In this video, our head of later life lending, Dan Osman, is here to discuss all the additional considerations you should make with equity release, such as powers of attorney and funeral planning. ⁠⁠UK Moneyman⁠⁠ ⁠⁠Mortgages for Over 50s⁠⁠ ⁠⁠Retirement Interest Only (RIO) Mortgages ..read more

In this short podcast, UK Moneyman Managing Director & Mortgage Advisor, Malcolm Davidson, explains the benefits of using a mortgage broker in the current mortgage market. ⁠⁠UK Moneyman⁠⁠ ⁠⁠Mortgages for Over 50s⁠⁠ ⁠⁠Retirement Interest Only (RIO) Mortgages ..read more

In this podcast, Malcolm discusses the current "buyer's market" and how sellers are reducing their asking prices to try and gauge more interest in the property that they are selling. UK Moneyman First Time Buyer Mortgages Remortgage Advice ..read more

In this podcast Malcolm & Dan discuss the alternatives to equity release. This case study is about a recent client who was looking to release equity for home adaptations, after changes in health. Unfortunately, they were just outside of the criteria for local authority funding and after an assessment they needed to fully self-fund these adaptations. With speaking with our later life lending expert, Dan was able to discuss some other alternative routes to equity release. This has saved our client a substantial amount of money and helped retain much more equity in their property for family i ..read more

? Breaking News: Bank of England Raises Interest Rates Again! The Bank of England has raised interest rates for the 13th consecutive time, from 4.5% to 5%. Malcolm discusses how this impacts mortgages. ? ? Hear from Malcolm, on the implications of the latest interest rate hike. Find out how it affects your mortgage plans. ? #BankOfEngland #InterestRates #Mortgages #MortgageBroker Speak to a Mortgage Advisor ..read more

In this video, Malcolm & Dan are back to discuss the alternatives to equity release. This case study is about a term interest only mortgage. Our clients interests are at the very heart of UK Moneyman, and our ethical approach to equity release is something we are very proud of. If you are thinking about equity release and would like to speak to a later life lending expert, please feel free to contact us on 0800 029 3757 or email enquiries@ukmoneyman.com UK Moneyman Mortgage Advice Mortgage Broker Mortgage Advisor ..read more

Malcolm breaks down everything you need to know about fixed rate mortgages and interest rate rises in his recent appearance on BBC Radio Humberside with Burnsy. #mortgages #interestrates #fixedratemortgages #BBCradio #radiohumberside UK Moneyman⁠ ⁠Mortgage Advice⁠ ⁠Mortgage Broker⁠ ⁠Mortgage Advisor ..read more

On 3rd October 2022, Malcolm Davidson, along with other mortgage experts, appeared on Lenders Live, hosted by Knowledge Bank, to discuss what’s making the mortgage sector headlines and other hot topics. Reposted with the consent of the hosts. Mortgage Advice Hull Mortgage Broker Hull Mortgage Advisor Hull ..read more

In this podcast, Malcolm explains the house pricing drop in the UK, fixed-rate mortgages and the market as a whole. If you are looking to start your mortgage process, now is the perfect time, especially in a buyer's market. 0:00 - Property Prices Over The Years 0:57 - Property Prices More Affordable 1:08 - Less Competition in a Buyer's Market 1:38 - The Bank of England Base Rate 2:13 - Fixed-Rate Mortgages Becoming More Affordable 2:53 - Starting Your Mortgage Process in a Buyer's Market UK Moneyman⁠ ⁠Mortgage Advice⁠ ⁠Mortgage Broker⁠ ⁠Mortgage Advisor ..read more

In this video, Dan, our later life mortgage advisor, discusses equity release with Malcolm. Equity release is a form of later life mortgage, aimed at homeowners who are over the age of 55 and have a property worth at least £70,000.  Here at UK Moneyman, we offer lifetime mortgage advice as a form of equity release to our customers. To understand the features and risks, ask for a personalised illustration.  A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repaya ..read more