How to start an app business without a technical background
Insureon Small Business Insurance Blog
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5y ago
By Linda Rosencrance, Insureon Contributor You have a brilliant idea for a mobile app, but there’s just one problem – you don’t have a technical background. However, you can still start an app business, even if you don’t have programming and design skills. In fact, many successful tech companies were started by nontechnical individuals, including: Alibaba founder Jack Ma is a former English teacher.  Pinterest co-founder Evan Sharp studied history and architecture in college. Tim Westergren, who founded the Pandora music service, started his career as a musician and sound engineer.  Tim Chen ..read more
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How to become a freelance computer technician
Insureon Small Business Insurance Blog
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5y ago
By Linda Rosencrance, Insureon Contributor If you love working with computers, and you have extensive technical knowledge and strong communication and problem-solving skills, then you might want to consider a career as a freelance computer technician. Sometimes called computer support specialists, freelance computer technicians install, maintain, and repair computer hardware and software for their clients. Simply put, computer technicians troubleshoot and analyze user problems and implement solutions. The work can be done in the technician’s business location, a home office, or at a customer ..read more
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6 tips to prevent injuries from struck-by-object hazards
Insureon Small Business Insurance Blog
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5y ago
By Desiree DeNunzio, Insureon Contributor No matter how vigilant you are about trying to maintain a safe workplace, injuries on the job can still happen, and more often than not, such accidents fall under the category of “struck by object.” Struck-by-object injuries involve a worker being hit by any piece of equipment or object that’s falling, swinging, or rolling, including a moving vehicle. This type of injury is one of the Occupational Safety and Health Administration’s (OSHA) “fatal four” hazards. For instance, if equipment falls off a shelf in a storage space and injures an employee, or ..read more
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How to protect your company's digital assets
Insureon Small Business Insurance Blog
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5y ago
By Erinn Knight, Insureon Contributor Cybersecurity and cyberattacks reported in the tech and financial industries strike fear in the hearts of many businesses, conjuring visions of drained accounts, damaged reputations, and legal liabilities. These risks are equal for large and small businesses, although a small business owner might not have the means to recover from an attack if the right protections are not in place. In essence, a sole proprietor, IT professional, or a retailer that accepts electronic payments faces some of the same risks as large companies, such as Amazon. But first, what ..read more
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How to read a certificate of insurance form
Insureon Small Business Insurance Blog
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5y ago
By Harry J. Lew, Insureon Contributor When people hire your company, they want to know working with you won’t increase their legal liability. Similarly, when you hire vendors or subcontractors for your firm, you want assurance that hiring them won’t harm you financially. How do both parties put these concerns to rest? By requesting a certificate of liability insurance form. A certificate of insurance (COI) form, also known as an ACORD certificate of liability insurance, is a document that establishes proof of insurance. It lists on one page your liability insurance policies, your coverage limi ..read more
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Film equipment insurance might be cheaper than you think
Insureon Small Business Insurance Blog
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5y ago
By Insureon Staff You don't have to work in Hollywood to know that a film budget can quickly get out of control. Filmmakers of all types face the monumental challenge of balancing shooting and editing fees, crew and talent payments, equipment costs, and food and transportation expenses while trying to find enough money to finance the entire production. But surprisingly, video equipment insurance might be one of the least expensive things you'll have to buy. Let's look at the specifics to give you a better idea of what your coverage can provide. Video production equipment you might want to ins ..read more
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6 ways to prevent customer injury and property damage
Insureon Small Business Insurance Blog
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5y ago
By Desiree DeNunzio, Insureon Contributor As a business owner, it’s your responsibility to keep your employees and customers safe. Unfortunately, despite your best efforts to take precautions, accidents can still happen in the workplace, and if you’re at fault, the cost of medical bills, repairs, and more can quickly add up.  Slip-and-fall accidents make up a significant portion of injuries at businesses, but they’re just the tip of the iceberg. A number of other incidents can fall under premise liability, including chemical spills, accidents involving equipment, or an employee or visitor inj ..read more
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How to find a lawyer for your business startup
Insureon Small Business Insurance Blog
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5y ago
By Hannah Fillmore-Patrick, Insureon Contributor Entrepreneurs are risk takers. While taking smart risks is what propels a new business to success, it’s good to have someone focused on the legal implications of your business too. A lawyer can give your startup legal advice, negotiate effectively with partners and competitors, and represent your business in lawsuits. Here’s how to find, vet, and choose a lawyer for your new business. Finding a lawyer for your startup Not all startups need the same type of lawyer. If you need help registering your business’s intellectual property, for example ..read more
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6 ways to protect your business from fires
Insureon Small Business Insurance Blog
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5y ago
By Desiree DeNunzio, Insureon Contributor Fire is one of the most common causes of property damage – and it can also be one of the most costly incidents for a small business. Approximately 10% of small businesses are affected by a fire, and the average cost for a fire claim is $35,000, according to The Hartford. Although modern safety regulations have reduced the risk, fire is still a major threat. To protect your business, it’s key to educate your employees on fire safety and emergency protocol, keep your workplace free from clutter, and properly maintain your equipment. These six fire preve ..read more
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The most in-demand skills for freelance data scientists
Insureon Small Business Insurance Blog
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5y ago
By Linda Rosencrance, Insureon Contributor Today, organizations live and die on information, or more precisely on the insights they extract from that information, whether it’s to anticipate the behaviors of their customers or determine where to spend their advertising dollars. As such, more companies are looking to hire freelance data scientists to help them analyze trends, solve complex problems, and glean meaning from massive amounts of data. You’ll likely find freelance data science jobs in a variety of fields, including tech startups, transportation, biotechnology, and telecommunications ..read more
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