Here are three examples of when a food truck business may need to use its insurance: General Liability Insurance Let’s say a food truck named “Rolling Grub” is serving customers at a local event. During the event, a customer slips and falls near the food truck due to a wet floor caused by a spill. […] The post When would a food truck business need to use their insurance? appeared first on State of Ohio Insurance ..read more

Choice and flexibility: Independent insurance agents work with multiple insurance carriers, which means they can offer a wide range of insurance products and coverage options to their clients. This allows clients to choose from a variety of policies and customize coverage to meet their specific needs and budget. Personalized service: Independent agents typically work in […] The post What are some advantages of using an Independent Insurance Agent? appeared first on State of Ohio Insurance ..read more

According to the National Funeral Directors Association (NFDA) 2020 Cremation and Burial Report, the median cost of a funeral with viewing and burial in 2019 was $9,135, while the median cost of a funeral with viewing and cremation was $7,640. However, this can vary significantly depending on a variety of factors, such as the location […] The post What is the average cost of a Funeral? appeared first on State of Ohio Insurance ..read more

As a restaurant owner, there are several situations in which you may need to use your insurance: Property damage: If your restaurant is damaged due to a fire, storm, or other unexpected event, your property insurance can help cover the costs of repairing or rebuilding your restaurant. Liability claims: If a customer is injured or […] The post As a restaurant owner when might I need to use my insurance? appeared first on State of Ohio Insurance ..read more

A yacht owner would likely need several types of insurance coverage to adequately protect their investment and manage risk. Here are a few types of insurance that a yacht owner may consider: Hull insurance: This type of insurance covers damage to the physical structure of the yacht, including damage caused by accidents, theft, or weather […] The post What type of insurance would a Yacht owner need and why? appeared first on State of Ohio Insurance ..read more

A cattle farmer may need several types of insurance coverage to adequately protect their farm and livestock, manage risk, and comply with regulatory requirements. Here are a few types of insurance that a cattle farmer may consider: Property insurance: This type of insurance covers damage to the physical structures on the farm, including barns, sheds, […] The post What type of insurance do Cattle Farmers need? appeared first on State of Ohio Insurance ..read more

A state fair, like any large-scale event, needs insurance coverage to protect against various types of risks and potential losses. Here are a few types of insurance that a state fair may need: General liability insurance: This type of insurance provides protection against claims of bodily injury, property damage, or other types of liability that […] The post What type of insurance coverage would a State or County Fair require? appeared first on State of Ohio Insurance ..read more

Events, such as weddings, concerts, festivals, and trade shows, often require specific insurance coverage to protect against potential risks and losses. Here are some of the common types of insurance coverage you may need for an event: General Liability Insurance: This type of insurance protects against claims of bodily injury, property damage, and personal injury […] The post What type of insurance coverage do you need for special events? appeared first on State of Ohio Insurance ..read more

When would you use Underinsured motorist coverage? Underinsured motorist coverage is designed to provide protection in the event that you are involved in an accident with a driver who has automobile insurance, but their policy limits are not enough to cover all of the damages resulting from the accident. Here is an example of when […] The post When would you use underinsured or uninsured motorist coverage? appeared first on State of Ohio Insurance ..read more