When it comes to investing, picking the right trading app can make a big difference. Not only will a smooth user experience with all the features you seek streamline your investment process, but also minimal fees can help make the most of your potential profits.  Some popular investment apps today include Robinhood, moomoo, and Webull. But the right one varies based on your preferences and needs.  In partnership with moomoo, let’s explore each to give you a better idea of which option might be the best fit for you. If you’re curious about getting started with moomoo, open and fund ..read more

Do Credit Unions Offer Student Loans? This question is about private student loans. Yes, some credit unions do offer student loans. However, your mileage may vary when it comes to your local credit union. Student loans are niche lending products for credit unions, and some of the largest credit unions will offer both private student loans and student loan refinancing.  There are also organizations like CU Select, which matches prospective borrowers with credit unions that offer student loans. They work with a network of 225+ credit unions to help match you with one that can offer yo ..read more

With college becoming more expensive, how can parents afford to send a kid to school? More than a decade after completing college, 7% of Millennials still have more than $50,000 in student loan balances. Facing our reality of digging out of debt and knowing our friends' horror stories, many millennials are motivated to help their kids get through college debt-free.  While we can’t promise that you’ll be able to help your child avoid debt, we’ve got realistic tips to cover the cost of college from the day your child is born to after they graduate. Table of Contents How To Save For Col ..read more

Key Points The Biden Administration has approved $6.1 billion in automatic student loan relief for nearly 317,000 borrowers who attended The Art Institutes from January 2004 to October 2017. The U.S. Department of Education found that The Art Institutes engaged in deceptive practices regarding employment rates and salaries post-graduation. This relief is part of an ongoing commitment by the Administration, bringing total relief to nearly $160 billion for about 4.6 million borrowers. The Biden-Harris Administration announced over $6.1 billion in automatic debt relief to nearly 317 ..read more

Pogo is an app that pays you to share your data about your shopping and more. Most of us could use a little extra wiggle room in our budgets. But the thought of taking on more hours at work or building a lucrative side hustle might put that dream out of reach. Pogo offers an easy way to see more dollars in your bank account. While you won’t have to put too much effort into this income stream, you will have to be comfortable sharing your purchase history and real-time location with the app. We explore how Pogo works and what you can expect to earn so you can decide if it’s a good fit f ..read more

Key Points FAFSA Reprocessing Complete: Nearly all impacted FAFSA records reprocessed, enabling institutions to finalize financial aid packages. Processing Time Reduced To 1-3 Days: Current FAFSA submissions should be processed and sent to schools within one to three days. FAFSA Applications Way Down: Only 8.2 million FAFSA forms have been fully completed and delivered to schools so far this year. The U.S. Department of Education has announced the completion of FAFSA reprocessing to address various issues relating to incorrectly calculating the Student Aid Index and fina ..read more

Property taxes are typically your largest homeownership expense after paying your mortgage. Any way to save on your property taxes can be a big win for your budget! Home ownership can be a true joy. The thought of holding your very own keys in your hands and being able to point and say “That’s my house”. That’s until it’s time to pay property taxes. The average property tax in California is $4,694 per year whereas in places like New Jersey and Connecticut, it ranges from $6,400-$9,300 per year. This is undoubtedly not one of the joys of home ownership. Now of course, we all want to be great ..read more

Key Points New Fee Structure: Betterment has introduced a new Premium plan with a 0.65% AUM management fee. Enhanced Benefits: Premium customers now enjoy additional benefits such as a preferred rate on Cash Reserve and discounts on estate planning services. Special Offer: For a limited period, existing customers can upgrade to the new Premium plan without extra costs for the first 60 days. Existing customers can also choose to stay in their current plan without the added benefits. Betterment announced significant enhancements to its Premium service plan, effective April 25, 2024 ..read more

Piere is a new budgeting app that is trying to fill the gap left by Mint. When Mint shut down, millions of active users needed a new budgeting app. While many free apps have promised to deliver premium budgeting services, Piere may be the first free app that not only replaces Mint’s functionality, it surpasses it.  Here’s what you need to know about Piere, from key features to plans and pricing.  Quick Summary Ad-free budgeting, spending, and net-worth tracking app. AI-driven budget recommendations. First-of-its-kind integration with Venmo. Paid plan arr ..read more

Key Points President Biden’s 2025 budget proposal includes a significant increase in the top capital gains tax rate to 44.6% The proposed tax rate, coupled with state taxes, would lead to a combined rate exceeding 50% in several states, with California potentially facing a rate as high as 59% The plan also includes a proposal to remove the stepped-up basis on inheritances, potentially subjecting estates to capital gains taxes upon the transfer of assets after death. President Joe Biden has unveiled a proposal in his 2025 budget that would elevate the top marginal rate on long-term ..read more