Kidney Foundation, Glomerular filtration rate (GFR) is the best overall index of kidney function. 2 Health ..read more

Every year during ExamOne’s annual employee convention the meeting is kicked off by celebrating our employees’ accomplishments from the previous year. The rest of the week was spent outlining the company’s goals and strategies for taking ExamOne to the Next Level in 2024. The convention concluded with a giving back and teambuilding activity for our local and remote employees with Heart to Heart International. Employees assembled almost 700 hygiene kits, with 7,000 pieces of essential living supplies, that will be distributed to areas of need across the world. Join us in appreciating our employ ..read more

High total cholesterol doubles the risk of heart disease, the leading cause of death in the United States. By narrowing the arteries and reducing the flow of oxygen-rich blood, high cholesterol can also lead to strokes. The American Heart Association (AHA) reports that almost 2 in 5 adults (or approximately 40%) in the United States have high cholesterol (total blood cholesterol greater than 200 mg/dL). Because high cholesterol itself has no signs or symptoms, many people don’t know that they might be at risk. Laboratory results from a paramedical exam can help bring awareness of heart health ..read more

As you check things off your list this holiday season and kick off the new year, take some time to consider your family’s long-term financial security. You may not be able to put a bow on peace of mind, but life insurance may be the perfect gift for your loved ones as we start a new year. Life comes with many expenses, which can be especially obvious during this time of year. Life insurance is the best way to ensure your loved ones have a safety net to manage their expenses should something happen to you and your income. 5 reasons to consider life insurance It’s timeless: Unlike every o ..read more

About 37 million people in the United States are currently affected by chronic kidney disease (CKD), and the prevalence of ensuing kidney failure is rising. ExamOne was asked how can insurers quickly and confidently determine if their applicant has kidney disease. In this case study we show how eGFR results highlighted in LabPiQture uncover or disprove chronic kidney disease. Access case study here. The post LabPiQture™ Case Study for Chronic Kidney Condition appeared first on ExamOne Blog ..read more

Take your meds. No heavy physical activity. No food after bedtime (fasting) if there is a blood draw. These are typical instructions given prior to physician checkup and a life insurance exam. No breakfast probably isn’t a huge deterrent for your morning doctor’s appointment. However, most insurance exams are not done early in the morning, but rather fit into a schedule that is most convenient for the applicant resulting in a much longer and inconvenient fasting period. Adding A1c on your life insurance panel eliminates the need for fasting and allows applicants to select appointments times th ..read more

ExamOne was asked to look at alternate ways to gather detailed health and lifestyle information needed to assess the risk of the proposed insured. Learn how a leading carrier used ExamOne’s personal history collections to improve overall performance and consumer engagement. Read the case study.  The post Personal History Collection Case Study appeared first on ExamOne Blog ..read more

Complementing ExamOne’s national network of corporate exam sites is a strong network of affiliate partner sites. These offices expand ExamOne’s services into more geographical areas and provide more solutions to a variety of different markets. Recently, some of our affiliate partners and corporate operation managers came together to participate in a workshop to strategize and collaborate on how to strengthen our partnerships and continue to grow ExamOne. “The combination of our corporate sites and affiliate partners strengthens our national network of examiners. We can provide unparallele ..read more