For our sixth and final episode of the year, we take a look toward 2024 industry predictions and trends, with a focus on three key themes: the quest for profitability, financial inclusion, and yes, you guessed it, Gen AI. We start with Doug Blakey, editor of Retail Banker International (RBI), for five minutes of scene setting, then get to our expert panel: Leda Glyptis, author of Bankers Like Us, and Chief Client Officer at 10X; Theodora Lau, author of Beyond Good, and Mayur Vichare, Director of Strategy and Value Consulting at Backbase. Conversation runs to just over 40 mins, and goes great w ..read more

For our fifth episode, we’re delighted to welcome Gavin Littlejohn, founder of Money Dashboard, an early PFM in the UK, in 2006, and CEO until 2015, before going on to play a key part in the open banking negotiations in the UK, and advise many countries on similar initiatives worldwide since. The conversation is part retrospective on how open banking came about and part current state assessment, with fascinating insight from someone who had a front row seat through it all, covering how difficult it was running a direct to consumer fintech proposition back in 2006, how big banks behaved during ..read more

Our fourth episode is with John Painter (or JP, as he’s more commonly known), Chief Technology Officer (CTO), Cloud and Financial Services at Amdocs.   Amdocs is a dominant player in the telecommunications space but is now making a big push into financial services. Some early client wins include ABN Amro, Bank Hapoalim and Union Digital bank in the Philippines. This discussion runs to approx. 45 minutes and is intended for a non-technical audience. We start with some basic definitions and survey data on bank spend on cloud, then get into migration issues, "lift and shift" versus re-factor ..read more

Our third episode is with Conrad Ford, Chief Product and Marketing Officer at Allica Bank. Allica is one of the very few profitable challenger banks worldwide, profitable in just over two years, and without accessing the government backed COVID-lending scheme, which makes it a particularly rare breed. However, Allica is going after different SME sub-segment, more “m” than “s”, and with quite a different philosophy. Allica sees it self as a bank, and firmly believes that’s what it’s customers want from it. There’s no talk of marketplaces, platforms, or other Consulting buzz words, but there is ..read more

Our second episode is with with Paolo Sironi, Global Research Lead at IBM Institute for Business Value, and author of the Amazon bestseller, "Banks and Fintech on Platform Economies: Contextual and Conscious Banking". This conversation isn't intended as a book review, but it is conceptual, and we start by introducing Paolo's Banking Reinvention Quadrant, his map of how to deliver platform business models, then get to what's hard about delivering platforms, from a technology and trust perspective, who's doing it well, who badly, and whether shifting economic and regulatory conditions in any way ..read more

Our inaugural episode is with Brett King, founder and former CEO of Moven, author of multiple Amazon bestsellers, and Ricky Knox, co-founder and former CEO of Tandem.  Conversation starts with our consumer data on sentiment change re: new digital banks then moves to business model and strategy questions.  We've got time-stamps for the time-pressed but otherwise we hope you can enjoy the conversation from start to finish.  Time stamps:  0-3mins – We introduce GD’s podcast, and today’s guests. 3 mins – Brett and Ricky respond to GD’s survey data showing that in 6 years of new ..read more