Breaking Down Mental Health Stigma May is Mental Health Awareness Month, a national health observance dedicated to shedding light on mental health conditions and fostering understanding and support for those experiencing them. Mental illnesses are among the most common health conditions in the United States. According to the National Alliance on Mental Illness (NAMI), 1 in 5 adults experience a mental health disorder each year. Despite the prevalence of illnesses and increasing recognition of mental health as a critical component of overall well-being, stigma remains a significant barrier to r ..read more

Personal injury protection (PIP) is a type of auto coverage that can help pay for your medical bills and passengers’ medical bills if you’re in a vehicular accident, regardless of fault. In some states, PIP can even offer coverage if you’re injured by a vehicle as a pedestrian, cyclist, or passenger involved in an accident. Also known as no-fault insurance, this coverage is required in certain states and optional or not offered in others. Learn more about PIP coverage below. Who Does Personal Injury Protection Cover? PIP coverage can help pay medical expenses for you and anyone covered on your ..read more

Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can help cover flood damage, it may not cover all of your flood risks. Most policies purchased through the NFIP have coverage limits of $250,000, and if a flood causes too much damage, you may not have enough to rebuild or repair your home. Homeowners whose houses would cost more to rebuild than the NFIP flood insurance limit of $250,000 should consider adding excess flood insurance purchased through a private insurance company. Who ..read more

The way an organization responds to a cyber incident can make or break its operational, financial and reputational stability. In the event of a poor response, an organization may encounter various consequences—including the exposure of sensitive data, compromised technology, widespread business disruptions, disgruntled stakeholders, lost customers and diminished market value. Fortunately, organizations can mitigate these damages through proper cyber incident response planning. A cyber incident response plan establishes steps to ensure timely remediation amid cyberattacks and keep related losse ..read more

The Health Benefits of Walking Walking is often overlooked as a form of exercise; however, it offers several health benefits for the body and mind. This simple yet powerful activity is accessible to people of all ages and fitness levels, requiring no special equipment, memberships or training. By boosting physical fitness and enhancing mental well-being, incorporating regular walks into your routine can improve overall health, so you can Live Well Work Well – April 2024. Physical Health Benefits of Walking Walking is a natural, low-impact form of exercise that can yield notable improvements i ..read more

Charging a battery through a free public USB charging station may seem innocuous, but doing so could result in costly cybersecurity issues. Through a tactic known as juice jacking, a malicious actor can gain access to an individual’s device when they connect to these ports. Since these charging stations are common in public places like airports and hotel lobbies, businesses should be cognizant of this threat. This is especially true of businesses with employees who travel with company devices and confidential data. This article provides more information on juice jacking and offers tips on miti ..read more

Deepfake Scammers Con Company Out of Over $25 Million At a briefing on Friday, Feb. 2, 2024, Hong Kong police revealed that a recent cyber incident involving deepfake technology resulted in a finance professional at a multinational firm being manipulated into wiring more than $25 million in company funds to fraudsters. This event showcased the widespread damage that can be caused by deepfakes, which typically utilize artificial intelligence (AI) to analyze existing images, videos and audio recordings of an individual to generate sophisticated forgeries of the person’s likeness. The following a ..read more

Understanding Your Kidney Health March is National Kidney Month, making it a great time to take charge of your health by lowering your chances of developing kidney disease. Your kidneys filter your blood to remove waste and extra water to create urine. They also make vital hormones that produce red blood cells, promote bone health and regulate blood pressure. As such, the kidneys play a vital role in your body. Risk Factors Kidney disease is a leading cause of death in the United States. Today, 15% of Americans are affected by kidney disease—and most won’t have symptoms unless their kidneys f ..read more

Artificial Intelligence (AI) technology, which has surged in popularity in recent years, encompasses machines and devices that can simulate human intelligence processes. Applications of AI systems are widespread, but some of the most common include computer vision solutions (e.g., drones), natural language processing systems (e.g., chatbots), and predictive and prescriptive analytics engines (e.g., mobile applications). According to the International Data Corporation, the market for AI technology and other cognitive solutions is projected to exceed $60 billion by 2025, up from $1 billion in 20 ..read more

Hard Market Economic Pressures Surging inflation has been a persistent concern in the insurance space over the last few years, resulting in eroding investment income and higher administrative costs among carriers, greater underwriting uncertainty, increased claim expenses and rising premiums. Such inflation reached a peak in 2022, evidenced by the highest consumer price index (CPI) in 40 years. According to the U.S. Bureau of Labor Statistics (BLS), the CPI for all urban consumers jumped by 9.1% year over year in June 2022 and remained near record-setting levels (7%-8%) for the next several mo ..read more