We’ve all been there, stuck in a terrible job or a situation where you just can’t walk away because of your lack of savings. That’s called F**k me money. So now are you wondering what’s F**k you money? F**k you money is about being financially savvy enough to have an emergency fund that allows you to walk away from any giving situation. In most cases it allows you the option to leave a toxic environment you might otherwise feel financially restricted to do so. Most people don’t picture a day they’ll be stuck with such a scenario so it’s likely they aren’t prepared. Figures show that more than ..read more

Negotiating a higher salary and better benefits whilst you work at a company is part of the career game. It would help if you always kept up to date with your job’s earning potential. We understand that as a working parent, you’re not just working for yourself – you’re working for your family’s future. It’s crucial to ensure that your job provides you with the best possible financial benefits. You may become complacent and let the time pass without reviewing your pay against others in the same field, this is a mistake that can cost you years in earning potential. You shouldn’t always wait for ..read more

Some people are just made for hands-on tasks. This opens up lots of opportunities to earn some extra income offline. The popularity of online platforms has got people’s attention on making money online. Sometimes sitting behind a screen for hours on end just isn’t for everyone. The truth is traditional hands-on jobs are still equally as rewarding. Take oven cleaning for example, it pays an hourly rate of £60 to £90. The average cost of grass cutting is £25 to £40 per hour or £20 to £30 per square metre. Outdoor side hustles are a great way to increase your income while getting fresh ..read more

If you desire financial freedom or more flexibility to live on your own terms you must set financial goals. Setting financial goals is crucial for various reasons to assist you to manage your finances effectively and achieve specific ambitions. Theirs several reasons why setting financial goals is important. In this post, we’ll take a look at them in order of importance and see how they could guide you and your family to a healthier financial future. Let’s first define what setting financial goals is and how to accomplish them. A goal is a target that a person or group aims to accomplish withi ..read more

We should always strive to learn and invest in ourselves beyond qualifications and university degrees. Information is so readily available these days that there is little to no excuse to why anyone can’t learn anything. A great tool I use everyday is YouTube (premium I can’t stand the Ads) to learn everything from recipes for my kids meals to financial concepts for my business. The main sources of knowledge or information once upon a time use to be from teachers, books and newspapers. We still have those today but the internet has sped up the process and has given us different ways to consume ..read more

You might be surprised to know the way you’ve looked at your money in the bank might be all wrong. As a generally rule we encourage everyone to have an emergency fund in their budget for a rainy day. This can be 3 to 6 months worth of expenses stashed away in a bank savings account with easy access. In the real world that money is just a digital figure you can view when you log in online to check your bank balance. The bank as business has already utilised that money into investments for it self but will offer you a small percentage in return to keep your money there. The business model of ban ..read more

Parkinson’s Law, a well-known principle, suggests that expenses tend to increase in proportion to income. Therefore, if you’re struggling to manage bills or reduce debt, simply earning more money is NOT your only answer. We can start off by saying it’s not about how much you make, it’s about how much you can keep to then invest at a later stage. Keeping money saved and not spending frivolously is very challenging when you run a household full of children. It can get tempting to ignore the budget and treat yourselves to a pricey family day out just because it’s sunny outside (doesn’t happen ver ..read more

It’s coming! Valentine’s Day is an opportunity to express love to your other half with a romantic meal, thoughtful gifts, and flowers. However, is that the only way to celebrate? Let’s step outside the norm and try something a little different. Some couples, well men in particular might feel under pressure to spend loads of cash on Valentine’s Day. They might not have it in the budget but will make an exception to show that they made an effort. Maybe it’s because this day is widely celebrated and captured on social media with millions of videos, pictures of huge bouquets of roses and lavish me ..read more

They say a goal without a plan is just a wish. The plan itself is a budget and failing to have a basic budget simply wishes away your money goals. That house you want isn’t coming, the family holiday to Mexico, sorry not this year. Plans to celebrate your birthday at The Ivy, maybe Nando’s will do and the Rolex Daytona with the green dial….just keep reading mate. In this post, we’ll break down what makes up a budget and why it’s important to track these individual numbers to get a true picture of where you are and where you want to go financially. The point of a budget is to help you set long ..read more

After a long day at work, the last place you want to be is in the kitchen trying to make dinner for everyone. Here’s an idea, grab just one pot and these recipes which will last the whole week. Time is really of the essence these days. It seems like it goes by so fast that we don’t have a spare moment to relax. We’re always caught up in a mix of routines like work, school runs, cleaning, shopping, and squeezing in the gym, the list is endless. Cooking meals is the one, love it or hate it task that we all have to do. As parents, we have no choice but to do our best and rustle up something healt ..read more