How do you know if you need a Financial Plan? Does the thought of retirement seem daunting? It doesn't have to be, and in fact, it should be more about purpose than just money. Keith offers some phenomenal advice on key factors to consider while planning for retirement and the common pitfalls to avoid. He underscores the importance of leading a purposeful life post-retirement and not merely depending on social security or inheritance.  We debunk the myth that financial planning is merely for the ultra-wealthy and shed light on the tangible benefits it can bring to everyone. We delve into ..read more

Ready to shatter some long-held myths about investing? Join us as we dive deep into the world of stocks picking in the form of  derivatives, pulling apart the fallacies that have led even the brightest minds, like Sir Isaac Newton, down costly paths. We're debunking the allure of stock picking and exposing the reality - it's an approach that often leads to higher costs and diminished returns. We're also demystifying derivatives. Yes, they can be complex, but they too can provide opportunities for risk management and hedging. We'll guide you through the maze of collateralized debt obligat ..read more

Did you know that your emotional attachment to certain stocks could be a ticking time bomb in your portfolio? In this episode, we reveal the pitfalls of stockpicking and the dangers of legacy investing and employer stock investing. Countless investors are blinded by their affinity for certain shares, whether gifted, inherited, or earned through their job, overlooking the potential threats these stocks pose. Remember Enron? Those once golden shares were worthless overnight. We unravel such cautionary tales to emphasize the necessity of diversification in a sound investment strategy. Gear up fo ..read more

Experience the transformative power of artificial intelligence as we expose how it's revolutionizing the business world and altering the way we live. The episode is packed with insights into how AI can bolster business efficiency, stimulate growth, and offer tailor-made solutions to cater to individual needs. We're joined by Salem, an accomplished business coach, who uses AI to boost the success of women entrepreneurs. Through Salem's enlightening experiences, we unpack how AI tools like Chat GPT and Copy Dot AI can be a game-changer in automating business operations and freeing you from routi ..read more

Are you ready to shift your perspective on investing?  I'm Jennifer Foster, your guide on this enlightening journey through the volatile world of stocks and the trending topic of ESG investing. Together, we'll unravel the misconceptions around stock picking, examine why it can be destructive, and explore the captivating allure of big-name stocks. Plus, I'll fill you in on our free virtual masterclass events that arm you with evidence-backed knowledge to confidently navigate your financial journey. But that's not all we're uncovering today. We delve into the intricate world of ESG invest ..read more

Ever felt perplexed by all the chatter surrounding dividend paying stocks? Buckle up because we're about to strip away the mystery! As your trusted investment strategy guide, I, Jennifer Foster, take you on a thrilling ride through the intricacies of dividends. Expect to encounter the good, the bad, and even the ugly as we delve into the enticing world of dividends, their pros and cons, and the often misunderstood concept of dividend yields. Hold on tight, as we traverse the tumultuous times of 2008 and 2009, when major banks drastically diminished their dividends, laying bare the inherent ri ..read more

What if you could comprehend the complexities of modern portfolio theory and behavioral finance, while simultaneously exploring the concept of the American Dream? And what if you could do all this guided by the wisdom of renowned economist, Dr. Harry Markowitz? We proudly dedicate our latest episode to the monumental contributions of Dr. Markowitz, whose influential work has significantly shaped our portfolio strategy at SmartPlan Investing. From examining his breakthrough research on portfolio risk,  we honor the legacy of this Nobel laureate. But, that's not all. We're extending our co ..read more

What happens when a fitness instructor decides to transition into the world of Real Estate? Join us as we chat with Maria, a successful Real Estate agent who made the leap and has never looked back. With her adorable daughter Genesis by her side, Maria shares her fascinating journey from working at her family's renowned real estate brokerage to joining Keller Williams and starting her own team, Best Home Ever. In this heartfelt conversation, we explore the ins and outs of the real estate market, from timing your home purchase to choosing the right property for investment. Maria offers valuabl ..read more

What if I told you there's more to the current housing market than meets the eye, and that the right loan options can make all the difference? Discover the secrets behind today's market with our amazing guest, Leah from Leah Lending with Leah. We dive deep into the differences between the market prior to the 2008 crash and now, exploring consumer protection regulations, supply and demand, and the presence of stated income and no verification loans. Plus, find out if there's any truth to the idea that the current market feels like a bubble. Real estate investing is more accessible than ever, a ..read more

In this episode I cover a topic that is on many American’s minds and that is the National Debt and whether the government is going to raise the debt ceiling or not, and what this means to many of us.  Many Americans and investors are experiencing extreme anxiety and fear. We don’t have just Economic and political fears that we are dealing with, but personal fears as well (such as deaths, divorce, depression, financial hardship, personal injury or illness and many more issues.  When we watch the news, they can lead us to believe we are facing an Economic Armageddon! The news channels ..read more