UK Mortgage Market Insights: Week of January 26th, 2024 In this episode, we discuss the latest lender rate changes, lender criteria changes, the government's proposal of a 99% mortgage, the lack of housing supply in the UK, and when the first Bank of England base rate cut might occur. We also analyze the recent swap rate chart and its implications. Moreover, we cover the revisions made by various lenders such as Mpowered, Kensington, HSBC, Halifax, Hodge, NatWest, and Leeds Building Society. Lastly, we examine both rate reductions and increases from lenders during the week. 00:00 Introductio ..read more

UK Mortgage Market Insights: Swap Rate Fluctuation, Lender Criteria Changes, and Global Impacts | Week of January 12, 2024 This week's episode provides an in-depth analysis of the UK mortgage market, discussing the latest swap rate chart and its implications on mortgage rates going forwards. We also delve into lender criteria changes and how these could affect mortgage applications. We discuss the latest GDP data and consider a crisis in the Red Sea and how it may affect the UK mortgage industry. Finally, we conclude with a round-up of this week's major lender rate changes. Stay tuned for use ..read more

Latest UK Mortgage Market Insights: Week Ending January 5, 2024 This week’s episode provides an overview of the UK's mortgage market, focusing on lender rate reductions, criteria changes, and the latest Halifax house price index report. The video highlights important updates from Metro bank which includes increased affordability for buy-to-let landlords and improvements for joint borrower and sole proprietor mortgages. The impact of the Bank of England's money and credit report on future borrowing is also discussed. A look at the latest swap rate chart shows movement in the right direction, t ..read more

In this episode, we cover various topics including the latest swap rate chart, implications for interest rates going into 2024, the Nationwide House Price Index, and the annual house price review. We also discuss the potential spring budget announcement in March 2024 and the possible implications it may have on the housing market. Moreover, we delve into the continued recovery of house prices, the lender rate reductions and criteria changes for the week, and the prospects for first-time buyers, re-mortgages, and fixed-rate mortgages in the coming year. 00:00 Introduction and Overview 00:32 No ..read more

In this episode, we analyse the UK's mortgage market for the week ending on the 15th December 2023. We examine lenders that have changed their interest rates and lending criteria, key economic data such as the Bank of England base rate and GDP, and an updated swap rate chart, making predictions for future mortgage rates. We also delve into specific changes made by Skipton, Nationwide, Santander, Virgin, and Metro Bank, and explore the implications of these changes for potential borrowers. Lastly, we discuss the latest wage growth data, the Bank of England's mortgage lending data, and the late ..read more

UK Mortgage Market Insights | Week ending 8th December 2023 In this episode, we provide comprehensive insights on the UK mortgage market for the week ending the 8th of December 2023. We cover lender mortgage rate reductions (with significant changes from Kensington, Accord Mortgages, Skipton, Bank of Ireland, TSB, Halifax, Santander, Nationwide, and TMW), along with lender criteria changes. We also discuss updates from the Rightmove and Halifax house price index, and the UK Finance data. The discussion delves into various topics affecting the market, such as affordability issues, the cost of ..read more

In this week's episode, we're going to be taking a look at the latest swap rate chart from yesterday evening, we're going to be taking a look at the lender rate reductions for this week. We're also going to cover off mortgage approval data from the Bank of England and property transaction data. We're also going to look at the Nationwide house price index which has just been released and shows some interesting information, so stay tuned for that one. And then I also want to take a look at the TMW buy-to-let barometer, which covers buy-to-let data for the quarter three of this year as well ..read more

In this week's episode, we're going to be looking at the Land Registry data that was released this week. We're going to be looking at inflation data that was released this week, along with swap rates, lender rate reductions, and a bit of a discussion about where we might see interest rates at the end of the year ..read more

In this week's episode, we're going to look at the usual swap rates and the lender rate reductions. We're also going to look at some UK finance data, the arrival of a sub 5%, two year fixed rate. We're going to delve into some RICS commentary regarding house prices slowing, and also we're going to touch on a housing scheme that's been introduced in Wales to help people that are struggling ..read more

In this week's episode, we're going to be covering all the usual subjects such as swap rates, lender rate increases, lender rate decreases, improvements in lender criteria, along with some really important news regarding the Bank of England base rate, and Bank of England mortgage approval data. We're going to take a look at the Nationwide house price index, and then we've got news regarding some changes to council tax and houses of multiple occupation ..read more