Earth Day serves as a poignant reminder of the importance of preserving our planet for future generations. As individuals committed to protecting the environment, many of us seek opportunities to leave a lasting legacy by supporting charities and causes that champion environmental conservation. One powerful way to make a meaningful impact is by leveraging life insurance to support these vital initiatives. Understanding Life Insurance as a Tool for Philanthropy Life insurance is often viewed primarily as a financial tool to provide for loved ones in the event of one's passing. However, it can ..read more

In times like these, we’re always looking for ways to save a little extra, right? This leads many of us to seek out what we can do to add some more discounts onto insurance policies and cut down on some recurring monthly expenses. While, in general, insurance companies do not offer a discount on auto policies for having a dashcam, there are some surprising perks to having one that could save you a lot of money! What is a Dashcam? So, what exactly is a dashcam and why would you want one? While often referred to as dashcams, their full name is dashboard camera. As the name suggests, these ..read more

Understanding different types of life insurance policies and their unique benefits will help you choose the right option for you and your family. Term life insurance provides coverage for a limited amount of time and/or amount of benefit. Term insurance has no cash value. In contrast, whole life insurance1 is coverage that is in place your entire life, and it offers unique benefits, including the ability to accumulate cash value, which can be used to your advantage in a variety of financial scenarios.2 Let’s look at the features of cash value whole life policies, explore loan option ..read more

Running a business comes with many risks, from property damage to legal liabilities. While some business owners may see insurance as an unnecessary expense, the cost of failing to have adequate coverage can far outweigh the premiums paid. It is essential to understand the potential consequences of operating without business insurance. Financial Losses from Property Damage Property damage can occur unexpectedly due to natural disasters, accidents, or vandalism. Without insurance coverage, the financial burden of repairing or replacing damaged property falls entirely on the business owner. Cons ..read more

Who hasn’t been zipping along when all of a sudden traffic slows to a halt? When it does, you can bet on one of two things: There was an accident or there’s construction. What To Do in a Work Zone Road work is often the culprit in the warmer months. You probably already know that it’s important to stay at or below the posted limits when you’re in a work zone, not to mention, many states will ticket you for speeding in a construction zone. Yet there are a few other tips worth keeping in mind in order to keep you, your car and workers safe when you’re driving through a work zone. Check ahead f ..read more

A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind. If you’ve recently battled a hailstorm, here is what you need to know about hail, roof damage, homeowners insurance and common scams. What should I do after a hailstorm? The size and density of a hailstone will determine the severity of damage you’ll find after a storm. While som ..read more

Picture this: You’re sitting down with your parents reviewing their will and other important documents, and you realize they don’t have life insurance.1 For some, this might not be hard to imagine – you may have experienced it already. Life insurance is important for everyone, not just those with families or businesses. That’s because life insurance is for the living and can help protect and provide for your loved ones after you’re gone. Now picture this: Your parents ask you to get them a life insurance policy. You might be wondering; can I do that? Before you go any further, however, h ..read more

Erie Insurance is there for your car when it comes to auto insurance, but what about everything else? Your car can take you near and far, but only if you take care of it in return. April is National Car Care Month and it’s your opportunity to show your ride the love that it deserves. Lucky for you, ERIE has tons of helpful posts right here on the blog to help you show your car a little TLC this month: How to Help Your Car Recover from Winter: Winter is tough on cars. Now is a perfect time to begin the recovery process. What You Need to Know About High Mileage Cars: For owners of vehicle ..read more

A pet trust is a legal arrangement that allows pet owners to set aside funds for the care and maintenance of their pets in the event of their incapacity or death. Here's a breakdown of what a pet trust entails and why it's essential for pet owners: Ensuring Care for Your Beloved Companion One of the primary purposes of a pet trust is to ensure that your pet receives proper care and attention even when you can no longer provide it yourself. Here's how a pet trust works: Designating a Trustee: In a pet trust, you appoint a trustee who will manage the trust funds and oversee the care of your pe ..read more

Financial literacy is the foundation of sound financial management; for small business owners, it's essential for success. With April being Financial Literacy Month, there's no better time to learn more about the fundamentals of financial literacy that every small business owner should know. Budgeting Basics for Small Businesses Budgeting is crucial for small businesses to manage finances and achieve their profit goals effectively. To effectively budget for your small business, consider the following: Track Your Expenses: Keep meticulous records of all business expenses, including rent, util ..read more