Colorado offers gorgeous places to camp and explore, and you can take all the comforts of home when traveling in an RV. To make the most of your trip, follow these seven steps to get your recreational vehicle ready for the road. Don’t forget to schedule an appointment at Premier Group Insurance in Lakewood, CO, to review your existing policy or purchase a new one. Making Your RV Road Worthy Start early by booking overnight spots well in advance. The most popular spots fill up weeks or months ahead of time. Before you go, air out your RV and clean it thoroughly. Next, look for any signs that sq ..read more

Motorcycle Insurance: A Shared Responsibility For Safety If you own a motorcycle, chances are motorcycle insurance isn’t just a recommendation. It’s a requirement in most US states. At Premier Group Insurance, servicing Lakewood, CO, our role is to ensure that individuals in Lakewood, CO, obtain the necessary motorcycle insurance required to be both compliant with the law and financially protected in the event of a covered incident. Let’s delve deeper. Understanding Motorcycle Insurance In many respects, motorcycle insurance mirrors automobile insurance. It covers damage to another driver and ..read more

Floods can occur unexpectedly, causing substantial damage to homes and possessions. At Premier Group Insurance, we’re committed to informing residents in Lakewood, CO, and the surrounding regions about flood risks in their localities. Let’s explore how you can evaluate your flood risk and safeguard your property. Knowing Your Flood Risk Zone Start by understanding your locale’s geographical and environmental conditions. The flood risk varies based on factors like proximity to water bodies, rainfall patterns, land elevation, and potential for extreme weather events. FEMA’s Flood Map Service Cen ..read more

If you’re a Lakewood, CO resident and own a boat, whether it’s an impressive yacht or something less extravagant, you’re likely quite proud of your purchase. Part of being a proud boat owner is taking care of your boat and ensuring it remains in tip-top condition. One way to ensure it remains in optimal condition is to obtain adequate insurance coverage, but how do you know you have the best coverage for your boat? Here is an overview that could help. Do You Know Your Boat’s Value? If you don’t know your boat’s value, it’s nearly impossible to ensure you have the best coverage possible. Findin ..read more

Many Lakewood, CO residents get umbrella insurance policies to protect themselves against liability lawsuits further. These policies often come with terms that aren’t in some other, more common insurance policies. One example is self-insured retention. Self-Insured Retentions in Umbrella Policies Self-insured retention refers to the amount of loss that a policyholder must bear before their umbrella insurance policy begins to pay. It’s the portion of a claim you’re responsible for covering out of pocket before your insurance coverage kicks in.  This differs from a standard insurance policy ..read more

At Premier Group Insurance, serving Lakewood, CO, we want to help you prevent accidents. Properly caring for your tires can significantly help. Why Proper Tire Care is Important Tires are essential to your vehicle and are responsible for keeping you safe on the road. Proper tire care can help extend the life of your tires, improve fuel efficiency, and ensure your safety while driving. Tire Maintenance Tips Here are some tips to help you maintain your tires: Check Tire Pressure Regularly Maintaining proper tire pressure is crucial for your safety and the longevity of your tires. Under-inflated ..read more

If you are a homeowner, you know the importance of having homeowner’s insurance from Premier Group Insurance. It protects against damage and loss caused by certain risks such as fire, theft, vandalism, etc.  But what about flooding? Although flood damage is typically not included in typical homeowner’s insurance policies in the Lakewood, CO area, floods can still cause significant damage to your home and property. This is why homeowners need to consider purchasing flood insurance in addition to their existing policies.   Flooding can occur at any time, often with little warning. Floo ..read more

The home insurance coverage you purchase can significantly impact your finances down the road. That’s why you need to research and choose the right policy for your home in Lakewood, CO. At Premier Group Insurance, we can help you find the right policy for your situation.  Here are four priorities you should focus on when buying home insurance.  Knowing what your policy does and doesn’t cover Please read the fine print of your home insurance policy so that you know what its limitations are. You don’t want to end up unpleasantly surprised that a particular type of damage isn’t covered ..read more

When Your Vacation or Permanent Housing is Highway-Ready As you can imagine, RVing is popular in the beautiful state of Colorado. The DMV even has its own RV to bring services closer to people all over the state! Liability insurance is required of RVs and other vehicles to ensure that the damage the vehicle is involved in is covered. There are a couple of specific concerns that you’ll want to cover with us at Premier Group Insurance in Lakewood, CO. One is the exact coverage that you need according to the state for RVs and travel trailers, and the additional coverage that’s wise to protect you ..read more

Owning a boat can take a lot of work to keep things running smoothly. One thing that is a must for keeping it protected is insurance. If you have a boat, it is a good idea to check out the requirements and options for boat insurance. Here are some of the types of coverage that are available for boating insurance. Types of boat insurance Liability Liability insurance covers costs related to an accident that you caused. If you hit someone’s property or injured someone, they could sue you for the damages. In the case of a lawsuit, your liability insurance could help cover the costs related to the ..read more