It has been at least three-quarters of not-so-great news. With inflation and employment uncertainties, companies have been tightening their belts. There has not been much marketing budget and freebies for retail consumers for some time now. Even if there is, it is quite selective. Before this runs out in 500 quantity only, get the Marina ..read more

As cliche my topic is today. It is said as it is. When you struggle to find employment and when you think about what can work for you. It is difficult to get momentum and also motivation. There’s a struggle to think about fulfilling the basic needs versus documenting the journey. When that motivation drops ..read more

So, the whole idea of updating on a per-month basis quickly fades away with changes in my life. It is also not feasible to update as regularly as I could have done so in 2020. Eventually, the updates plateaued for a shocking 2 years where many of my decisions were to take profit and reduce ..read more

Investing easily in the global real estate ..read more

What is HDB? Singapore’s Housing and Development Board (HDB) is a pivotal institution in the city-state’s journey towards modern urban living. Established more than 60 years ago, HDB has played a crucial role in transforming Singapore’s housing landscape. We have evolved from a nation grappling with inadequate living conditions into an efficient, high-quality public housing ..read more

Life is like a game. You play a game and this game cannot unwind or move back or restart. You will face good and bad decisions. More often, you will face a dilemma. I like to listen, adapt and use psychology to understand and comprehend most things. I find that humans are a handful and psychology is the best way to understand someone instead of a concept or a model. Our life, work and family revolve around integrating these into our day-to-day life. When faced with challenges, it saps the energy out of us and makes us feel down, upset or even dejected at times. However, the same can be said ab ..read more

At the start of 2024, there were signs that new offerings were being put out for deal seekers but as it seems, after January, there has been a drag of three months. Nothing much now except for Dobin. Before we start, let me just say that this is an affiliated link and by doing some actions, you do help me in keeping the lights on this blog. Please do try the app out. I have been using it for the past 6 months and I must say it has one of the better apps available without annoying advertisements. At the same time, I can track expenses and connect my banking apps. Today is the last day for the r ..read more

So, I took a couple of months to kind of get through retrenchment news. It was sad to be in the situation and given vintage, age, rank, and salary. The next mission or job hunt is going to be much more difficult to achieve. Even after going through these two months of the “sad” phase, the actual fact was that I knew it was bound to happen four month prior and with 6 months worth of time to job hunt. The market was extremely soft. It is such a life struggle sometimes. Jobs, new decisions, some people can choose to retire from 28, 40, 45, 55, 65. It was never really the case for me. As much as I ..read more

2024 has been kind to us. There’s a bit of budget around most things available to the common man out there. Today is no exception with the introduction of Max Miles Ang Pow for extra miles. This is a limited-time promotion and is valid only until 24th Feb 2024 or up to 1 million max miles. So this is going to go out pretty quick. Here are some free miles provided by max miles: Ang Pow Link Do use my referral link if you would like to sign up: Sign Up Here! What’s Huat with heymax? This Lunar New Year, heymax will be gifting every Maxer up to 1,000 Max Miles to share with friends and family a ..read more

This year, 2024, GPay has once again come back with Huat Pals, also renamed Huat Along. Get it? The event will take place from 6 Feb to 18 Feb 2024 With the social aspect of CNY back after the Covid years previously, there are some additional items that give you more opportunities to get more goodies. That said, it also means you have to make more effort to get more once again but it never fails to attract a big bunch of folks Five new Huat Pals — Xixi Haha, Ah Bong, Macho Meow, Hop Pop and Souper Loong – will be added to welcome the Year of the Dragon. Collect a Huat Pal each time you complet ..read more