Discover the consumption trend and the mobility trend of the month in 1 minute each! To help you follow most of the evolutions of the consumer and mobility market in France and Europe, here are 2 new video capsules: Consumption Minute and Mobility Minute. Each month, Flavien Neuvy, Economist and Director of Observatoire Cetelem, delivers 2 hot news in 1 minute each, the time to swallow a coffee! This news relates to 2 key markets for the company: Mobility and Retail. Consumption Minute In this first edition, discover a market that is not experiencing the crisis… … small appliances. Co ..read more

Changes at the head of the Cetelem Foundation Starting today, a new trio is taking the reins of the Cetelem Foundation, with the mission of continuing our commitment to inclusion through digital sharing. New appointments include: Miruna Senciuc, Sustainabilty Director (Sustainable Development) of BNP Paribas Personal Finance and CSO (Chief Sustainability Officer) of BNP Paribas Personal Finance France, is appointed President of the Cetelem Foundation, succeeding Serge Le Bolès. Carole Destruhaut, member of the Sustainability Directorate, former General Secretary is appointed General ..read more

Unique, anchored in pop culture and associated with an iconic mascot, our brands need to evolve regularly to be in line with the changing world in which we operate. A new phase of evolution took place this year! A substantial work carried out jointly with 8 countries (Italy, Germany, Spain, Portugal, France, Belgium, the Netherlands and the UK) and our business teams. A necessary project That is why we have started this project on our Cetelem brands, with several objectives in mind: Be fully connected with the real lives of our customers, be at the heart of our partners’ activity ..read more

Software obsolescence, spare parts prices, compulsive purchases, lack of information or even lack of maintenance… While 85% of French people plan to repair their broken products, only 30% actually do so: a gap justified by a repair that is sometimes more expensive than buying a new product! This perceived or real cost is an obvious obstacle to repair, even though it makes it possible to extend the life of products, limit the exploitation of new resources and therefore contribute to preserving the planet. To reverse this trend and support the evolution of French consumers’ consumption habi ..read more

To best support its Cetelem clients in France, in their work projects, BNP Paribas Personal Finance offers a completely new offer on the market, with its partners AXA and Juridica. Why? MANY CHELLENGES IDENTIFIED We all know someone in our circle who had a bad experience during work. According to a survey, 70% of French people have already faced a dispute and 70% consider that they do not have the means to defend themselves in case of dispute (1). Our customers can quickly feel helpless in this situation. On the other hand, the choice of craftsmen is also a key element for the smooth runn ..read more

Extraction of rare ore, use of chemicals, waste of natural resources… Can the luxury jewellery industry, often pinned on its environmental and social impact, reinvent itself? This is the gamble of Emblème. A French brand that challenges the codes of jewellery and offers more sustainable alternatives. Their secret? Extracting gold from used electronic circuits. An innovative process that significantly reduces the environmental impact of jewellery production, when we know that 10 grams of gold in nature = 10 tons of rock extracted, while with electronic circuits it takes only 1 ton. In this ..read more

Today cars are sized to their peak use. That is to say when you go on holiday or weekend with the whole family: 4 or 5 seats, a large trunk… This represents 5% of usage. Living in the countryside, far from the hustle of city centres, is the dream of many large cities inhabitants… We then move away from urban areas and breathe. However, these areas are often underserved by public transport and bicycle infrastructure remains discreet. Households living in these areas often have two vehicles. In most cases, it is precisely with this second vehicle that the daily short trips (home to work, pi ..read more

The results of the 2024 Observatoire Cetelem Barometer have just been released: the mood of Europeans remains stable, despite economic challenges and the persisting inflation. For 2024, consumers resilience and optimism are expected. For a condensed vision of trends, watch the exclusive video of our economist Flavien Neuvy! For the insights and a comprehensive analysis, the complete study is on the Observatoire Cetelem page.  An encouraging perspective for the coming year awaits us!  https://www.youtube.com/watch?v=63wEy19WoT0 L’article Europeans mood ..read more

Every year, 2.5 billion tonnes are not consumed worldwide according to the WWF, or 40% of global food production… In France, ADEME informs us that 10 million tons of food ends up in the trash and that just in households, 30 kg of food per capita per year is thrown away… An alarming and unbearable scourge that must stop when we know that according to the United Nations, in 2022, 9.2% of the world’s population (more than 700 million) was not eating enough… On this subject, you have most certainly heard about the startup Too Good To Go whose mission is to stop food waste worldwide. Méleyne Rab ..read more

On the mic of On The Way this week, Heïdi Sevestre, world-renowned glaciologist. Together, we dive into the captivating world of glaciers, these ice giants that impact our daily lives much more than we think. Yet, faced with the threat of global warming caused by human activities, their future is uncertain. Heïdi, with her contagious passion and expertise, guides us through the hidden secrets of these glaciers. She shares amazing facts about their importance in maintaining the global climate balance. Did you know? 2 billion people depend on glacier water. Whether to drink, to produce ene ..read more