I was in contact with a woman on a financial FB group. She read Millionaire Expat and employed the services of Mark Zoril. But she didn’t begin investing. Several mental hurdles were getting in her way: the timing, the perfect allocation, the perfect ETFs. When she connected with me, she really was labouring over her choice of ETFs. I don’t think I was able to help her. She had done all the training for her investment marathon, but no matter what I said, she couldn’t unglue her feet from the start line. I wrote this for her. I hope it helps a few others, too. In a nutshell, I prove that the l ..read more

In 2011, I owned plenty of Berkshire Hathaway shares. Today, if I didn't sell them, they would be worth about $2 million. If you were me, would you regret that? This story outlines the details. Click below to read the rest of my article at Swissquote. Do I Regret Selling My Berkshire Hathaway Shares? They Would Be Worth Almost $2 Million Today | Swissquote Swissquote ..read more

With the upcoming US election, coupled with soaring US government debts, people are worried about the strength of the dollar. Companies like iShares and Vanguard, in response to those fears, offer currency hedged ETFs. You can invest in US stocks, for example, while hedging to a different currency. Should you do it? Click below to read the rest of my article at Swissquote. If The US Election Causes The Dollar To Crash, Should You Hedge Your ETFs To The Euro or The Pound? | Swissquote Swissquote ..read more

For a guy who spends most of his life smiling, images of me speaking make me laugh. It often looks like I’m ready to fight someone or, as in the picture above, break into my best John Travolta move. ? This was from my talk on Friday, at Swissquote Investment Day 2024 in Luxembourg. It was such a pleasure to meet so many of the attendees, as well as speakers Candi Carrera, Tim Harford and Linda Yueh. It was also great listening to one of my academic heroes, Shlomo Benartzi. I just missed him at breakfast this morning before leaving our hotel! Shlomo, my wife said she saw yo ..read more

How much do you need to retire? Everyone has different goals. There’s no single number that fits everyone. And what does it means to be truly rich? One definition: “Being rich is feeling that you have more than you need. It’s not a particular amount of money.” Here’s a story of one retiree and the wisdom he shares. Click to read the rest of my AES International article What could you learn from a rich retiree who lives on $14,000 a year? Andrew Hallam tells the inspiring story of a rich retiree living on $14,000 a year, sharing valuable insights on happiness, wealth, and living well without ..read more

John’s employer gave him $20,000 USD worth of company stock. They also said he could buy additional shares at a discount. Should he hang on to them or sell them? What would you do? This article shares a new perspective and questions that might help you make informed decisions. Click to read the rest of my article at AES International What should you do with free or discounted company shares? Discover what to do with free or discounted company shares and the risks and benefits of keeping or selling them. AES InternationalAndrew Hallam ..read more

The average person requires far less of their income to sustain themselves today than at any time in history. Unfortunately, many people have confused "wants" with "needs" and said, "Oh, life has never been tougher...especially for young people." Yes, housing is more expensive. But look at the cars on a university parking lot. Notice how few young people drive beaters (compared to years ago). Notice how many really young people drink at Starbucks, enjoy regular take-out food, have fancy clothes, eyelash extensions, and live lives that (once upon a time) only the rich could afford. That's life ..read more

New York attorney general, Leticia James, successfully wrestled former US President, Donald Trump, back into the courtroom. She’s accusing him of fraud for inflating his assets to receive preferential loan treatments. The former Teflon-like president might have been doing that for, oh, about 40 years. Over the years, Donald Trump has invested in casinos, golf courses, apartments, hotels, an airline, a magazine and even premier vodka. Add to this countless TV appearances and a book. But, when you pull the blond curtain back, you might find that you’re a better investor than Donald Trump himsel ..read more

Just like market trends, humanity's journey has its ups and downs. But, despite the challenges we face, there's a positive, long-term trajectory. This week’s story draws parallels between human progress and the stock market. Click to learn more. Are you worried about wars, market drops and a messed up world? Worried about the state of the world and how this relates to your portfolio? Here’s why there’s reason to be hopeful. AES InternationalAndrew Hallam ..read more

Worried that you might not have enough money for a great retirement? Meet Paul Smith, who after 14 years in the UAE, now savors the sweet taste of retirement (and a low cost of living) in this picturesque location. Click to read the rest of my article at AES International Why this European retirement destination is a longstanding favourite Discover why this place is a beloved retirement destination. From stunning landscapes to its affordable cost of living and excellent healthcare. AES InternationalAndrew Hallam ..read more