Healthcare.gov Blog
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The Health Insurance Marketplace is a way for you to find and buy health insurance, with less hassle.
Healthcare.gov | Healthcare Insurance Blog
3w ago
Open Enrollment is now. Start 2025 off right by enrolling in coverage for the new year.
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For coverage to start:
January 1, 2025: Act by December 15, 2024
February 1, 2025: Act by January 15, 2025
Make time today for a few easy steps. Coverage may be more affordable and easier than you think.
Apply & enroll today:
New to the Marketplace? Create an account.
Already have an account? Log in to update your application, compare plans, and change or renew for 2025. Need help applying or have questions? Get help now ..read more
Healthcare.gov | Healthcare Insurance Blog
1M ago
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Before you apply, check out 2025 coverage options in the Marketplace and get an idea if you qualify for savings. Answer a few quick questions to preview plans and prices before enrolling or renewing coverage for 2025 — you don’t even have to log in!
Enroll by December 15 for coverage that starts January 1.
Check to see if you'll save on 2025 Marketplace coverage:
Find Marketplace premiums or check if you may qualify for Medicaid or Children’s Health Insurance Program (CHIP) coverage. Enter:
Your state
The number of people in your household (even if they don ..read more
Healthcare.gov | Healthcare Insurance Blog
1M ago
Don’t delay — enroll today! Open Enrollment for 2025 health insurance is here. Enroll in a new plan or change your coverage for the year ahead.
Enroll by December 15, so your coverage can start January 1. Open Enrollment ends on January 15, 2025.
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Apply and enroll at HealthCare.gov
There are several ways to sign up for health coverage, but the quickest and easiest is to apply online. Here’s how to get started:
First time applying? Create an account to start a new application.
Already have an account? Log in to start or update an existing application.
Follow these ..read more
Healthcare.gov | Healthcare Insurance Blog
1M ago
Jump start Open Enrollment for 2025 coverage by previewing plans with personalized price estimates based on your estimated income and household size.
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Preview personalized 2025 plans & prices
Take a sneak peek at 2025 plans and price estimates now to get ahead for Open Enrollment starting November 1.
You'll answer a few quick questions about your estimated 2025 income and household to find health plan options and estimated prices.
Previewing plans now helps you get ready to make an informed choice.
Preview 2025 plans & prices  ..read more
Healthcare.gov | Healthcare Insurance Blog
2M ago
Open Enrollment for 2025 Marketplace coverage starts November 1.
Open Enrollment is right around the corner. Make sure you're ready.
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Did you:
Gather basic information (PDF, 163 KB)? You can fill out your application faster if you're ready with information like birthdates and Social Security Numbers (SSNs).
Check to see if you might save on your coverage? Lots of people are eligible for savings.
Find trained helpers in your community? If you'd like a person to help you apply, search by your location ..read more
Healthcare.gov | Healthcare Insurance Blog
2M ago
All Marketplace health insurance plans must cover 10 categories of essential health benefits. Essential health benefits are minimum requirements for all Marketplace plans. Specific services covered in each category may be different based on your state's requirements.
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10 covered benefits:
Ambulatory patient services (outpatient care you get without being admitted to a hospital)
Emergency services
Hospitalization (like surgery and overnight stays)
Pregnancy and newborn care (both before and after birth)
Mental health and substance use disorder services, including behavioral health t ..read more
Healthcare.gov | Healthcare Insurance Blog
2M ago
The last day to file your 2023 federal income taxes is April 15, 2024. If anyone in your household had Marketplace coverage in 2023, you’ll use Form 1095-A, Health Insurance Marketplace® Statement to file. (If you didn’t get Form 1095-A in your Marketplace account or by mail, or if the information on it is wrong, contact the Marketplace Call Center.)
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How to “reconcile” your tax credit
If you (or anyone in your household) qualified for or used the premium tax credit to lower your Marketplace plan premium at any point in 2023:
You’ll use your Form 1095-A to fill out IRS Form 8 ..read more
Healthcare.gov | Healthcare Insurance Blog
2M ago
Open Enrollment for 2025 Marketplace health insurance starts on November 1! Take a few minutes today to get ready to streamline the enrollment process for a smoother experience.
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Prepare now to save time later
Use this checklist (PDF, 163 KB) to collect documents and information you may need before starting your application on November 1. Taking these steps now will save you time when you apply.
Check if you might qualify for savings — many people do! You’ll find out for sure when you apply.
Understand the importance of health insurance. It ..read more
Healthcare.gov | Healthcare Insurance Blog
4M ago
Be careful of people who may try to steal your personal information, trick you into paying them, or enroll you in coverage without your consent.
Never give out personal information, like your Social Security Number (SSN), banking, credit card, and account numbers, and personal health history. If you suspect suspicious behavior, contact the Federal Trade Commission, your local police, and the Marketplace Call Center to report it.
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Ask yourself 3 questions before sharing any personal information:
1. Is this source reliable?
Get health coverage information from tru ..read more
Healthcare.gov | Healthcare Insurance Blog
10M ago
If you had Marketplace coverage at any point in 2023 and got the premium tax credit, here’s what you need to know about filing your federal taxes.
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Keep your Form 1095-A in a safe place
This form has important information about the Marketplace plans your household had in 2023.
You should have gotten Form 1095-A in the mail, or check your Marketplace account.
If you didn’t get this form, contact the Marketplace Call Center.
Check that your Form 1095-A is correct
Make sure your household and coverage information, the "sec ..read more