The Principle: We all know taxes are inevitable, but what we don’t know is how much taxes will be in the future. Is your retirement plan set accordingly? We’ll discuss an interesting tax proposal that came up recently. [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/131_-_BRIAN_BOWEN_-_WORK_FROM_HOME_TAX_PROPOSAL.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: You never know what new kind of tax might come up. As more and more people are adjusting to working from home, many are preparing to do so ..read more

The Principle: Within your financial plan, do you also have a tax plan? What about an estate plan? Do you really need those? Let’s talk about what you need to do to build optimism for the future. [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/129_-_BRIAN_BOWEN_-_A_MILLION_DOLLARS_IN_RETIREMENT.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: So many people have lost income in 2020 due to the pandemic. Depending on what industry you’re in, this might have been a really bad year or a better financia ..read more

The Principle: What does a million dollars saved for retirement actually look like? Is it enough? [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/129_-_BRIAN_BOWEN_-_A_MILLION_DOLLARS_IN_RETIREMENT.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: The idea of being a millionaire carries a bit of appeal. But in reality, how long does a million dollars last in retirement? The answer depends a bit on where you live. According to SmartAsset, it would take around 32 years in a town in Texas compared to 1 ..read more

The Principle: Anything you should keep in mind as the year comes to a close? How will taxes impact your future financial planning? [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/128_-_BRIAN_BOWEN_-_END_OF_YEAR_TAX_CONVERSATION.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: Since we won’t know if the Republicans or Democrats will control the house until January, does that change how we strategize around taxes at the end of this year? President-elect Biden has already said he will raise taxes, so ..read more

The Principle: Do you get sticker shock when it comes to advisor fees? What fees are you otherwise paying with mutual funds? Let’s talk about the common fees you’ll find associated with retirement accounts. [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/127_-_BRIAN_BOWEN_-_401K_FEES.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: What do new and prospective clients constantly ask Brian? “What are the total fees charged?” To that, Brian helps show the total fees you are paying across your mutual f ..read more

The Principle: Do you have a legacy plan? Does your financial plan include an estate plan? How can you protect and provide for future generations? [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/126_-_BRIAN_BOWEN_-_PASSING_DOWN_WEALTH_TO_MULTIPLE_GENERATIONS.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: When the next generation or two inherits a great amount of wealth without having to work for it themselves it can cause some major problems. What kind of things can you do in estate planning to h ..read more

The Principle: As we near the end of the year, what do you need to make sure to take care of? From Roth conversions to estate planning, Brian talks about the ways these things can work to your benefit. [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/125_-_BRIAN_BOWEN_-_BIDENS_TAX_PLAN.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: What should be on the top of your financial to-do list before the end of the year? Do you have everything in order? IRA expert, Ed Slott says everyone should be conside ..read more

The Principle: Have you started thinking about RMDs? At what age will you need to start paying attention to this and why does it matter? [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/124_-_BRIAN_BOWEN_-_RASING_RMD_AGE_AGAIN.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: The RMD age was recently increased from 70 and a half to 72 years old. What happens if this raises again? Would this be good or bad for investors? Depending on the person, this may make a difference in your overall financial pla ..read more

The Principle: Are you motivated by money? Or are you more motivated by personal fulfillment? What do you want both of those things to look like in retirement? [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/123_-_BRIAN_BOWEN_-_MONEY_ISNT_EVERYTHING.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: Money isn’t everything…but it is still important. On today’s episode of the podcast, we talk about finding fulfillment and enjoyment in what you do for work and what you do in retirement. Then, we’ll talk ..read more

The Principle: When it comes to saving for retirement, it’s usually not about inheriting one big lump sum. Instead, are you working hard and storing up little wins? [spp-player url=https://traffic.libsyn.com/secure/retirewithintegrity/122_-_BRIAN_BOWEN_-_LITTLE_WINS.mp3] (Want to jump ahead in the episode? Click the featured times below to skip to a specific section.) Honest Takes: What does your financial plan consist of? Do you have a plan for what happens if the market crashes? What if you lose your job? How can you build up a good nest egg in retirement? In all of these, finding the ..read more