A recent report by WalletHub has revealed the states in which people are struggling the most financially. Here are their findings. WalletHub’s State Rankings Image Credit: Shutterstock / PanuShot WalletHub analyzed all 50 states to find where people have the most collection accounts – which are debts sold to debt collection agencies due to lack of payments. These debt agencies then create an account for the money owed, hence the term collection account. Impact on Credit Scores Image Credit: Shutterstock / Andrey_Popov Having a collection account on file will hurt your credit score, which can ..read more

Hawaii, often envisioned as a paradise, is seeing a significant number of its residents decide to relocate. Here are 19 compelling reasons behind this exodus. 1. High Cost of Living Image Credit: Pexels / Vodafone x Rankin everyone.connected Hawaii has the highest cost of living in the U.S. Residents face steep prices, such as $5 for a gallon of milk and over $3.50 for a gallon of gas, making daily life expensive. 2. Skyrocketing Housing Costs Image Credit: Shutterstock / goodluz The median home price in places like Honolulu can exceed $700,000, which is unaffordable for many local families ..read more

In a striking demonstration, women across Iceland momentarily stepped away from their roles, both in offices and at homes, to bring attention to the persistent gender pay gap and the issue of gender-based violence. This silent yet resonant protest not only underscores the critical role of women but also offers the United States an opportunity to reflect and learn. A Day Without Women Image Credit: Shutterstock / Alliance Images On the day coined “kvennafrí,” or women’s day off, women across Iceland ceased their work, highlighting the significant impact of women’s contributions in various sect ..read more

If you’re one of the hundreds of millions who shop at Walmart every week, you may be entitled to a rather large chunk of money following the results of a $45 million class-action settlement. Here are the details. Walmart’s $45 Million Settlement Image Credit: Shutterstock / ElenaR Any Walmart customers who bought certain types of food from any of their 10,000 stores might be entitled to up to $500 as part of a settlement by the shopping giant. Deadline for Filing Claims Approaches Image Credit: Shutterstock / baranq Any shoppers who think they might be in with a win have two months left to fi ..read more

Weddings are a celebration of love, but they can also be a significant financial burden. According to The Knot, the average American wedding cost a whopping $30,000 in 2022! So you can understand why people want to make savings where possible.  While it’s wise to be budget-conscious, there’s a fine line between frugal and cheap. To cut costs, some couples inadvertently cross this line, leading to a wedding that feels less charming and more chintzy. Here are 25 ‘frugal’ wedding ideas that might save you a few dollars but could also make your special day look cheap, potentially leaving you ..read more

According to news reports, the U.S. job market is robust, and employers are desperate for workers. Despite these claims, many people, especially those over 60, struggle to find employment. Being a mature jobseeker doesn’t mean being automatically excluded from the workforce. There are several things experienced workers can do to land their ideal position. People offered tips on landing jobs for workers of a certain age, and their advice is worth noting. #1. Prioritize Your Job Search Image Credit: Shutterstock. Looking for a new career isn’t easy, so your job search should be considered a ful ..read more

President Biden’s Inflation Reduction Act (IRA) has caused a surge in green policies and a net boom for sustainable companies. Here’s a quick rundown of what’s been happening and where the sector could go from here. The Birth of the IRA Image Credit: Shutterstock / lev radin In 2022, Biden announced the creation of the landmark IRA, a new federal law that aimed to slow inflation, lower drug prices, and invest money into clean domestic energy sources. Biden’s Landmark Legislation Image Credit: Shutterstock / Eviart At the time, it was heralded as the “most significant action Congress has taken ..read more

Downsizing your living space can be more than just a practical decision; it often leads to surprising benefits and challenges. Here’s a look at the unexpected impacts that come with choosing a smaller home or lifestyle. #1. Increased Creativity Image Credit: Shutterstock / Dariusz Jarzabek Limited space forces you to get creative with storage and design. Suddenly, you’re finding multiple uses for every inch of your home. #2. Closer Family Bonds Image Credit: Shutterstock / Liderina Smaller living quarters mean you’ll be spending more time together with family members. This proximity can stren ..read more

A new report has shed light on the staggering discrepancy in lifetime tax burdens between different US states. But which state pays the highest overall? Lifetime Tax For Americans Image Credit: Shutterstock / RTimages Tax day is never a fun time for workers across the United States. But it’s worse for some than for others, as residents in certain states pay far more in taxes over their lifetime than the average American. Self Financial Report Image Credit: Shutterstock / SFIO CRACHO A new report from personal finance site Self Financial shows that Americans pay more tax over their lifetime th ..read more

California motorists will need to brace themselves –  gas prices are predicted to climb again in the coming months, as summer nears and geopolitical tensions increase. Gas Troubles Image Credit: Shutterstock / aappp Despite gas prices soaring in California in the last month alone, motorists in the Golden State and throughout the country may be hit with more price increases in the coming months. Californians Struggle With Prices Image Credit: Shutterstock / n_defender While the cost of gas has become a pain point for individuals and families across the US, it is a particularly sensitive s ..read more