Legal vs. Illegal rental suites
Mortgage Broker Willie
by Willie Hamilton
1M ago
What you need to know about these types of rental suites and how they affect your mortgage ..read more
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#10 - Rental Offsets
Mortgage Broker Willie
by Willie Hamilton
1M ago
If you want to get into real estate investing you need to understand Rental offsets. It is how people are able to buy multiple properties without needing a huge annual salary ..read more
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#9 Real Estate Investing
Mortgage Broker Willie
by Willie Hamilton
1M ago
Each person has a different tolerance for risk but everyone should be planning for retirement. We discuss how at each level of risk tolerance there is a fit in real estate investing ..read more
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#8 Pre-Payment Penalties
Mortgage Broker Willie
by Willie Hamilton
1M ago
Pre-Payment penalties will increase as the rates get lower. Important to choose a good mortgage at the start to avoid some of these fees ..read more
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#7 Debt to Income Ratios
Mortgage Broker Willie
by Willie Hamilton
1M ago
How can you buy a house if you have a lot of debt. A common sense plan and some tips and tricks to get there sooner ..read more
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#6 Move 2 Alberta
Mortgage Broker Willie
by Willie Hamilton
1M ago
Move To Alberta. Why?  Lower average house price.  More house for your money.  The Edmonton Oilers.  You can buy sooner.  Lower income tax.  Lower corporate tax.  No PST or HST.  Highest weekly income in Canada.  Your money goes farther here.  The Rocky Mountains. John Denver wasn’t lying.  Why do you want to move here? Data source; https://economicdashboard.alberta.ca/dashboard ..read more
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#5 First Time Home Buyer Incentive
Mortgage Broker Willie
by Willie Hamilton
1M ago
Here is the governments website going over the first time home buyer incentive program. https://www.placetocallhome.ca/fthbi/first-time-homebuyer-incentive ..read more
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#4 Mortgage insurance
Mortgage Broker Willie
by Willie Hamilton
1M ago
What is it? Why is it beneficial? Why do I need it? Can it be avoided or opted out of? Who does it protect? Interest rates and mortgage insurance ..read more
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#3 Pre Approval Barstool Analogy
Mortgage Broker Willie
by Willie Hamilton
1M ago
What's a pre-approval and why should I get one? Even if you cant get approved right now, there is still a compelling reason to get one sooner rather than later ..read more
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#2 Amortization periods
Mortgage Broker Willie
by Willie Hamilton
1M ago
Mortgage Literacy and the WHY of this podcast. What is an amortization period and what is the best period for you? Listen to find out ..read more
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