Purchasing a home is an exciting time. If you’ve recently purchased your first condo, you’re likely very excited but might also be a bit nervous. We’ve compiled this quick guide to help you settle in and reduce risks. If you’re looking for an insurance agency that serves Quakertown, PA, and have questions, please get in touch with R&R Insurance Group LLC. We’d happily explain how condo insurance plans and other policies work. How New Condo Owners Can Mitigate Risks As soon as you purchase a condo, you’ll want to make sure you select a condo insurance plan. This plan can provide coverage fo ..read more

The Many Facets of Health Insurance Health insurance promises numerous benefits, encompassing preemptive and actual medical attention. Numerous health insurance policies provide reimbursement for regular check-ups and treatment options during sickness or emergencies. However, it is common for individuals, especially the younger and healthier demographic, to question the necessity of health insurance. Despite this, health insurance remains beneficial for individuals of all ages. At R&R Insurance Group LLC, we are devoted to helping Quakertown, PA residents understand the advantages of healt ..read more

Understanding the Importance of Life Insurance Life insurance guarantees a monetary benefit to your chosen recipients in the unfortunate event of your demise. There are myriad reasons to consider a life insurance policy, and the team at R&R Insurance Group LLC serving Quakertown, PA, can guide you in determining if this kind of insurance suits your circumstances. Below, we share some prevalent reasons why our customers typically opt for life insurance, but the benefits are not confined to these points alone. If you wish to discuss further, feel free to reach out. Three Key Reasons to Consi ..read more

Did you know if you have an ACA health plan that you can get physicals and many preventative health screenings free of cost?  Many people say your health is your wealth. By getting preventative screenings, you can prevent larger problems and be here to do the things you love. Health insurance may be more affordable than you think! Through the Healthcare Marketplaces, you can get subsidies to help pay for coverage. Subsidies are based on household income and family size. The federal exchange is healthcare.gov. Many states, including PA and NJ, have gone to state-based exchanges. Pennsylva ..read more

Umbrella insurance can provide peace of mind and may also mitigate major risks. Insurance plans are rather complex, so it’s crucial to study the terms. If you find gaps in coverage, you may be able to get an umbrella insurance plan that will mend those gaps. Contact R&R Insurance Group LLC, serving Quakertown, PA, to explore umbrella insurance options. Different insurance plans will cover different things. One insurance plan might cover damage caused by flooding, while another may not cover flood damage. Likewise, many insurance plans have limits. One plan might cover up to $50,000 in dama ..read more

When you’re a first-time condo buyer in the Quakertown, PA area, navigating the various insurances you need can be daunting. But it doesn’t have to be complicated! As your local insurance expert specializing in condo insurance, R&R Insurance Group LLC is here to offer insight and answer all your questions — no matter how big or small. Understanding Condo Insurance for First-Time Buyers Condo insurance is a type of homeowners policy that covers the contents of the condo you own (including any personal belongings) against physical loss or damage due to theft, fire, and other covered per ..read more

It isn’t legally mandated that boaters have boat insurance, so do you really need it? Absolutely. There are many ways in which a boat insurance policy can help you. It’s smart always to have a boat policy as long as you are a boat owner. If you go out with a boat that isn’t insured, you’ll be vulnerable to many risks. You’ve invested a lot into your boat, and you need to protect it appropriately. When you need boat insurance in Quakertown, PA, call us at R&R Insurance Group LLC. Liability Coverage The most important coverage that you need in your policy is liability insuranc ..read more

With the help of R&R Insurance Group LLC, you can get high-quality Medicare insurance in and around Quakertown, PA, that makes sense for your needs. Applying for this protection is relatively simple and is something you need to do as you reach retirement age. Automatic Enrollment  People who receive Social Security retirement between ages 62 and up to four months before they turn 65 automatically get enrolled in Medicare Part A and Part B when they reach 65. That helps streamline the process and ensure that you get the help that you need to stay healthy.  However, if you apply fo ..read more

Healthcare in the United States can get pretty expensive. That’s why you need health insurance, to pay off any medical bills you accrue due to illness or injury. It may seem confusing with all the legal mumbo-jumbo, but really it isn’t. What you really need to understand is that under the Affordable Care Act, there is a set of ten categories of services that health insurance plans must cover.  Health Insurance Services Ambulatory Patient Services  Health insurance will cover the bill if you need an ambulance.  Emergency Services If you need to go to the emergency ..read more

Any type of motorized conveyance in Pennsylvania requires liability insurance, which you can obtain from R&R Insurance Group LLC. If you operate a motorcycle in or around Quakertown, PA, you will need to purchase a bike policy that includes at least the following three coverage types at the specified minimum amounts: Personal injury coverage in the amount of $15,000 for one person per accident Personal injury coverage in the amount of $30,000 for all persons in an accident Property damage coverage in the amount of $5,000 per accident. These required coverages only protect the other drive ..read more