As a couple, one of the best steps you can take financially is to have a joint emergency fund. This is easier to do as your income increases, but when you’re making less money, setting aside a stash of money is even more critical. My husband and I have always prioritized having money set aside for emergencies, but that amount has varied over the years depending on our life circumstances. Building a Joint Emergency Fund Most people agree that saving money is a good idea, but you may get stuck after that. To motivate yourself, it’s helpful first to answer these questions. What Are You Saving Fo ..read more

Staying fit can benefit you in quite a number of ways, including some surprising ones, such as bolstering your finance for the future. This is just one of the reasons why you should do your best to follow through with your fitness resolution this year. By doing this, you’re going to see changes that other people around you can see as well, potentially getting motivated to get fitter themselves. Here are five motivating reasons why it’s best to stick to your fitness resolution and do all that it takes to achieve your fitness goals. 1. You May Sleep Better If you have trouble falling asleep and ..read more

If you’re searching for a job that ignites your passion and contributes to your financial stability, turning wrenches as a car mechanic could be the perfect fit. Hold on tight, as diving into the car mechanic industry might just be your road to scoring a job that pumps up your bank account and solidifies your financial stability. 1. ASE Certification: The Golden Ticket in the Auto World An ASE certification is the golden ticket in the auto world. Mechanics can become certified in Automotive Service Excellence by passing one of the 40 exams and accumulating approximately two years of work exper ..read more

If you’re reading this post it means you care about building your wealth.   The road to wealth accumulation can be a long and hard one, so when you’re out hunting down your next deal or shaving some bucks off your budget with coupons, don’t forget the basics: 1. Live Below Your Means Often when people get a raise or otherwise come into money they tend in increase their lifestyle related expenses.  For example, people who get a new house often feel the need to buy new furniture or get new clothing.  The money you don’t spend on ‘stuff’ or waste on expensive travel or meals could ..read more

It seems that everywhere we turn nowadays someone is trying to help us save money on something.  I have not always been a saver, and I have not always been great with money.  But now I am happy to say that I am financially responsible and I successfully manage my money.  However, this took years of learning about money, changing my financial habits, and learning from my past mistakes.  I definitely did not become a saver overnight. Maybe the recent recession as well as the fear of another recession is why everyone is talking about different ways that we can save money.  ..read more

With real wages declining and interest rates at decade highs you might be wondering how you can get into real estate.  And you may have heard of crowdfunded real estate apps like Ark7.  If you are considering investing in real estate through Ark7, you need to know whether it is a trustworthy investment opportunity. In this article, we will take a look at Ark7, evaluate its safety, and give you an overview of what you need to know to make a good decision. What is Ark7? Ark7 is a real estate investment platform that allows investors to invest in commercial and residential properties f ..read more

Celebrating your first anniversary is exciting, but it may also feel challenging if you don’t have a lot to spend. Fortunately, there are plenty of options that won’t derail your budget. Here are some budget-friendly ideas that can help couples have a happy first anniversary without breaking the bank. Write Each Other Love Letters The traditional first-year anniversary gift is paper, so writing each other love letters by hand on lovely stationery can be an excellent way to mark the occasion. What you include in the note is up to you, as long as the sentiment is that you’ve enjoyed the first y ..read more

There are thousands of stocks to choose from, and investors can pick any company they want.  Are you looking to increase your wealth through investing, but not sure how to pick stocks that will bring in the biggest profits? With stock markets nowadays offering so many options, it can be difficult trying to make smart investment decisions. It’s important that investors have a clear understanding of what factors should influence their decision-making process when picking stocks for maximum profit. In this blog post, we’ll go over some key points on how to evaluate potential investments. He ..read more

If you enjoy traveling, you need to know how to travel in the safest way possible, especially when covering long distances. This can make a massive difference to the way the trip goes and how much enjoyment you get out of it. As such, spare some time to make sure that you’re safe every single time you set out. This way, you’ll have many interesting, impressive stories to tell with time as you’ll have lived a life that many people can only wish for. Learn the Necessary Emergency Numbers The first thing that you need to do to stay safer and avoid ending up in a situation in which you may be in n ..read more

It’s important to take good care of your home because failure to do so can result in some expensive issues. While it can be tough to try and put up a stand against the elements, it’s not impossible to do. That’s because you can predict the weather patterns in your area and get additional protection for them. This way, you may have made a good decision with your finances in mind. Outlined here are some of the ways in which you can decrease the chances of damage to your home. Protect Your Home Against Water Damage Water damage is one of the worst kinds that your home could suffer from. That’s be ..read more