Go Bankrupt, or keep paying the Mortgage?
Locke Consulting Inc. Blog
by Tom Locke
4d ago
Should you go bankrupt or keep paying the mortgage? You must understand that going bankrupt is not only about your past or even you present, but it will also affect your future. A well timed bankruptcy can save you hundreds of thousand of dollars. The post Go Bankrupt, or keep paying the Mortgage? first appeared on Locke Consulting Inc ..read more
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What’s the point in budgeting? 
Locke Consulting Inc. Blog
by Tom Locke
3w ago
Think about it, what is the point in budgeting unless your spending is out of control, or you have no idea where you money is going? The people who would benefit most from budgeting are the wealthy, those with superfluous income and spending control problems. The post What’s the point in budgeting?  first appeared on Locke Consulting Inc ..read more
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Canada Obsessed with Debt
Locke Consulting Inc. Blog
by Tom Locke
1M ago
Canadians are obsessed with debt for good reason, the country is economically in a mess, with only about 10% of income earners being able to afford without access to some form of debt. The post Canada Obsessed with Debt first appeared on Locke Consulting Inc ..read more
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The Illusion of Wealth
Locke Consulting Inc. Blog
by Tom Locke
1M ago
The illusion of wealth is an important feel-good for individuals, governments and banks, all for different reasons. The post The Illusion of Wealth first appeared on Locke Consulting Inc ..read more
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Rates, Prices, and Wages
Locke Consulting Inc. Blog
by Tom Locke
1M ago
Change your focus, shift your priorities for home ownership. Rates, Prices and Wages are in reverse order, currently rates remain at an historic low, prices are far too high and wages way to low. The post Rates, Prices, and Wages first appeared on Locke Consulting Inc ..read more
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Bank Issued Credit Cards.
Locke Consulting Inc. Blog
by Tom Locke
3M ago
Bank Issued Credit Cards are expensive and one of the most damaging aspects of the Canadian Consumer economy! The post Bank Issued Credit Cards. first appeared on Locke Consulting Inc ..read more
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The Changing face of Debt in Canada
Locke Consulting Inc. Blog
by Tom Locke
3M ago
Debt in Canada has outgrown all domestic production, Canadians now have about five times (5X) as much debt as they do income. The post The Changing face of Debt in Canada first appeared on Locke Consulting Inc ..read more
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HOUSE PRICING:
Locke Consulting Inc. Blog
by Tom Locke
4M ago
There are many factors that drive house pricing, and a multitude of market conditions, some of which have been very unusual in recent years. Join the conversation, let us know what you think. The post HOUSE PRICING: first appeared on Locke Consulting Inc ..read more
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DEATH AND TAXES:
Locke Consulting Inc. Blog
by Tom Locke
4M ago
Death and taxes, so cliche, yet so appropriate when talking about Canada's economy. The post DEATH AND TAXES: first appeared on Locke Consulting Inc ..read more
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THE PROBLEM WITH YOUR INCOME:
Locke Consulting Inc. Blog
by Tom Locke
4M ago
Income is an often overlooked econmic problem in Canada, people have become so accustomed to using credit to bridge the gap between inflation and their income that they simply accept the status quo. The post THE PROBLEM WITH YOUR INCOME: first appeared on Locke Consulting Inc ..read more
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