George Kinder is a friend, mentor and widely recognised as the Father of the Financial Life Planning movement. For over 30 years, George has trained thousands of financial advisers from 30 countries in life planning, which enables them to help deliver freedom into their clients’ lives. George has published seven books, and central to most is this concept of freedom. His most recent book The Three Domains of Freedom sets out to empower readers to experience profound freedoms in their own lives and bring about positive change to our civilisation as a result. In our conversation we explore the bo ..read more

I'm thrilled to have with us a guest whose work has profoundly shaped the way we think about time, productivity, and living a meaningful life. Oliver Burkeman is a renowned British journalist, author, and former columnist for The Guardian, best known for his groundbreaking book 4,000 Weeks, Time Management for Mortals. I loved this book and am honoured that Oliver joined me to share his story and research, and to introduce his latest book, Meditations for Mortals - Four Weeks to Embrace Your Limitations and Make More Time for What Counts, which has sparked a global conversation about the finit ..read more

Approaching retirement and frustrated with her job, Siobhan Daniels made a big decision: to start living life on her own terms. Rather than feeling broken, voiceless and hiding from life’s challenges, she took early retirement, swapped her possessions for a motorhome, and drove off to find them. Since that day five years ago, Siobhan has published a book she called Retirement Rebel: One woman, one motorhome, one great big adventure - an honest and uplifting story of how one woman stepped off the merry-go-round of life. Through her podcast, public speaking and book Siobhan is keen to show olde ..read more

Today, we're diving into the perplexing topic of why more people don’t buy annuities to provide a guaranteed income in retirement, and who better to have this conversation with than Billy Burrows. 
 Billy is a highly regarded financial adviser with over 30 years’ experience and founder of the Retirement Planning Project which aims to make it easier for people to get information and help on all aspects of retirement planning. 

In our conversation Billy and I explore some of the reasons that deter potential annuity buyers from securing their retirement income, explain mortality drag and mortali ..read more

I’m delighted to welcome back Jacqueline Berry, a regular guest celebrated for her passion for making the UK's care system easier to navigate.  Jacqueline is the founding director of My Care Consultant, a market-leader in helping people navigate the care system, and she is a fountain of knowledge in all things care related. in episode 40 she explained the fundamentals of the UK care system and returned in episode 154 to share tips on how to apply successfully for NHS Continuing Healthcare. Well, she's back with exciting news about her latest venture, My Care Hub. Imagine having a guideboo ..read more

Cameron Passmore has been a leading advocate for evidence-based, systemic investing for over 20 years. He is Executive Chairman and Portfolio Manager at Canadian wealth management firm, PWL Capital and co-host of The Rational Reminder Podcast. Cameron’s hugely successful podcast has featured some incredible guests from the world of investing and behavioural finance and aims to help make listeners better, more rational investors. His guests include investing research gurus Professor Ken French and Nobel Prize winning Eugene Fama. I loved my conversation with Cameron. Unsurprisingly, we focused ..read more

The FCA has issued a warning about the mismanagement of Asset Protection Trust Schemes. They’re concerned about the number of firms mis selling trusts on behalf of Trustees who don’t understand what they’re invested in or what benefits the trusts actually provide.   Asset Protection Trusts are trusts into which you typically transfer assets, often including your home, during your lifetime. Some people fall victim to unscrupulous or unqualified advisers who suggest these trusts provide specific protection from Inheritance Tax or are a good place to shelter your assets from any liability fo ..read more

Happy New year to you and thank you for joining me in 2023. Let’s start the New Year on a high note, by dispelling some of the more common held beliefs about how awful it is getting older. I feel that many people make assumptions about ageing and what it’s like to grow “old”, or how older age will affect them. The reality is that we won’t know until it happens to us, but some of our assumptions are probably true. But so many of our beliefs come from socially accepted myths, and if you take the time to challenge them, you’ll realise that, for the most part, they’re simply not true. There’s no e ..read more

In this episode Kathy & Justin chat about the important changes to the lifetime allowance announced in the Chancellor’s budget in March. It’s fair to say that the extent of the changes has taken the financial advice sector by surprise. It was widely anticipated that the lifetime allowance would be increased, but not fully abolished. We aim to clear up any confusion about what this latest change to pensions legislation means for you, by reminding you first of the annual allowance rules and when the Tapered Annual Allowance and Money Purchase Annual Allowance take effect. The contribution li ..read more

Robin Wigglesworth is editor of FT Alphaville, the Financial Times’ financial blog, where he focuses on the biggest trends reshaping markets, investing and finance across the world. Robin is also the author of a book called ‘Trillions – How a Band of Wall Street Renegades Invented The Index Fund and changed Finance Forever’. It’s been described as the definitive book on the past, present and future of passive investing. Trillions is a riveting read for anyone interested in the story of index funds, which is a topic I’ve discussed with several guests on the podcast over the years. Robin de ..read more