Why trust us?: I’m done playing the game. My reviews have no affiliate links, and no cozying up to credit card companies. Just personal honesty. Every review, insight, and piece of advice comes from a place of integrity. I’m here to empower you, not pad my pockets by spreading lies. First, please consider subscribing to my email list. Here's what you'll get for free: Our printable downloads Our digital downloads All of our exclusive credit card articles Waitlisted for our insights newsletter Join Salt & Pepper Finance We're Done Playing The Game. Companies can't buy our reviews. We're p ..read more

If you can almost feel your wallets heating up as the warmer weather rolls in you’re not alone. Summer is already inherently expensive as it is, what with gas price increases, kids are home from school and eating everything in sight. Plus, by the second week, they have read every book, played every game, and tested your patients beyond the brink. And still, you’re looking to travel with them (bless you.)Let’s unpack some family-focused money-saving travel tips to inspire your creative budgeting during this season.  First, please consider subscribing to my email list. Here's what you'll g ..read more

Our Experts weigh in on how to build an emergency fund with low income.  Growing up I was broke. Like mattress on the floor broke. But I wasn’t poor. I just didn’t know better. Its was a mindset.  As I switched over this mindset, I realized one of the first things I needed was an emergency fund. But on a low income that seemed out of reach.  But again, it was mind over matter. While paying bills (ALONE) on a part time waitresses income I was able to put back an emergency fund. Albeit small— but it saved me.  Sign up for Salt & Pepper Finance Husband and Wife duo breath ..read more

Why trust us?: I’m done playing the game. My reviews have no affiliate links, and no cozying up to credit card companies. Just personal honesty. Every review, insight, and piece of advice comes from a place of integrity. I’m here to empower you, not pad my pockets by spreading lies. Harbor Freight, the California-based discount tool and equipment retailer, offers a credit card that is designed to help you save even more on your Harbor Freight purchases. For avid users, the Harbor Freight credit card may be worth it. Here’s my take ..read more

First, please consider subscribing to my email list so I can keep providing these insights for free. Here's what you'll get: Our printable downloads Our digital downloads All of our exclusive credit card articles Waitlisted for our insights newsletter Join Salt & Pepper Finance We're Done Playing The Game. Companies can't buy our reviews. We're people first. Let us prove it. Join Us! Email sent! Check your inbox to complete your signup. No spam. Unsubscribe anytime. How Long Should Credit Card Statements Be Kept and How to Dispose of Them Properly “These are pointless” — My sentiment ..read more

? First, please consider subscribing to my email list. Here's what you'll get for free: Our printable downloads Our digital downloads All of our exclusive credit card articles Waitlisted for our insights newsletter Join Salt & Pepper Finance We're Done Playing The Game. Companies can't buy our reviews. We're people first. Let us prove it. Join Now Email sent! Check your inbox to complete your signup. No spam. Unsubscribe anytime. Best Father's Day Gift Ideas That Won't Break The Bank Father’s Day is the bane of my existence!  No I'm kidding.  Father’s Day is the third Sund ..read more

First, please consider subscribing to my email list. Here's what you'll get for free: Our printable downloads Our digital downloads All of our exclusive credit card articles Waitlisted for our insights newsletter Join Salt & Pepper Finance We're Done Playing The Game. Companies can't buy our reviews. We're people first. Let us prove it. Join Now Email sent! Check your inbox to complete your signup. No spam. Unsubscribe anytime. Why trust us?: I’m done playing the game. My reviews have no affiliate links, and no cozying up to credit card companies. Just personal honesty. Every review ..read more

Why trust us?: I’m done playing the game. My reviews have no affiliate links, and no cozying up to credit card companies. Just personal honesty. Every review, insight, and piece of advice comes from a place of integrity. I’m here to empower you, not pad my pockets by spreading lies. Feel free to read more about how I make money and the truth about the other reviews you see online (It's a great read.) The Robinhood Visa® Card is the latest credit card offered by a financial services company but this one may stand the test of time. With a focus on providing generous cash-back options and featur ..read more

The Truth About Debt (And Why It's Time to Kick It to the Curb) Let me get straight to it and spill the tea on achieving financial stability. And the one-word secret to doing that is (drumroll, please)... being "debt-free"! (Cue applause and confetti cannons). Now, you might be thinking, "That sounds easier said than done." And you're right, it takes some work, but it's achievable. First, please consider subscribing to my email list. Here's what you'll get for free: Our printable downloads Our digital downloads All of our exclusive credit card articles Waitlisted for our insights newsletter ..read more

Why trust us?: I’m done playing the game. My reviews have no affiliate links, and no cozying up to credit card companies. Just personal honesty. Every review, insight, and piece of advice comes from a place of integrity. I’m here to empower you, not pad my pockets by spreading lies. Feel free to read more about how I make money and the truth about the other reviews you see online (It's a great read.)I’m not a huge proponent of balance transfers, but I won’t lie and say I haven't done one. They can come in handy. What you’ll learn: The Credit Card that is Best for Balance Transfers.  Wha ..read more