Planning to move or recently moved to France? Like any other country, you have to understand the local specificities to avoid making costly mistakes and losing money.  We will explain to you in this blog, based on our own experience, what you should look up when living in France. From simple practical day life mistakes, to strategic portfolio management. Let’s start… Table of Contents Mistake #1: Calling a leaflet plumber number Few days after renting our apartment in Paris, we received a marketing leaflet in our mailbox with some ‘useful’ emergency phone numbers. It did include ph ..read more

If you are a beginner in the stock market in France but willing to grow and diversify your portfolio, then you are reading the right blog as we will explain the basic steps to buy stocks online.  Table of Contents How to buy stocks online? To place a stock order with a broker, you typically follow these steps: Choose a Broker Select a reputable broker that suits your needs and offers the order types you require. There are multiple online brokers in France. You can read our blog about best brokers in France.  Open an Account Open a trading account with the chosen broker. This ma ..read more

A New Year is ahead of us and you might be looking for some ideas for financial New Year’s resolutions. This is the right time to assess achievements from previous year and set new targets. In this blog, we will try to inspire you with some ideas based on your financial maturity level. Let’s start! Table of Contents Why setting New Year's resolutions? A bad financial status could impact your mental health. Many of us are concerned about our debts, lack of savings in case of an emergency, or simply high inflation rate diluting your wealth.   According to Bankrate’s 2023 money a ..read more

If you’re planning on sending or receiving money in France, you’re in luck. As a major financial hub in Europe, there are numerous options available to you. In addition to the country’s four major banks, there are other safe and reliable services for international money transfers in France. In this article, we’ll cover everything you need to know about international money transfers in France. We’ll discuss the different options available to you, including online international money transfer services, traditional bank transfers, wire transfers, and foreign exchange brokers. We’ll also provide ..read more

You may be wondering what is this social contribution CSG CRDS tax in France that is eroding your profits? From where is coming from? Why is variable? What’s the difference from income tax? Is this tax funding my pension?  We will try to cover all these points in this blog based in our understanding and as simple as we can make it. Let’s start!  Table of Contents What is the social contribution tax (CGS CRDS) in France? Also known as ‘prélèvements sociaux’ , or ‘contributions sociales’ , it is a kind of additional income tax in France justified by the government to partia ..read more

What is the importance of compound interest? Why many financial analyst refers to it the secret sauce to increase wealth over time? Several financial ‘gurus’ has described it as their secret to become wealthy. Even Albert Einstein said: “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it” We will explain in the article what it is, and provide some practical examples to better understand the concept. Let’s start!  Table of Contents What is compound interest? Essentially, it means earning interest not only on your initial ..read more

What is an ETF? Probably you may have seen or heard about this acronym several times from financial media or experts and want to understand more about it? If so, you are in the right place. We will explain you why investing through an ETF could be a financial life-changing advice. Let’s dive into it…  Table of content What is an ETF? Exchange traded funds (ETFs) are investment funds that are traded on stock exchanges, much like individual stocks. ETFs are designed to track the performance of a specific index, such as the S&P 500, or a specific sector of the market, such as tech ..read more

How is buying real estate in France? What’s the process? Is it too complicated? Is it a good idea? Pitfalls to avoid? Taxes?  We will be sharing in the key points on this topic based in our experience while living as expats in France.  Table of Contents Buying or renting in real estate in France? Deciding whether to buy or rent a property in France is a big decision, especially if you’re an expat who’s new to the country. There are pros and cons to both options, and it’s important to consider your individual circumstances and preferences before making a decision. Her ..read more

How is buying real estate in France? What’s the process? Is it too complicated? Is it a good idea? Pitfalls to avoid? Taxes?  We will be sharing in the key points on this topic based in our experience while living as expats in France.  Table of Contents Buying or renting in real estate in France? Deciding whether to buy or rent a property in France is a big decision, especially if you’re an expat who’s new to the country. There are pros and cons to both options, and it’s important to consider your individual circumstances and preferences before making a decision. Her ..read more

Looking for passive income ideas while living in France? What’s is really passive income? Need to complement your monthly revenues in an effortless and easy manner? Let’s clarify first what is really passive income before sharing our top 3 preferred ideas.  Table of Contents Understanding passive income Passive vs active income Active Income: It is basically the income earned through your 9 – 5 job or business activity such as salaries, wages, and business revenue.  It is strongly correlated to exchanging your time for money.  Passive Income: It is the money earned with ..read more