Life insurance is part of financial planning and protects your loved ones if something should happen to you. Several types of insurance are available in Arvada, CO, so it’s essential to understand the differences between them to find the best one for your needs. Let’s get started. Term Life Insurance Term life insurance covers a specific period, usually one to thirty years. Death benefits are paid to beneficiaries, but if the policyholder outlives the term, the policy expires without payout. Whole Life Insurance Whole life insurance is a lifelong or permanent policy as long as premiums are pai ..read more

Experiencing a house fire is traumatic in Arvada, CO. Evertree Mountain States explains what to do next if your home or business has been affected by a fire. We will examine insurance claims and how Evertree Mountain States can help you through this difficult time. Filing an Insurance Claim Contact us as soon as you are safe. We’ll go over your policy with you and explain the next steps. Being overwhelmed is normal, but our insurance team will walk you through the process. Depending on the severity of the damage, it may be important for an adjuster from your insurance company to come to i ..read more

Two primary forms of life insurance are each highly popular with policyholders. Each works differently and has different advantages and disadvantages. Term life insurance is one of these insurance policy types. It has some significant advantages that keep many people choosing this type of policy. When you’re interested in a term life insurance policy, call us at Evertree Mountain States in Arvada, CO, and learn more.  Insurance for a Term The name term insurance is because the policy is good for only a specific term. When the policy is written, it’s made clear in it exactly how ..read more

Dwelling coverage is an essential aspect of home insurance that protects the physical structure of your home and any attached structures, such as a garage or porch. Evertree Mountain States explains dwelling coverage for your home in Arvada, CO. What is Dwelling Coverage? Dwelling coverage is an essential aspect of home insurance. It protects the physical structure of your home, including any attached structures such as a garage, porch, or deck. This coverage protects against many perils, including fire, lightning, windstorm, hail, explosions, falling objects, and vandalism. Essentially ..read more

Are you planning to go on a road trip? One way to ensure you get the most out of your next trip is to get sufficient RV insurance for your motorhome. RV insurance will cover you from liability claims related to your RV and the cost of any damages to your vehicle. In other words, it will cater to the vehicle’s motorhome and vehicular aspects. Here are five questions to ask your potential insurers when looking for the right RV insurance policy. 1. What Type of RV Coverage is Best For Me-Actual Cash Value or Replacement Cost? The actual cash value coverage reimburses you for the value of your mot ..read more

If you are thinking about heading out on the highway on your new motorcycle, you better also think about having the proper amount of motorcycle insurance. The motorcycle insurance agents at Evertree Mountain States serving the Arvada, CO area want you to know about the different coverage options you can choose from when it comes to motorcycle insurance. Is Motorcycle Insurance Required in Colorado? If you were wondering if motorcycle insurance is required in Ohio, it is. You must have at least a liability insurance policy in effect that will help pay for any damages or injuries you cause if th ..read more

The right commercial insurance is essential to protecting business owners from various risks. If you are looking for high-quality Commercial Insurance, the Evertree Mountain States professionals can help the Arvada, CO residents find the policy options they need to operate securely and confidently.  Mobile Business Insurance  Anyone operating a business that provides products and services to the general public should have comprehensive commercial insurance. This includes individuals operating any mobile business. Our experts can help customers determine which options best fit their m ..read more

Staying safe on the road is a combination of many things. Even your tire maintenance can affect how safe your vehicle is. We care about your safety at Evertree Mountain States, serving Arvada, CO. Keep reading to learn more about tire maintenance and vehicle safety.  How Do Tires Affect Safety? Because your tires are your main contact point between the car and the road, the maintenance of the tires is vital. When tires are not in good working order, it can put you and other drivers at risk.  If you continue to drive on tires in poor condition or need to be replaced, you are at increa ..read more